The Fiscal.ai promo code is RYAN15: it takes 15% off, and you enter it at checkout. The code works even if you go to Fiscal.ai directly.
Affiliate disclosure: I’m a Fiscal.ai affiliate. If you subscribe through my link or use code RYAN15, I may earn a commission at no extra cost to you.
Quick facts
| Question | Answer |
|---|---|
| Promo code | RYAN15 |
| Discount | 15% off all payments within your first 11 months |
| Where to enter it | At checkout, after creating your account |
| Free trial | 7 days; card required; converts to a paid plan unless you cancel before it ends |
| Plans it applies to | Shown at checkout |
| Last updated | October 1, 2026 |
RYAN15 takes 15% off all payments within your first 11 months. If you choose yearly billing, your first annual payment falls inside that window.
How to use the Fiscal.ai promo code
- Start at Fiscal.ai. Use the Fiscal.ai sign-up link with code RYAN15, or go to fiscal.ai directly and enter the same code at checkout.
- Choose the appropriate account type. Fiscal.ai distinguishes Individual sign-up for personal investing and research from Professional sign-up for a fund, firm, or platform. Choose the option that matches how you will use the service.
- Create your account and review your plan. Compare the billing amount, the features you need, and the trial conditions before committing.
- Enter the code. After creating your account, enter RYAN15 at checkout. Check the spelling before continuing.
- Check the total. Confirm that the discount is displayed for the payment you are authorizing, review any tax, and read the billing terms before completing the subscription.
A click on my affiliate link is not required to use RYAN15. Keep the code handy and enter it when you reach checkout. If the offer is missing from the total, pause and ask Fiscal.ai support about your selected plan before paying.
Choose the subscription because it fits your research process. Then use the discount to reduce the subscription cost. A lower price is useful, but the right plan still depends on the data, history, and exports you need.
What Fiscal.ai is (formerly FinChat)
Fiscal.ai is the company formerly known as FinChat; it announced the rebrand on June 17, 2025. It offers a web Terminal for investment research, MCP connectors, and a data-feed API.
Fiscal.ai describes the Terminal as providing income statements, balance sheets, cash flow statements, ratios, and company Segments & KPIs. Think about those tools in terms of the questions you want to answer: how a business earns revenue, whether cash flow supports reported earnings, and which operating metrics you need to follow.
If you searched for a FinChat promo code, Fiscal.ai is the current name to look for. The code on this page is RYAN15, entered at checkout for 15% off. For the longer evaluation, read the Fiscal.ai review.
Plans and pricing
As of October 1, 2026, Fiscal.ai lists Terminal Pro at $49.00 per month or $39.00 per month billed yearly, and Max at $99.00 per month or $79.00 per month billed yearly. Prices are as listed by Fiscal.ai and exclude tax.
Fiscal shows the discounted total at checkout, so you’ll see the exact price before you pay.
| Plan | Billing | Standard price | With RYAN15 (15% off) |
|---|---|---|---|
| Pro | Monthly | $49.00/month | $41.65/month |
| Max | Monthly | $99.00/month | $84.15/month |
| Pro | Yearly | $468.00/year ($39.00/month billed yearly) | $397.80/year |
| Max | Yearly | $948.00/year ($79.00/month billed yearly) | $805.80/year |
RYAN15 saves $7.35 on Pro monthly or $14.85 on Max monthly. For yearly billing, the savings are $70.20 on Pro or $142.20 on Max.
The yearly prices use monthly equivalents for comparison, but the totals are $468.00 for Pro and $948.00 for Max before any discount or tax. Compare the amount you will actually pay, rather than treating a yearly equivalent as a monthly installment.
Review Fiscal.ai plans — enter RYAN15 at checkout
Affiliate link: I may earn a commission.
Pro or Max: focus on the features you need
Fiscal.ai says Pro includes 10 years or 15 quarters of Segments & KPIs history, while Max provides the full available history. Its FAQ assigns financial-data exports to Max for U.S., Canadian, ADR, UK, and EU data. Dashboard table exports are available to all users, according to the FAQ.
Before choosing Max, identify what you would export and how often. Before choosing Pro, check whether its available operating-metric history covers the period you want to analyze. Use your actual companies during the trial, rather than deciding from the feature names alone.
Free trial and refund basics
As of October 1, 2026, new users can get a 7-day free trial; a card is required at sign-up, and it converts to a paid plan unless you cancel before it ends. Set your own reminder if you are still deciding.
- Monthly Terminal plans: purchases and renewals are non-refundable under the standard policy; cancellation prevents future renewals without refunding the current billing period.
- Annual Terminal plans: purchases or renewals are eligible for refund review when requested within 30 days of the purchase or renewal date.
- Consumer exception: Fiscal.ai terms describe a 14-day cancellation right for EU, EEA, and UK consumers taking a new paid subscription, with a prorated refund for unused service; businesses are excluded.
API and MCP access are sold separately from Terminal Pro and Max. Fiscal.ai describes its self-serve API/MCP subscriptions as annual-only and non-refundable. If external data connections are your main goal, review that product separately before buying a Terminal plan.
Who it’s for
Based on its documented features, Fiscal.ai looks most relevant for investors who want to assemble their own company research from financial statements and operating metrics. A practical way to judge the subscription is to pick a few businesses you follow and ask whether the available data helps you answer your recurring research questions.
During the trial, work through a real task: compare cash flow with earnings, inspect the operating metrics you care about, and check the history you need for a valuation. Decide which features you would return to regularly. That is a more useful basis for paying than the size of a feature list.
A short feature summary
- Financial statements and business metrics: Fiscal.ai lists financial statements, ratios, and Segments & KPIs in the Terminal catalogue. As of October 1, 2026, it says Segments & KPIs cover more than 2,500 companies.
- Research documents: Fiscal.ai markets filings, earnings transcripts, investor-relations slides, estimates, and guidance.
- Valuation templates: its July 29, 2026 release announced DCF, IRR, Reverse DCF, and Comparables templates. Prefer to build one yourself? Try my free DCF calculator.
- Source checking: Fiscal.ai markets click-through links from figures to their source filings. Confirm access on your selected plan and check important figures against the original document.
Fiscal.ai says its MCP connectors bring data into Claude, ChatGPT/Codex, and custom MCP clients. It also reports a financial data partnership with ChatGPT for Financial Services and a Fiscal.ai Agent App on Robinhood, plus an MCP connector for Gemini Enterprise.
AI tools can still misread or misstate numbers. Check important figures against the source filing before using them in an investment decision. Read the full Fiscal.ai review for the feature and data-quality discussion.
Tradeoffs to check before subscribing
As of October 1, 2026, Fiscal.ai says quotes are delayed 15 minutes for companies covered by its own data and are end-of-day for other geographies. Its FAQ also says it currently has no Excel add-in. If you need live quotes or a native Excel workflow, include those requirements in your decision. If you only need an occasional financial-statement check, weigh the subscription cost against how often you would use the paid features.
Fiscal.ai Promo Code FAQ
What is the Fiscal.ai promo code and discount?
Use RYAN15 for 15% off at checkout. Review the total for your selected plan before subscribing. This page keeps the redemption instructions, trial terms, and savings examples together so you can make that check.
Where do I enter RYAN15, and does the affiliate link apply it automatically?
Enter RYAN15 at checkout after creating your account. You must enter the code at checkout, including when you start from my link. Keep the code available while signing up, then review the displayed discount and payment total. If you cannot find where to enter it, ask Fiscal.ai support before authorizing the payment.
Does the code work if I didn’t click a link?
Yes, the code works even if you go to Fiscal.ai directly. Enter RYAN15 at checkout. You do not need to click my affiliate link first to use the code.
Which plans and billing cycles qualify, and how long does the discount last?
RYAN15 takes 15% off all payments within your first 11 months, so the first annual payment on a yearly plan is included. Fiscal shows exactly how it applies to your plan at checkout, before you pay.
How much can RYAN15 save?
With RYAN15, Pro monthly goes from $49.00 to $41.65, saving $7.35. Max monthly goes from $99.00 to $84.15, saving $14.85. Pro yearly goes from $468.00 to $397.80, saving $70.20. Max yearly goes from $948.00 to $805.80, saving $142.20. Your checkout shows the final amount.
Is the Fiscal.ai free trial seven days, and does it require a card?
Yes: as of October 1, 2026, Fiscal.ai describes a 7-day Terminal trial with a card required at sign-up. It converts to a paid subscription unless canceled before the trial ends. Use the trial to check the companies, datasets, and plan features that matter to you, and set a reminder to make your decision.
Is FinChat the same as Fiscal.ai?
Yes, Fiscal.ai is the rebranded FinChat, with the name change announced on June 17, 2025. For the offer on this page, use RYAN15 at Fiscal.ai checkout for 15% off. Check current plan details before subscribing.
Can I cancel Fiscal.ai or get a refund?
Under the standard Terminal policy, monthly purchases and renewals are non-refundable, while annual purchases or renewals are eligible for refund review if requested within 30 days. The terms separately describe the EU/EEA/UK consumer cancellation right summarized above. Self-serve API/MCP subscriptions have a separate non-refundable policy. Review the policy for the specific product you are purchasing.
What should I check if the Fiscal.ai discount code doesn’t work?
Check that you entered RYAN15 correctly, then review the selected product, plan, billing cycle, and any eligibility message at checkout. If the displayed amount does not show the expected discount, contact Fiscal.ai support before paying. Ask whether your chosen payment qualifies and what terms apply; do not assume a different billing cycle or a second offer will resolve it.
Use RYAN15 at checkout
If Fiscal.ai fits your research process, start sign-up and check the plan against the tasks you need to complete. Enter RYAN15 at checkout for 15% off. Confirm the displayed discount, tax, trial conversion, and billing terms before completing your subscription.
Start Fiscal.ai sign-up — use code RYAN15 at checkout
Affiliate link: I may earn a commission.
For the detailed evaluation, read the Fiscal.ai review. You can also browse the partner discounts page to compare other finance offers before choosing a subscription.
Last updated: October 1, 2026
