Corporate Finance

In this video, I break down the debt service coverage ratio (DSCR), one of the most important metrics lenders and investors use to evaluate commercial real estate deals. You’ll learn how to calculate net operating income (NOI) and debt service, then combine them to arrive at the DSCR formula. I also walk through how to interpret your DSCR result and apply it with a clear, real-world example. Whether you’re analyzing your first property or preparing for a commercial real estate loan, this video gives you everything you need to understand the debt service coverage ratio.

Chapters:
0:00 – Debt Service Coverage Ratio (DSCR) Defined
0:42 – Net Operating Income (NOI) Explained
1:40 – Debt Service Explained
3:20 – DSCR Interpretation
4:25 – DSCR Example
6:27 – Wharton Real Estate Certificate

🎓 *Wharton & Wall Street Prep Real Estate Investing & Analysis:* https://ryano.finance/wharton-real-estate

*Free DSCR calculator:* https://ryanoconnellfinance.com/calculators/dscr-calculator/

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

In this video, I explain the capitalization rate (cap rate) in commercial real estate, breaking down exactly what it means and how investors use it to evaluate properties. You’ll learn how to calculate net operating income (NOI), how property value factors into the formula, and how to put it all together with a clear cap rate example. I also walk through a free cap rate calculator you can use to run your own numbers on any commercial real estate investment. Whether you’re a beginner or looking to sharpen your underwriting skills, this five-minute breakdown covers everything you need to know about cap rates.

Chapters
0:00 – Capitalization Rate (Cap Rate) Defined
0:38 – Net Operating Income (NOI) Explained
1:55 – Property Value Explained
3:20 – Cap Rate Example
4:15 – Free Cap Rate Tool

🎓 *Wharton & Wall Street Prep Real Estate Investing & Analysis:* https://ryano.finance/wharton-real-estate

*Free Cap Rate calculator:* https://ryanoconnellfinance.com/calculators/cap-rate-calculator/

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

This comprehensive BA II Plus tutorial bundles the most-used functions into one video: bond PMT, bond yield (I/Y), bond price (PV), future value (FV), and capital budgeting with NPV/IRR. We start with setup and frequency (P/Y, C/Y), then move through step-by-step TVM and cash-flow examples so you can master the calculator quickly. Each section mirrors the dedicated videos for fast revision and exam-day confidence. Perfect as your one-stop BA II Plus guide for CFA/FRM, Exam FM, and university finance.

Chapters:
0:00 – Intro to BA II Plus Tutorial
0:59 – Calculate Bond Payment (PMT)
3:36 – Find Bond Interest Rate (I/Y)
4:47 – Calculate Bond Price (PV)
6:09 – Compute Future Value (FV)
7:50 – Calculate NPV & IRR

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👉 https://ryano.finance/cfa

Get up to *$500 off* these certificates with code *RYANOC* during early enrollment:
*Applied Value Investing Certificate* — https://ryano.finance/wharton-avi
*Wharton Financial Planning & Analysis (FP&A) Certificate* — https://ryano.finance/wharton-fpa
*Wharton Real Estate Investing & Analysis Certificate* — https://ryano.finance/wharton-real-estate
*Wharton Private Equity Certificate* — https://ryano.finance/wharton-pe
*Columbia AI for Business & Finance Certificate* — https://ryano.finance/columbia-ai

Tutorial Links In Video:
Payment (PMT) Example: https://ryanoconnellfinance.com/financial-calculator/time-value-money/
NPV and IRR Example: https://ryanoconnellfinance.com/financial-calculator/cash-flow/

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Quickly compute NPV and IRR on the BA II Plus using the cash-flow register (CFo, CFi) and the NPV/IRR function keys. We enter uneven cash flows, set the discount rate, interpret accept/reject rules, and address multiple-IRR pitfalls. You’ll learn editing shortcuts and troubleshooting for negative or unexpected results. Ideal for capital budgeting, corporate finance courses, and CFA/FRM exam practice.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Get up to *$500 off* these certificates with code *RYANOC* during early enrollment:
*Applied Value Investing Certificate* — https://ryano.finance/wharton-avi
*Wharton Financial Planning & Analysis (FP&A) Certificate* — https://ryano.finance/wharton-fpa
*Wharton Real Estate Investing & Analysis Certificate* — https://ryano.finance/wharton-real-estate
*Wharton Private Equity Certificate* — https://ryano.finance/wharton-pe
*Columbia AI for Business & Finance Certificate* — https://ryano.finance/columbia-ai

Chapters:
0:00 – Enter Cash Flows (CF)
2:29 – Calculate Net Present Value (NPV)
3:10 – Calculate Internal Rate of Return (IRR)

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Learn the fastest way to calculate future value (FV) on the BA II Plus for bond-related and time value of money problems. We cover N, I/Y, PMT, and PV inputs, plus frequency settings and compounding conventions that impact your answer. See how to handle periodic payments and verify results with quick reasonableness checks. Use this workflow to speed up homework, quizzes, and exam questions.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Get up to *$500 off* these certificates with code *RYANOC* during early enrollment:
*Applied Value Investing Certificate* — https://ryano.finance/wharton-avi
*Wharton Financial Planning & Analysis (FP&A) Certificate* — https://ryano.finance/wharton-fpa
*Wharton Real Estate Investing & Analysis Certificate* — https://ryano.finance/wharton-real-estate
*Wharton Private Equity Certificate* — https://ryano.finance/wharton-pe
*Columbia AI for Business & Finance Certificate* — https://ryano.finance/columbia-ai

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Master bond pricing on the BA II Plus by entering coupon, maturity, yield, and par value to compute present value (PV). We walk through P/Y vs. C/Y, sign convention, and the premium/discount logic that shows whether price should be above or below par. You’ll learn quick troubleshooting tips to fix errors and confirm results. Great for CFA/FRM prep, Exam FM, and university fixed-income courses.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Get up to *$500 off* these certificates with code *RYANOC* during early enrollment:
*Applied Value Investing Certificate* — https://ryano.finance/wharton-avi
*Wharton Financial Planning & Analysis (FP&A) Certificate* — https://ryano.finance/wharton-fpa
*Wharton Real Estate Investing & Analysis Certificate* — https://ryano.finance/wharton-real-estate
*Wharton Private Equity Certificate* — https://ryano.finance/wharton-pe
*Columbia AI for Business & Finance Certificate* — https://ryano.finance/columbia-ai

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Solve a bond’s yield to maturity (I/Y) on the BA II Plus using price, coupon, par value, and time to maturity. This tutorial shows the exact TVM keys, frequency settings (annual vs. semiannual), and sanity checks for realistic YTM results. We also explain premium vs. discount intuition so your answer makes sense. Ideal for exams and interviews where fast, accurate BA II Plus bond yield calculations are required.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Get up to *$500 off* these certificates with code *RYANOC* during early enrollment:
*Applied Value Investing Certificate* — https://ryano.finance/wharton-avi
*Wharton Financial Planning & Analysis (FP&A) Certificate* — https://ryano.finance/wharton-fpa
*Wharton Real Estate Investing & Analysis Certificate* — https://ryano.finance/wharton-real-estate
*Wharton Private Equity Certificate* — https://ryano.finance/wharton-pe
*Columbia AI for Business & Finance Certificate* — https://ryano.finance/columbia-ai

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Learn how to compute bond payment (PMT) on the BA II Plus financial calculator with clear, step-by-step TVM inputs. We cover coupon rate, par value, payment frequency (annual vs. semiannual), and the P/Y & C/Y settings you must get right. See common sign-convention mistakes and quick checks to verify your answer. Perfect for finance students, CFA/FRM candidates, and anyone solving bond coupon payment problems fast.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Get up to *$500 off* these certificates with code *RYANOC* during early enrollment:
*Applied Value Investing Certificate* — https://ryano.finance/wharton-avi
*Wharton Financial Planning & Analysis (FP&A) Certificate* — https://ryano.finance/wharton-fpa
*Wharton Real Estate Investing & Analysis Certificate* — https://ryano.finance/wharton-real-estate
*Wharton Private Equity Certificate* — https://ryano.finance/wharton-pe
*Columbia AI for Business & Finance Certificate* — https://ryano.finance/columbia-ai

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Learn everything you need to know about the Wharton Financial Planning & Analysis (FP&A) Certificate, created in partnership with Wall Street Prep. This full program overview covers tuition, course format, the prestige of the Wharton brand, and key topics like forecasting, budgeting, financial modeling, and reporting. Whether you’re pursuing a career in FP&A or looking to level up your skills as a finance business partner, this walkthrough breaks down the curriculum and typical applicant profiles. Use code RYAN at checkout to unlock exclusive savings on enrollment.

🎓 *Wharton & Wall Street Prep Financial Planning & Analysis (FP&A) Certificate Program* 🎓
► *Use code RYAN for up to $500 OFF tuition*
► https://ryano.finance/wharton-fpa

Chapters:
0:00 – Intro to Wharton Online’s FP&A Certificate Program
0:52 – Price & Length of Program
1:53 – The Prestige of the Wharton Brand
2:57 – Who is this for? Applicant Profiles
4:22 – Breakdown of a Typical Cohort
5:06 – My Experience with Wall Street Prep
5:38 – Intro to Financial Planning & Analysis
8:11 – Planning Cycle & Annual Budgeting
9:16 – Forecasting
11:20 – Financial Analysis in FP&A
12:18 – Financial Modeling
13:42 – Finance Business Partnering
15:38 – Reporting & Presenting
17:00 – The Future of FP&A
18:43 – Faculty & Speakers

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Join Ryan O’Connell, CFA, FRM, in this insightful video as he guides you through the process of calculating Net Present Value (NPV) and Internal Rate of Return (IRR) for TI BA II Plus financial calculator users. Starting with how to accurately forecast cash flows and determine the discount rate, the tutorial provides a step-by-step approach to inputting cash flows into the calculator. Ryan then demonstrates the method to efficiently calculate NPV, followed by a clear explanation of computing IRR, both critical metrics in financial analysis. Whether you’re a student, professional, or finance enthusiast, this video is a valuable resource for mastering these essential finance concepts.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Chapters:
0:00 – Forecasted Cash Flows & Discount Rate
0:48 – Enter Cash Flows Into Financial Calculator
2:37 – Calculate Net Present Value (NPV)
3:18 – Calculate Internal Rate of Return (IRR)
3:57 – 20% Off CFA & FRM Courses

Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.