Portfolio Management

Wondering how long your retirement savings will last? In this video, we build a powerful Excel Monte Carlo simulation to forecast portfolio longevity and simulate annual returns across asset classes. You’ll learn how to input your personal data, project portfolio value over time, and calculate the average age your money runs out. Perfect for anyone doing retirement planning in Excel or testing different withdrawal strategies.

💾 *Download Free Excel File Here*: https://ryanoconnellfinance.com/product/retirement-savings-calculator/

*Need Ryan’s Help With Your Retirement Planning?*
Find my high net worth consulting service here: https://ryanoconnellfinance.com/financial-strategy/

Chapters:
0:00 – Intro: When Will Your Money Run Out in Retirement?
0:29 – Input Your Personal Details
2:36 – Calculate Future Age and Year
4:03 – Simulate Annual Returns by Asset Class
6:05 – Calculate Portfolio Value Year by Year
8:10 – Analyze Portfolio Value Over Your Lifetime
9:07 – Run a Monte Carlo Simulation on Your Portfolio
11:39 – Calculate the Average Age Your Money Runs Out
12:16 – Adjust Inputs and Re-Run the Simulation

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

In this video, we break down margin trading, how it works, and the key risks and benefits every trader should know. You’ll learn what it means to trade with borrowed money, the potential for amplified gains, and the dangers of margin calls. We also explain the margin requirements set by brokers and how to use leverage responsibly. Whether you’re a beginner or just exploring new strategies, this is your complete guide to trading on margin.

📊 *Margin Rate Calculator →* https://ryano.finance/ibkr-margin

🎓 *This Video Is Part of My Full Options Trading Course:*
Go deeper with step-by-step lessons, paper trading practice, and downloadable resources.
👉 https://ryano.finance/options-course

Chapters
0:00 What is Margin Trading?
1:33 Risk of Margin Trading
4:46 What are the Benefits of Margin Trading?

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

This content is provided by a paid Influencer of Interactive Brokers. Influencer is not employed by, partnered with, or otherwise affiliated with Interactive Brokers in any additional fashion. This content represents the opinions of Influencer, which are not necessarily shared by Interactive Brokers. The experiences of the Influencer may not be representative of other customers, and nothing within this content is a guarantee of future performance or success.

None of the information contained herein constitutes a recommendation, promotion, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Investment involves risks. Investors should obtain their own independent financial advice and understand the risks associated with investment products and services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.

Interactive Brokers is a FINRA registered broker and SIPC member, as well as a National Futures Association registered Futures Commission Merchant. Interactive Brokers provides execution and clearing services to its customers. For more information regarding Interactive Brokers or any Interactive Brokers products or services referred to in this video, please visit interactivebrokers.com.

Options involve risk and are not suitable for all investors. For information on the uses and risks of options, you can obtain a copy of the Options Clearing Corporation risk disclosure document titled Characteristics and Risks of Standardized Options by clicking the link below. Multiple leg strategies, including spreads, will incur multiple transaction costs. theocc.com/company-information/documents-and-archives/options-disclosure-document

Any trading symbols, entities or investment products displayed or named in this podcast are for illustrative purposes only and are not intended to portray recommendations.

Margin Trading:
Trading on margin is only for sophisticated investors with high risk tolerance. You may lose more than your initial investment. For additional information regarding margin loan rates, see ibkr.com/interest

Learn how to set up a paper trading account on Interactive Brokers using the IBKR Desktop platform in this step-by-step tutorial. This video covers how to download the Interactive Brokers platform, sign up for an Interactive Brokers account, and enable paper trading so you can start trading with no risk. We also show you how to use the Interactive Brokers paper trading account inside the IBKR Desktop app, making this a great guide for Interactive Brokers for beginners. If you’re looking for a full Interactive Brokers tutorial or want to explore the Interactive Brokers demo account, this video will walk you through everything you need.

🎓 *This Video Is Part of My Full Options Trading Course:*
Go deeper with step-by-step lessons, paper trading practice, and downloadable resources.
👉 https://ryano.finance/options-course

*Download IBKR Desktop here:* https://ryano.finance/ibkr-desktop

Chapters:
0:00 – How to Download IBKR Desktop
1:20 – Sign Up for an Interactive Brokers Account
2:47 – How to Enable Paper Trading In Interactive Brokers
3:50 – Using the Paper Trading Account in IBKR Desktop

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

In this video, Ryan O’Connell, CFA, FRM, explains tracking error—a key concept in portfolio management that highlights the performance gap between a fund and its benchmark. We break down how fund fees, the number of securities, and cash holdings all contribute to tracking error in ETFs, index funds, and mutual funds. You’ll learn what tracking error means in real-world terms and why it matters for passive investors. Whether you’re studying for the CFA or managing your own portfolio, this is essential knowledge for evaluating fund performance.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Chapters
0:00 – What Is Tracking Error? Definition & Real-World Meaning
3:15 – How Fund Fees Contribute to Tracking Error
3:54 – Tracking Error & Number of Securities in a Fund
4:31 – Impact of Cash Holdings on Tracking Error and Fund Performance

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Learn how portfolio rebalancing helps manage risk and keep your investments aligned with your financial goals. In this video, Ryan O’Connell, CFA, FRM, explains key rebalancing strategies like calendar-based and percent-range methods. You’ll also discover how factors like volatility, correlation, transaction costs, and risk tolerance affect rebalancing decisions. Perfect for investors who want to understand when and how to rebalance for long-term success.

🎓 *Get 25% Off CFA Courses (Featuring My Videos!) — Use code RYAN25 here:*
👉 https://ryano.finance/cfa

Chapters:
0:00 – What Is Portfolio Rebalancing?
0:20 – Why Rebalancing Is Countercyclical
1:12 – Calendar-Based Rebalancing Strategy
1:42 – Percent-Range Rebalancing Strategy
2:48 – Narrow vs. Wide Rebalancing Thresholds
3:47 – How Transaction Costs Impact Rebalancing
4:30 – Risk Tolerance and Its Role in Rebalancing
4:57 – Asset Correlation and Rebalancing Decisions
5:34 – How Volatility Affects Rebalancing Frequency

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Understanding portfolio standard deviation is essential for measuring investment risk, and in this video, we break down the portfolio standard deviation calculation step by step using Excel. We start by assigning weights to securities, calculating daily returns from stock prices, and creating a covariance matrix in Excel, before determining the overall portfolio risk. This tutorial simplifies complex financial concepts, making it easy for investors and finance professionals to apply in real-world scenarios. Watch now to master portfolio standard deviation in Excel and improve your portfolio management skills!

📈 *See Why I Recommend This Broker:* https://ryano.finance/ibkr-overview

💾 *Download Free Excel File:* https://ryanoconnellfinance.com/product/portfolio-standard-deviation-calculation/

Chapters
0:00 – Assign Weights For Securities
0:18 – Calculate Daily Returns From Stock Prices
1:34 – Create Covariance Matrix In Excel
3:40 – Portfolio Standard Deviation Calculation

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Learn how to lend your stocks and earn passive income through stock lending programs like the Stock Yield Enhancement Program (Interactive Brokers) and Fully Paid Lending Program (Fidelity). While this video covers Interactive Brokers and Fidelity, the concept applies to other platforms like Robinhood, Webull, and other stock lending income programs. We’ll break down how stock lending works, the pros and cons of stock lending, and whether stock lending is a good idea for you. We’ll also cover stock lending payment structures, how to reduce taxes, and how to lend stocks to short sellers while maximizing returns.

📊 *Stock Yield Enhancement Program Here→* https://ryano.finance/yield-enhancement

📊 *IRS Details Here→* https://ryano.finance/ibkr-ira

Chapters:
0:00 – Intro to Lending Stocks to Short Sellers
0:25 – What Is Stock Lending
0:50 – Stock Yield Enhancement Program – Interactive Brokers
2:56 – Fully Paid Lending Program – Fidelity
3:36 – Pros & Cons of Stock Lending
4:57 – How To Reduce Taxes From Stock Lending

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

This content is provided by a paid Influencer of Interactive Brokers. Influencer is not employed by, partnered with, or otherwise affiliated with Interactive Brokers in any additional fashion. This content represents the opinions of Influencer, which are not necessarily shared by Interactive Brokers. The experiences of the Influencer may not be representative of other customers, and nothing within this content is a guarantee of future performance or success.

None of the information contained herein constitutes a recommendation, promotion, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Investment involves risks. Investors should obtain their own independent financial advice and understand the risks associated with investment products and services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.

Interactive Brokers is a FINRA registered broker and SIPC member, as well as a National Futures Association registered Futures Commission Merchant. Interactive Brokers provides execution and clearing services to its customers. For more information regarding Interactive Brokers or any Interactive Brokers products or services referred to in this video, please visit www.interactivebrokers.com.

The market-based rate is determined by taking into account the rates on shares IBKR has loaned to or borrowed from others, and third-party market data.
Not all clients are eligible to participate in the Stock Yield Enhancement Program. Currently, clients of IB India and IB Japan are NOT eligible. Clients of IB LLC, IB Canada, IB Hong Kong, IB UK, IB Ireland, IB Central Europe and IB Singapore are eligible, as are Japanese and Indian clients who trade with IB LLC. Clients of IB Australia may be eligible for SYEP Derivatives.

Any trading symbols, entities or investment products displayed or named in this podcast are for illustrative purposes only and are not intended to portray recommendations.

The information in this video does not constitute tax advice and cannot be used by the recipient or any other taxpayer to avoid penalties under any federal, state, local or other tax statutes or regulations, or to resolve any tax issue.

Build a LIVE Crypto Portfolio Tracker in Excel in Just 15 Minutes! In this step-by-step tutorial, you’ll learn how to track live cryptocurrency prices, calculate portfolio value, cost basis, and gains & losses—all within Excel. We’ll also retrieve 52-week highs & lows, organize holdings by brokerage, and create powerful visualizations like a crypto allocation pie chart and a gains & losses chart. Whether you’re an investor looking to manage your crypto holdings or an Excel enthusiast wanting to automate price updates, this guide will help you refresh live data effortlessly. Watch now and build your own real-time Excel crypto portfolio tracker!

📊 *See Crypto Commissions Here→* https://ryano.finance/ibkr-crypto

💾 *Download Free Excel File Here →* https://ryanoconnellfinance.com/product/crypto-portfolio-dashboard-in-excel/

Chapters:
0:00 – Crypto Portfolio Tracker Demo
0:47 – Insert & Format Column Headers
1:40 – How To Get Live Crypto Prices in Excel
4:09 – Calculate Crypto Portfolio Value
4:40 – Find Cost Basis of Crypto Holdings
5:32 – Calculate Gains & Losses by Cryptocurrency
7:30 – Format Gains & Losses for Better Visibility
8:28 – Retrieve 52-Week Highs & Lows for Cryptos
9:27 – Track Where Your Crypto Holdings Are Stored
9:55 – Calculate Total Portfolio Value
12:01 – Add a New Crypto Position to Your Portfolio
12:58 – Create a Crypto Allocation Pie Chart
13:44 – Build a Gains & Losses Chart in Excel
14:32 – How to Refresh Live Crypto Prices in Excel

*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

This content is provided by a paid Influencer of Interactive Brokers. Influencer is not employed by, partnered with, or otherwise affiliated with Interactive Brokers in any additional fashion. This content represents the opinions of Influencer, which are not necessarily shared by Interactive Brokers. The experiences of the Influencer may not be representative of other customers, and nothing within this content is a guarantee of future performance or success.

None of the information contained herein constitutes a recommendation, promotion, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Investment involves risks. Investors should obtain their own independent financial advice and understand the risks associated with investment products and services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.

Interactive Brokers is a FINRA registered broker and SIPC member, as well as a National Futures Association registered Futures Commission Merchant. Interactive Brokers provides execution and clearing services to its customers. For more information regarding Interactive Brokers or any Interactive Brokers products or services referred to in this video, please visit www.interactivebrokers.com.

The projections or other information regarding the likelihood of various investment outcomes generated by the Tools mentioned in this video are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. It is important to understand that these projections are based on certain assumptions and models, and actual outcomes may differ significantly. Please note that results may vary over time.

IBKR Digital Assets (Paxos Zero Hash):
Trading in digital assets, including cryptocurrencies, is especially risky and is only for individuals with a high-risk tolerance and the financial ability to sustain losses. For more information about the risks surrounding the trading of Digital Assets please see the “”Disclosure of Risks of Trading Digital Assets”. All trading and custody of digital assets is provided by Paxos Trust Company (“”Paxos””) or Zero Hash LLC in an account held in your name. Digital assets held with Paxos/Zero Hash are not protected by SIPC. Eligibility restrictions apply. For more information, please see ibkr.com/crypto.
INTERACTIVE BROKERS LLC IS A MEMBER OF NFA AND IS SUBJECT TO NFA’S REGULATORY OVERSIGHT AND EXAMINATIONS. HOWEVER, YOU SHOULD BE AWARE THAT NFA DOES NOT HAVE REGULATORY OVERSIGHT AUTHORITY OVER UNDERLYING OR SPOT VIRTUAL CURRENCY PRODUCTS OR TRANSACTIONS OR VIRTUAL CURRENCY EXCHANGES, CUSTODIANS OR MARKETS.
Any trading symbols, entities or investment products displayed or named in this podcast are for illustrative purposes only and are not intended to portray recommendations.