FNRN Stock Analysis

First Northern Community Bancorp

First Northern Community Bancorp serves as the bank holding company for First Northern Bank of Dixon (First Northern or the Bank). First Northern is engaged in the general commercial banking business throughout the California Counties of Solano, Yolo, Placer and Sacramento. The Bank has ten full service branches. The Bank has real estate loan offices in Davis and Roseville that originate residential mortgages and construction loans. The Bank also has a small business administration (SBA) loan department and an asset management and trust department Downtown Sacramento that serve the Bank's entire market area. First Northern is in the in commercial banking business, which includes accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate related loans. It also offers installment note collection, issues cashier's checks, sells travelers' checks, rents safe deposit boxes, and provides other customary banking services.