What is Inflation? How Rising Prices Affect Your Money

📅 Published: June 25, 2026 🎥 YouTube Video

Inflation measures how quickly prices rise over time and directly affects your purchasing power, savings, and investment returns. You’ll learn exactly what inflation is, how the Consumer Price Index (CPI) tracks it, and the two main causes: demand-pull and cost-push inflation. I walk through why central banks target 2% inflation, look at historical spikes like the 1970s and 2022, and show how a savings account earning 1% actually loses value when inflation runs at 3%. I also cover the critical difference between real and nominal returns, plus how different asset classes — stocks, bonds, real estate, and TIPS — tend to perform during inflationary periods. Whether you’re trying to understand Fed policy or protect your portfolio from rising prices, this video gives you everything you need.

Chapters
0:00 – What is Inflation?
0:29 – How Inflation is Measured (CPI)
0:47 – What Causes Inflation?
1:20 – Why Central Banks Target 2%
1:46 – Inflation Through History
2:09 – How Inflation Affects Your Savings
2:50 – Asset Classes & Inflation Protection

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*Disclosure: This is not financial advice and should not be taken as such. The information contained in this video is an opinion. Some of the information could be wrong. This channel is owned and operated by Portfolio Constructs LLC. Some of the links above are affiliate links, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

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