Amerisafe Inc AMSF Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$19.59 down $0.74, 3.64% at close Nov 6
Last close · Previous close $20.33
- Market cap
- $363.12MAt the Nov 6 close
- P/E ratio
- 9.11On last 12 months’ EPS
- Diluted EPS
- $2.15Last 12 months
- Dividend yield
- 13.37%Last 12 months
Price chart
$19.59down $0.74, 3.64%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$20.33Nov 5
- Volume471.69KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume397.57KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $19.39 to $42.10; now $19.59
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
AMSF trailed the S&P 500 in all 7 periods.
| Period | AMSF and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | AMSF: down 17.0% S&P 500: down 5.6% | AMSF trailed the S&P 500 by 11.4 percentage points Trailed |
| 3M | AMSF: down 33.0% S&P 500: down 4.1% | AMSF trailed the S&P 500 by 28.9 percentage points Trailed |
| YTD | AMSF: down 46.8% S&P 500: up 8.7% | AMSF trailed the S&P 500 by 55.5 percentage points Trailed |
| 1Y | AMSF: down 47.1% S&P 500: up 10.9% | AMSF trailed the S&P 500 by 58.0 percentage points Trailed |
| Long term | ||
| 3Y | AMSF: down 50.3% S&P 500: up 75.0% −20.8% vs +20.5% a year | AMSF trailed the S&P 500 by 125.3 percentage points Trailed |
| 5Y | AMSF: down 51.0% S&P 500: up 67.8% −13.3% vs +10.9% a year | AMSF trailed the S&P 500 by 118.8 percentage points Trailed |
| 10Y | AMSF: down 28.7% S&P 500: up 313.1% −3.3% vs +15.2% a year | AMSF trailed the S&P 500 by 341.8 percentage points Trailed |
$10,000 invested in AMSF 10 years ago (Nov 4, 2016) would be worth about $7,135 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
AMSF trailed the S&P 500 in all 7 periods.
| Period | AMSF and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | AMSF: down 17.0% S&P 500: down 5.6% | AMSF trailed the S&P 500 by 11.4 percentage points Trailed |
| 3M | AMSF: down 34.1% S&P 500: down 4.3% | AMSF trailed the S&P 500 by 29.8 percentage points Trailed |
| YTD | AMSF: down 49.0% S&P 500: up 7.8% | AMSF trailed the S&P 500 by 56.8 percentage points Trailed |
| 1Y | AMSF: down 51.1% S&P 500: up 9.7% | AMSF trailed the S&P 500 by 60.8 percentage points Trailed |
| Long term | ||
| 3Y | AMSF: down 61.8% S&P 500: up 68.8% −27.4% vs +19.1% a year | AMSF trailed the S&P 500 by 130.6 percentage points Trailed |
| 5Y | AMSF: down 68.9% S&P 500: up 56.9% −20.8% vs +9.4% a year | AMSF trailed the S&P 500 by 125.8 percentage points Trailed |
| 10Y | AMSF: down 64.3% S&P 500: up 252.6% −9.8% vs +13.4% a year | AMSF trailed the S&P 500 by 316.9 percentage points Trailed |
$10,000 invested in AMSF 10 years ago (Nov 4, 2016) would be worth about $3,572 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$76.26
Closing high on . Now 74.3% below that record.
Split-adjusted daily closes since Nov 18, 2005.
Stock splits
AMSF hasn’t split since its price history begins in 2005.
Valuation
The Nov 6 close compared with the last 12 months of reported results (the four quarters to Sep 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
9.1×The Nov 6 close ÷ diluted EPS over the last 12 months ($2.15)
The range covers daily P/E ratios from Oct 28, 2021 to Nov 6, 2026, each based on the previous 12 months of earnings.
AMSF trades at 9.1× its earnings over the last 12 months, below its 5-year median of 15.6×. In plain terms, buyers are paying about $9 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 1.1×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 1.5×Book value as of Sep 30, 2026
Price relative to accounting equity (book value) per share on the Sep 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - 6.4×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 3.39%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - $323.44MAt the Nov 6 close
What it would cost to buy the whole business: the market cap at the Nov 6 close, plus debt, minus cash and short-term investments from the Sep 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own AMSF DCF in Excel. Value Amerisafe with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $333.46Mup 7.7%
- Net income
- $40.36Mdown 19.1%
- Diluted EPS
- $2.15down 17.3%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $74.03M | $13.19M | $0.68 |
| Q1 FY25 (Mar 31, 2025) | $72.60M | $8.95M | $0.47 |
| Q2 FY25 (Jun 30, 2025) | $81.09M | $13.96M | $0.73 |
| Q3 FY25 (Sep 30, 2025) | $81.98M | $13.82M | $0.72 |
| Q4 FY25 (Dec 31, 2025) | $81.59M | $10.42M | $0.55 |
| Q1 FY26 (Mar 31, 2026) | $80.09M | $8.15M | $0.43 |
| Q2 FY26 (Jun 30, 2026) | $91.97M | $14.60M | $0.78 |
| Q3 FY26 (Sep 30, 2026) | $79.81M | $7.20M | $0.39 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $315.93M | $65.76M | $3.39 |
| FY22 (Dec 31, 2022) | $294.74M | $55.60M | $2.88 |
| FY23 (Dec 31, 2023) | $306.85M | $62.11M | $3.23 |
| FY24 (Dec 31, 2024) | $309.04M | $55.44M | $2.89 |
| FY25 (Dec 31, 2025) | $317.25M | $47.15M | $2.47 |
Margins
- Gross 25.4%
- Operating 15.0%
- Net 12.1%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $12.33MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$12.57MLast 12 months
- Capital spending$241.00KLast 12 months
- 3.7%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $17.78MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$49.24MLast 12 months
- Total returned$67.02MLast 12 months
544% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$0.00As of Sep 30, 2026
- 0.00As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 16.4%Last 12 months
Over the last 12 months, Amerisafe’s net income was 16.4% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 3.6%Last 12 months
Over the last 12 months, Amerisafe’s net income was 3.6% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $3.97 |
| 2017 | $0.80 |
| 2018 | $0.88 |
| 2019 | $4.50 |
| 2020 | $4.58 |
| 2021 | $5.16 |
| 2022 | $5.24 |
| 2023 | $4.86 |
| 2024 | $4.48 |
| 2025 | $2.56 |
| 2026 (to date) | $1.23 |
Dividend details
- $2.62Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- 13.37%; 5-yr low 1.89%, 5-yr high 19.10%Last 12 months
Dividends paid over the last 12 months as a share of the Nov 6 close. The bar shows where that yield sits in its range over the past five years; the median was 10.00%.
- $0.41Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 18.8% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 121.9%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Amerisafe Inc
AMERISAFE, Inc. (AMERISAFE) is an insurance holding company. The Company is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking and agriculture. It provides coverage to employers under state and federal workers' compensation laws. In addition to its voluntary workers' compensation business, it underwrites workers' compensation policies for employers assigned to it and assumes reinsurance premiums from mandatory pooling arrangements. The Company sells its workers' compensation insurance through agencies. As of December 31, 2012, its insurance was sold through more than 3,200 independent agencies and its wholly owned insurance agency subsidiary, Amerisafe General Agency. AMERISAFE's subsidiaries include American Interstate Insurance Company (AIIC) and its insurance subsidiaries, Silver Oak Casualty, Inc. (SOCI) and American Interstate Insurance Company of Texas (AIIC-TX).
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Headquarters
- Louisiana, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
AMSF news
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AMSF stock FAQ
What is AMSF stock’s price today?
Amerisafe (AMSF) traded at $19.59 at the close on , down $0.74 (3.64%) from the previous close of $20.33. Over the past 52 weeks it has traded between $19.39 and $42.10.
If you invested $1,000 in AMSF 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in AMSF on would be worth about $713 at the close on , a total return of −28.7%. The same $1,000 would be worth $490 if invested five years ago, $529 if invested one year ago, and $3,741 if invested 20 years ago. Past performance doesn’t predict future returns.
What is Amerisafe’s market cap?
Amerisafe’s market capitalization is about $363.1 million. That’s Tiingo’s daily market cap for , at that day’s closing price of $19.59 (how market cap works). Amerisafe reported 18.54M shares outstanding at the end of its latest quarter ().
What is AMSF’s P/E ratio?
AMSF trades at 9.1 times its diluted earnings over the four quarters to ($2.15 per share), at the close. Over the past five years its P/E has ranged from 9.0 to 29.8, with a median of 15.6. (How the P/E ratio works.)
How much revenue does Amerisafe make?
Amerisafe reported $333.5 million of revenue over the four quarters to , up 7.7% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $79.8 million, down 2.6% from a year earlier.
Is Amerisafe profitable?
Yes. Amerisafe earned $40.4 million of net income over the four quarters to , a net margin of 12.1%, and its operating margin was 15.0% (what margins tell you).
What are AMSF’s earnings per share?
AMSF’s diluted earnings per share were $2.15 over the four quarters to , compared with $2.60 in the twelve months before. The latest quarter (Q3 FY26) brought $0.39 per share, against $0.72 a year earlier (how EPS works).
Does AMSF pay a dividend?
Yes. Amerisafe pays a quarterly dividend. The most recent was $0.41 per share, with an ex-dividend date of . Over the last twelve months it paid $2.62 per share, a 13.37% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($2.62 per share), and if the next 12 months match the last 12, 100 shares would receive about $262 over 12 months, and $1,000 over 12 months would take about 382 shares, roughly $7,483 at the close. Dividends can change.
What is AMSF’s 52-week high and low?
Over the past 52 weeks AMSF has traded as low as $19.39 and as high as $42.10. At $19.59 at the close on , it is 53.5% below that high and 1.0% above the low.
What is AMSF’s all-time high?
AMSF’s highest closing price was $76.26 on , adjusted for stock splits. At $19.59 at the close on , it is 74.3% below that record.
Has AMSF stock ever split?
No. AMSF hasn’t split since its price history begins in 2005.
How has AMSF stock performed?
Including dividends and measured to the close on , AMSF has returned −46.8% so far this year and −47.1% over the past year, and −51.0% over five years (−13.3% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Amerisafe in?
Amerisafe is in the Financial Services sector and the Insurance - Specialty industry, and is headquartered in Louisiana, USA.
What exchange does AMSF trade on?
Amerisafe trades on the Nasdaq under the ticker symbol AMSF. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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