Avidia Bancorp Inc AVBC Stock Analysis
- NYSE
- Stock
- After hours · opens Monday 9:30 AM ET
$22.61 down $0.44, 1.91% at close Nov 5
Last close · Previous close $23.05
- Market cap
- At the Nov 5 close
- P/E ratio
- 23.80On last 12 months’ EPS
- Diluted EPS
- $0.95Last 12 months
- Dividend yield
- 0.71%Last 12 months
Price chart
$22.61down $0.44, 1.91%Thu, Nov 5 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$23.05Nov 4
- Volume165.64KNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume111.81KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $14.84 to $24.00; now $22.61
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 5 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
AVBC beat the S&P 500 in all 4 periods.
| Period | AVBC and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | AVBC: up 3.1% S&P 500: down 5.4% | AVBC beat the S&P 500 by 8.5 percentage points Beat |
| 3M | AVBC: up 4.3% S&P 500: down 4.5% | AVBC beat the S&P 500 by 8.8 percentage points Beat |
| YTD | AVBC: up 35.6% S&P 500: up 8.3% | AVBC beat the S&P 500 by 27.3 percentage points Beat |
| 1Y | AVBC: up 51.9% S&P 500: up 9.3% | AVBC beat the S&P 500 by 42.6 percentage points Beat |
$10,000 invested in AVBC a year ago (Nov 5, 2025) would be worth about $15,193 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $10,934.
AVBC beat the S&P 500 in all 4 periods.
| Period | AVBC and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | AVBC: up 3.1% S&P 500: down 5.4% | AVBC beat the S&P 500 by 8.5 percentage points Beat |
| 3M | AVBC: up 4.0% S&P 500: down 4.8% | AVBC beat the S&P 500 by 8.8 percentage points Beat |
| YTD | AVBC: up 34.5% S&P 500: up 7.5% | AVBC beat the S&P 500 by 27.0 percentage points Beat |
| 1Y | AVBC: up 50.7% S&P 500: up 8.2% | AVBC beat the S&P 500 by 42.5 percentage points Beat |
$10,000 invested in AVBC a year ago (Nov 5, 2025) would be worth about $15,073 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $10,818.
All-time high
$23.61
Closing high on . Now 4.2% below that record.
Split-adjusted daily closes since Aug 1, 2025.
Stock splits
AVBC hasn’t split since its price history begins in 2025.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $108.16Mup 46.8%
- Net income
- $17.59M
- Diluted EPS
- $0.95
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $20.64M | $2.08M | Not reported |
| Q4 FY24 (Dec 31, 2024) | $22.93M | $3.51M | Not reported |
| Q1 FY25 (Mar 31, 2025) | $5.32M | −$11.59M | Not reported |
| Q2 FY25 (Jun 30, 2025) | $24.79M | $3.87M | Not reported |
| Q3 FY25 (Sep 30, 2025) | $26.42M | −$907.00K | −$0.05 |
| Q4 FY25 (Dec 31, 2025) | $25.59M | $5.33M | $0.29 |
| Q1 FY26 (Mar 31, 2026) | $27.18M | $6.00M | $0.32 |
| Q2 FY26 (Jun 30, 2026) | $28.97M | $7.17M | $0.39 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY23 (Dec 31, 2023) | $90.09M | $12.44M | Not reported |
| FY24 (Dec 31, 2024) | $88.50M | $11.48M | Not reported |
| FY25 (Dec 31, 2025) | $82.12M | −$3.29M | −$0.18 |
Margins
- Gross 100.0%
- Operating 21.7%
- Net 16.3%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $48.08MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$51.41MLast 12 months
- Capital spending$3.33MLast 12 months
- 44.5%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $169.77MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$2.01MLast 12 months
- Total returned$2.01MLast 12 months
4% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$187.88MAs of Jun 30, 2026
- 0.48As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 4.6%Last 12 months
Over the last 12 months, Avidia Bancorp’s net income was 4.6% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.6%Last 12 months
Over the last 12 months, Avidia Bancorp’s net income was 0.6% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $0.000 |
| 2020 | $0.000 |
| 2021 | $0.000 |
| 2022 | $0.000 |
| 2023 | $0.000 |
| 2024 | $0.000 |
| 2025 | $0.000 |
| 2026 (to date) | $0.16 |
Dividend details
- $0.16Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield0.71%Last 12 months
- $0.060Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly3 payments in the last 12 months
- 16.8%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Avidia Bancorp Inc
Avidia Bancorp Inc
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Massachusetts, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
AVBC news
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AVBC stock FAQ
What is AVBC stock’s price today?
Avidia Bancorp (AVBC) traded at $22.61 at the close on , down $0.44 (1.91%) from the previous close of $23.05. Over the past 52 weeks it has traded between $14.84 and $24.00.
What is AVBC’s P/E ratio?
AVBC trades at 23.8 times its diluted earnings over the four quarters to ($0.95 per share), at the close. (How the P/E ratio works.)
How much revenue does Avidia Bancorp make?
Avidia Bancorp reported $108.2 million of revenue over the four quarters to , up 46.8% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $29.0 million, up 16.9% from a year earlier.
Is Avidia Bancorp profitable?
Yes. Avidia Bancorp earned $17.6 million of net income over the four quarters to , a net margin of 16.3%, and its operating margin was 21.7% (what margins tell you).
What are AVBC’s earnings per share?
AVBC’s diluted earnings per share were $0.95 over the four quarters to . (How EPS works.)
Does AVBC pay a dividend?
Yes. Avidia Bancorp pays a quarterly dividend. The most recent was $0.060 per share, with an ex-dividend date of . Over the last twelve months it paid $0.16 per share, a 0.71% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($0.16 per share), and if the next 12 months match the last 12, 100 shares would receive about $16 over 12 months, and $1,000 over 12 months would take about 6,250 shares, roughly $141,313 at the close. Dividends can change.
What is AVBC’s 52-week high and low?
Over the past 52 weeks AVBC has traded as low as $14.84 and as high as $24.00. At $22.61 at the close on , it is 5.8% below that high and 52.4% above the low.
What is AVBC’s all-time high?
AVBC’s highest closing price was $23.61 on , adjusted for stock splits. At $22.61 at the close on , it is 4.2% below that record.
Has AVBC stock ever split?
No. AVBC hasn’t split since its price history begins in 2025.
How has AVBC stock performed?
Including dividends and measured to the close on , AVBC has returned +35.6% so far this year and +51.9% over the past year. Over the same periods the S&P 500, measured by SPY, returned +8.3% and +9.3%. Past performance doesn’t predict future returns.
What sector and industry is Avidia Bancorp in?
Avidia Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Massachusetts, USA.
What exchange does AVBC trade on?
Avidia Bancorp trades on the NYSE under the ticker symbol AVBC. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.