American Express Company AXP Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$320.99 down $3.98, 1.22% at close Nov 6
Last close · Previous close $324.97
- Market cap
- At the Nov 6 close
- P/E ratio
- 18.09On last 12 months’ EPS
- Diluted EPS
- $17.74Last 12 months
- Dividend yield
- 1.14%Last 12 months
Price chart
$320.99down $3.98, 1.22%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$324.97Nov 5
- Volume2.93MNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume3.05MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $290.97 to $387.49; now $320.99
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
AXP beat the S&P 500 in 4 of 7 periods.
| Period | AXP and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | AXP: up 5.7% S&P 500: down 5.6% | AXP beat the S&P 500 by 11.3 percentage points Beat |
| 3M | AXP: down 6.0% S&P 500: down 4.1% | AXP trailed the S&P 500 by 1.9 percentage points Trailed |
| YTD | AXP: down 12.3% S&P 500: up 8.7% | AXP trailed the S&P 500 by 21.0 percentage points Trailed |
| 1Y | AXP: down 11.3% S&P 500: up 10.9% | AXP trailed the S&P 500 by 22.2 percentage points Trailed |
| Long term | ||
| 3Y | AXP: up 117.0% S&P 500: up 75.0% +29.5% vs +20.5% a year | AXP beat the S&P 500 by 42.0 percentage points Beat |
| 5Y | AXP: up 93.2% S&P 500: up 67.8% +14.1% vs +10.9% a year | AXP beat the S&P 500 by 25.4 percentage points Beat |
| 10Y | AXP: up 461.1% S&P 500: up 313.1% +18.8% vs +15.2% a year | AXP beat the S&P 500 by 148.0 percentage points Beat |
$10,000 invested in AXP 10 years ago (Nov 4, 2016) would be worth about $56,110 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
AXP beat the S&P 500 in 4 of 7 periods.
| Period | AXP and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | AXP: up 5.4% S&P 500: down 5.6% | AXP beat the S&P 500 by 11.0 percentage points Beat |
| 3M | AXP: down 6.3% S&P 500: down 4.3% | AXP trailed the S&P 500 by 2.0 percentage points Trailed |
| YTD | AXP: down 13.2% S&P 500: up 7.8% | AXP trailed the S&P 500 by 21.0 percentage points Trailed |
| 1Y | AXP: down 12.2% S&P 500: up 9.7% | AXP trailed the S&P 500 by 21.9 percentage points Trailed |
| Long term | ||
| 3Y | AXP: up 109.8% S&P 500: up 68.8% +28.0% vs +19.1% a year | AXP beat the S&P 500 by 41.0 percentage points Beat |
| 5Y | AXP: up 81.7% S&P 500: up 56.9% +12.7% vs +9.4% a year | AXP beat the S&P 500 by 24.8 percentage points Beat |
| 10Y | AXP: up 390.0% S&P 500: up 252.6% +17.2% vs +13.4% a year | AXP beat the S&P 500 by 137.4 percentage points Beat |
$10,000 invested in AXP 10 years ago (Nov 4, 2016) would be worth about $48,999 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$384.89
Closing high on . Now 16.6% below that record.
Split-adjusted daily closes since Jun 1, 1972.
Stock splits
4
Latest: 3-for-1 on . One share bought before the first split is 12 shares today.
All 4 splits
- 3-for-1
- 2-for-1
- 3-for-2
- 4-for-3
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $72.85Bup 11.6%
- Net income
- $12.26Bup 16.3%
- Diluted EPS
- $17.74up 19.1%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $15.89B | $2.17B | $3.04 |
| Q1 FY25 (Mar 31, 2025) | $15.82B | $2.58B | $3.64 |
| Q2 FY25 (Jun 30, 2025) | $16.45B | $2.89B | $4.08 |
| Q3 FY25 (Sep 30, 2025) | $17.14B | $2.90B | $4.13 |
| Q4 FY25 (Dec 31, 2025) | $17.57B | $2.46B | $3.52 |
| Q1 FY26 (Mar 31, 2026) | $17.66B | $2.97B | $4.28 |
| Q2 FY26 (Jun 30, 2026) | $18.55B | $3.11B | $4.53 |
| Q3 FY26 (Sep 30, 2026) | $19.08B | $3.71B | $5.41 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $43.80B | $8.06B | $10.02 |
| FY22 (Dec 31, 2022) | $50.68B | $7.51B | $9.85 |
| FY23 (Dec 31, 2023) | $55.59B | $8.37B | $11.21 |
| FY24 (Dec 31, 2024) | $60.76B | $10.13B | $14.01 |
| FY25 (Dec 31, 2025) | $66.97B | $10.83B | $15.38 |
Margins
- Gross 100.0%
- Operating 21.2%
- Net 16.8%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $13.91BLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$17.63BLast 12 months
- Capital spending$3.72BLast 12 months
- 19.1%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $6.68BLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$2.50BLast 12 months
- Total returned$9.18BLast 12 months
66% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$59.95BAs of Sep 30, 2026
- 1.67As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 35.6%Last 12 months
Over the last 12 months, American Express’s net income was 35.6% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 4.0%Last 12 months
Over the last 12 months, American Express’s net income was 4.0% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $1.19 |
| 2017 | $1.31 |
| 2018 | $1.44 |
| 2019 | $1.60 |
| 2020 | $1.72 |
| 2021 | $1.72 |
| 2022 | $1.99 |
| 2023 | $2.32 |
| 2024 | $2.70 |
| 2025 | $3.16 |
| 2026 (to date) | $3.67 |
Dividend details
- $3.67Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield1.14%Last 12 months
- $0.95Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 12.9% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 4 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 20.7%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About American Express Company
American Express is a global payments and premium lifestyle brand powered by technology. Our colleagues around the world back our customers with differentiated products, services, and experiences that enrich lives and build business success. Founded in 1850 and headquartered in New York, American Express' brand is built on trust, security, service, and a rich history of delivering innovation and Membership value for our customers. We seek to provide the world's best customer experience every day to a broad range of consumers, small and medium-sized businesses, and large corporations, and we build and manage relationships with millions of merchants across our global network.
- Sector
- Financial Services
- Industry
- Credit Services
- Headquarters
- New York, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
AXP news
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AXP stock FAQ
What is AXP stock’s price today?
American Express (AXP) traded at $320.99 at the close on , down $3.98 (1.22%) from the previous close of $324.97. Over the past 52 weeks it has traded between $290.97 and $387.49.
If you invested $1,000 in AXP 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in AXP on would be worth about $5,611 at the close on , a total return of +461.1%. The same $1,000 would be worth $1,932 if invested five years ago, $887 if invested one year ago, $7,456 if invested 20 years ago, and $33,552 if invested 30 years ago. Past performance doesn’t predict future returns.
What is AXP’s P/E ratio?
AXP trades at 18.1 times its diluted earnings over the four quarters to ($17.74 per share), at the close. (How the P/E ratio works.)
How much revenue does American Express make?
American Express reported $72.9 billion of revenue over the four quarters to , up 11.6% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $19.1 billion, up 11.3% from a year earlier.
Is American Express profitable?
Yes. American Express earned $12.3 billion of net income over the four quarters to , a net margin of 16.8%, and its operating margin was 21.2% (what margins tell you).
What are AXP’s earnings per share?
AXP’s diluted earnings per share were $17.74 over the four quarters to , compared with $14.89 in the twelve months before. The latest quarter (Q3 FY26) brought $5.41 per share, against $4.13 a year earlier (how EPS works).
Does AXP pay a dividend?
Yes. American Express pays a quarterly dividend. The most recent was $0.95 per share, with an ex-dividend date of . Over the last twelve months it paid $3.67 per share, a 1.14% yield at the close, and the full-year dividend has risen 4 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($3.67 per share), and if the next 12 months match the last 12, 100 shares would receive about $367 over 12 months, and $1,000 over 12 months would take about 273 shares, roughly $87,630 at the close. Dividends can change.
What is AXP’s 52-week high and low?
Over the past 52 weeks AXP has traded as low as $290.97 and as high as $387.49. At $320.99 at the close on , it is 17.2% below that high and 10.3% above the low.
What is AXP’s all-time high?
AXP’s highest closing price was $384.89 on , adjusted for stock splits. At $320.99 at the close on , it is 16.6% below that record.
Has AXP stock ever split?
Yes, four times: 4-for-3 on ; 3-for-2 on ; 2-for-1 on ; 3-for-1 on . One share bought before the first split would be 12 shares today.
How has AXP stock performed?
Including dividends and measured to the close on , AXP has returned −12.3% so far this year and −11.3% over the past year, and +93.2% over five years (+14.1% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is American Express in?
American Express is in the Financial Services sector and the Credit Services industry, and is headquartered in New York, USA.
What exchange does AXP trade on?
American Express trades on the NYSE under the ticker symbol AXP. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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