Better Home & Finance Holding Company BETR Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$19.24 up $0.27, 1.42% at close Nov 6
Last close · Previous close $18.97
- Market cap
- At the Nov 6 close
- P/E ratio
- n/mLoss over last 12 months
- Diluted EPS
- −$11.02Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$19.24up $0.27, 1.42%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$18.97Nov 5
- Volume320.64KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.13MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $7.51 to $68.55; now $19.24
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
BETR beat the S&P 500 in 2 of 5 periods.
| Period | BETR and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | BETR: up 71.6% S&P 500: down 5.6% | BETR beat the S&P 500 by 77.2 percentage points Beat |
| 3M | BETR: up 15.6% S&P 500: down 4.1% | BETR beat the S&P 500 by 19.7 percentage points Beat |
| YTD | BETR: down 40.9% S&P 500: up 8.7% | BETR trailed the S&P 500 by 49.6 percentage points Trailed |
| 1Y | BETR: down 68.2% S&P 500: up 10.9% | BETR trailed the S&P 500 by 79.1 percentage points Trailed |
| Long term | ||
| 3Y | BETR: down 18.3% S&P 500: up 75.0% −6.5% vs +20.5% a year | BETR trailed the S&P 500 by 93.3 percentage points Trailed |
$10,000 invested in BETR a year ago (Nov 6, 2025) would be worth about $3,176 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $11,088.
BETR beat the S&P 500 in 2 of 5 periods.
| Period | BETR and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | BETR: up 71.6% S&P 500: down 5.6% | BETR beat the S&P 500 by 77.2 percentage points Beat |
| 3M | BETR: up 15.6% S&P 500: down 4.3% | BETR beat the S&P 500 by 19.9 percentage points Beat |
| YTD | BETR: down 40.9% S&P 500: up 7.8% | BETR trailed the S&P 500 by 48.7 percentage points Trailed |
| 1Y | BETR: down 68.2% S&P 500: up 9.7% | BETR trailed the S&P 500 by 77.9 percentage points Trailed |
| Long term | ||
| 3Y | BETR: down 18.3% S&P 500: up 68.8% −6.5% vs +19.1% a year | BETR trailed the S&P 500 by 87.1 percentage points Trailed |
$10,000 invested in BETR a year ago (Nov 6, 2025) would be worth about $3,176 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $10,969.
All-time high
$86.07
Closing high on . Now 77.6% below that record.
Split-adjusted daily closes since Aug 24, 2023.
Stock splits
1
1-for-50 on . Share counts adjust after each split.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $190.37Mup 48.7%
- Net income
- −$179.95M
- Diluted EPS
- −$11.02
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $28.99M | −$54.21M | −$3.58 |
| Q4 FY24 (Dec 31, 2024) | $24.98M | −$59.22M | −$3.91 |
| Q1 FY25 (Mar 31, 2025) | $31.33M | −$50.56M | −$3.33 |
| Q2 FY25 (Jun 30, 2025) | $42.69M | −$36.27M | −$2.39 |
| Q3 FY25 (Sep 30, 2025) | $43.87M | −$39.13M | −$2.56 |
| Q4 FY25 (Dec 31, 2025) | $44.31M | −$39.92M | −$2.53 |
| Q1 FY26 (Mar 31, 2026) | $47.50M | −$70.31M | −$4.29 |
| Q2 FY26 (Jun 30, 2026) | $54.70M | −$30.59M | −$1.64 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $1.24B | −$301.13M | Paused See the note under the price. |
| FY22 (Dec 31, 2022) | $378.02M | −$877.08M | Paused See the note under the price. |
| FY23 (Dec 31, 2023) | $72.34M | −$536.42M | Paused See the note under the price. |
| FY24 (Dec 31, 2024) | $108.49M | −$206.29M | −$13.65 |
| FY25 (Dec 31, 2025) | $164.87M | −$165.87M | −$10.80 |
Margins
- Gross −11.7%
- Operating −84.9%
- Net −94.5%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- −$165.46MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow−$154.77MLast 12 months
- Capital spending$10.69MLast 12 months
- −86.9%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $112.72MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$0.00Last 12 months
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$657.72MAs of Jun 30, 2026
- 11.36As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- −494.6%Last 12 months
Over the last 12 months, Better Home & Finance Holding lost money: its net loss was 494.6% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - −12.0%Last 12 months
Over the last 12 months, Better Home & Finance Holding’s net loss was 12.0% of its total assets (averaged over the last four quarter-ends).
ROA = Net income (last 12 months) ÷ Average total assets
About Better Home & Finance Holding Company
Better Home & Finance Holding Company is the first AI-native mortgage and home equity finance platform, and the first fintech to fund more than $110 billion in loan volume. Better has leveraged its industry-leading AI platform, Tinman ®, to achieve its singular mission of making homeownership cheaper, faster, and easier for all Americans. Tinman ® allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in as little as three weeks. In addition, Betsy™, the first AI loan agent built exclusively for the mortgage industry, revolutionizes the homebuying journey by answering questions, delivering approvals, comparing products, processing rate locks, and moving their loan application along to closing 24/7/365. Better's mortgage offerings include GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage and home equity loans. Better serves customers in all 50 US states and the United Kingdom.
- Sector
- Financial Services
- Industry
- Mortgage Finance
- Headquarters
- Cayman Islands
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
BETR news
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BETR stock FAQ
What is BETR stock’s price today?
Better Home & Finance Holding (BETR) traded at $19.24 at the close on , up $0.27 (1.42%) from the previous close of $18.97. Over the past 52 weeks it has traded between $7.51 and $68.55.
What is BETR’s P/E ratio?
BETR’s P/E ratio isn’t meaningful right now because its earnings over the four quarters to are negative (diluted EPS of −$11.02).
How much revenue does Better Home & Finance Holding make?
Better Home & Finance Holding reported $190.4 million of revenue over the four quarters to , up 48.7% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $54.7 million, up 28.2% from a year earlier.
Is Better Home & Finance Holding profitable?
Not over the four quarters to . Better Home & Finance Holding reported a net loss of $179.9 million across those four quarters on $190.4 million of revenue.
What are BETR’s earnings per share?
BETR’s diluted earnings per share were −$11.02 over the four quarters to , compared with −$13.21 in the twelve months before. The latest quarter (Q2 FY26) brought −$1.64 per share, against −$2.39 a year earlier (how EPS works).
Does BETR pay a dividend?
Better Home & Finance Holding hasn’t paid a dividend in the last twelve months.
What is BETR’s 52-week high and low?
Over the past 52 weeks BETR has traded as low as $7.51 and as high as $68.55. At $19.24 at the close on , it is 71.9% below that high and 156.1% above the low.
What is BETR’s all-time high?
BETR’s highest closing price was $86.07 on , adjusted for stock splits. At $19.24 at the close on , it is 77.6% below that record.
Has BETR stock ever split?
Yes, once: 1-for-50 on .
How has BETR stock performed?
Including dividends and measured to the close on , BETR has returned −40.9% so far this year and −68.2% over the past year. Over the same periods the S&P 500, measured by SPY, returned +8.7% and +10.9%. Past performance doesn’t predict future returns.
What sector and industry is Better Home & Finance Holding in?
Better Home & Finance Holding is in the Financial Services sector and the Mortgage Finance industry, and is headquartered in Cayman Islands.
What exchange does BETR trade on?
Better Home & Finance Holding trades on the Nasdaq under the ticker symbol BETR. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.