Colony Bankcorp Inc CBAN Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$19.72 down $0.31, 1.55% on Oct 16
Last price · Previous close $20.03
- Market cap
- At the last price
- P/E ratio
- 11.95On last 12 months’ EPS
- Diluted EPS
- $1.65Last 12 months
- Dividend yield
- 2.41%Last 12 months
Price chart
$19.72down $0.31, 1.55%Fri, Oct 16 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$20.03Oct 15
- Volume146.16KOct 15 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume162.29KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $15.80 to $22.46; now $19.72
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
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Performance
Past performance, measured to the last price. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
CBAN beat the S&P 500 in 2 of 7 periods.
| Period | CBAN and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | CBAN: down 6.4% S&P 500: up 1.5% | CBAN trailed the S&P 500 by 7.9 percentage points Trailed |
| 3M | CBAN: down 7.5% S&P 500: up 1.9% | CBAN trailed the S&P 500 by 9.4 percentage points Trailed |
| YTD | CBAN: up 12.6% S&P 500: up 12.8% | CBAN trailed the S&P 500 by 0.2 percentage points Trailed |
| 1Y | CBAN: up 26.6% S&P 500: up 16.8% | CBAN beat the S&P 500 by 9.8 percentage points Beat |
| Long term | ||
| 3Y | CBAN: up 116.4% S&P 500: up 81.5% +29.3% vs +22.0% a year | CBAN beat the S&P 500 by 34.9 percentage points Beat |
| 5Y | CBAN: up 23.1% S&P 500: up 83.1% +4.2% vs +12.9% a year | CBAN trailed the S&P 500 by 60.0 percentage points Trailed |
| 10Y | CBAN: up 152.0% S&P 500: up 319.6% +9.7% vs +15.4% a year | CBAN trailed the S&P 500 by 167.6 percentage points Trailed |
$10,000 invested in CBAN 10 years ago (Oct 14, 2016) would be worth about $25,196 as of , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,964.
CBAN beat the S&P 500 in 2 of 7 periods.
| Period | CBAN and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | CBAN: down 6.4% S&P 500: up 1.2% | CBAN trailed the S&P 500 by 7.6 percentage points Trailed |
| 3M | CBAN: down 8.0% S&P 500: up 1.7% | CBAN trailed the S&P 500 by 9.7 percentage points Trailed |
| YTD | CBAN: up 10.7% S&P 500: up 11.9% | CBAN trailed the S&P 500 by 1.2 percentage points Trailed |
| 1Y | CBAN: up 23.6% S&P 500: up 15.5% | CBAN beat the S&P 500 by 8.1 percentage points Beat |
| Long term | ||
| 3Y | CBAN: up 97.6% S&P 500: up 75.0% +25.5% vs +20.5% a year | CBAN beat the S&P 500 by 22.6 percentage points Beat |
| 5Y | CBAN: up 5.4% S&P 500: up 71.2% +1.1% vs +11.4% a year | CBAN trailed the S&P 500 by 65.8 percentage points Trailed |
| 10Y | CBAN: up 97.2% S&P 500: up 258.1% +7.0% vs +13.6% a year | CBAN trailed the S&P 500 by 160.9 percentage points Trailed |
$10,000 invested in CBAN 10 years ago (Oct 14, 2016) would be worth about $19,720 as of , not counting dividends. The same amount in the S&P 500 would be worth about $35,813.
All-time high
$36.00
Closing high on . Now 45.2% below that record.
Split-adjusted daily closes since Apr 2, 1998.
Stock splits
2
Latest: 5-for-4 on . One share bought before the first split is 3 shares today.
Both splits
- 5-for-4
- 2-for-1
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $145.42Mup 22.7%
- Net income
- $32.72Mup 18.3%
- Diluted EPS
- $1.65up 4.4%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $27.87M | $5.63M | $0.32 |
| Q4 FY24 (Dec 31, 2024) | $30.13M | $7.43M | $0.42 |
| Q1 FY25 (Mar 31, 2025) | $28.50M | $6.61M | $0.38 |
| Q2 FY25 (Jun 30, 2025) | $32.03M | $7.98M | $0.46 |
| Q3 FY25 (Sep 30, 2025) | $31.89M | $5.82M | $0.33 |
| Q4 FY25 (Dec 31, 2025) | $35.26M | $7.84M | $0.42 |
| Q1 FY26 (Mar 31, 2026) | $38.15M | $8.20M | $0.39 |
| Q2 FY26 (Jun 30, 2026) | $40.13M | $10.86M | $0.51 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $101.78M | $18.66M | $1.66 |
| FY22 (Dec 31, 2022) | $112.33M | $19.54M | $1.14 |
| FY23 (Dec 31, 2023) | $110.28M | $21.75M | $1.24 |
| FY24 (Dec 31, 2024) | $112.40M | $23.87M | $1.36 |
| FY25 (Dec 31, 2025) | $127.68M | $28.25M | $1.59 |
Margins
- Gross 100.0%
- Operating 28.2%
- Net 22.5%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $21.77MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$24.04MLast 12 months
- Capital spending$2.26MLast 12 months
- 15.0%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $2.55MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$9.10MLast 12 months
- Total returned$11.65MLast 12 months
53% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$233.17MAs of Jun 30, 2026
- 0.60As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 9.0%Last 12 months
Over the last 12 months, Colony Bankcorp’s net income was 9.0% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.9%Last 12 months
Over the last 12 months, Colony Bankcorp’s net income was 0.9% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.10 |
| 2018 | $0.20 |
| 2019 | $0.30 |
| 2020 | $0.40 |
| 2021 | $0.41 |
| 2022 | $0.43 |
| 2023 | $0.44 |
| 2024 | $0.45 |
| 2025 | $0.46 |
| 2026 (to date) | $0.36 |
Dividend details
- $0.48Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield2.41%Last 12 months
- $0.12Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 2.8% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 8 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 28.8%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Colony Bankcorp Inc
Colony Bankcorp, Inc. is the bank holding company for Colony Bank. Founded in Fitzgerald, Georgia in 1975, Colony operates locations throughout Georgia as well as in Birmingham, Alabama; Tallahassee, Florida; and the Florida Panhandle. Colony Bank offers a range of banking solutions for personal and business customers. In addition to traditional banking services, Colony provides specialized solutions including mortgage lending, government guaranteed lending, consumer insurance, wealth management, credit cards and merchant services. Colony’s common stock is traded on the New York Stock Exchange (“NYSE”) under the symbol “CBAN.” For more information, please visit www.colony.bank. You can also follow the Company on social media.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Georgia, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
CBAN news
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CBAN stock FAQ
What is CBAN stock’s price today?
Colony Bankcorp (CBAN) traded at $19.72 as of , down $0.31 (1.55%) from the previous close of $20.03. Over the past 52 weeks it has traded between $15.80 and $22.46.
If you invested $1,000 in CBAN 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in CBAN on would be worth about $2,520 as of , a total return of +152.0%. The same $1,000 would be worth $1,231 if invested five years ago, $1,266 if invested one year ago, and $1,342 if invested 20 years ago. Past performance doesn’t predict future returns.
What is CBAN’s P/E ratio?
CBAN trades at 12.0 times its diluted earnings over the four quarters to ($1.65 per share), at the last price on . (How the P/E ratio works.)
How much revenue does Colony Bankcorp make?
Colony Bankcorp reported $145.4 million of revenue over the four quarters to , up 22.7% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $40.1 million, up 25.3% from a year earlier.
Is Colony Bankcorp profitable?
Yes. Colony Bankcorp earned $32.7 million of net income over the four quarters to , a net margin of 22.5%, and its operating margin was 28.2% (what margins tell you).
What are CBAN’s earnings per share?
CBAN’s diluted earnings per share were $1.65 over the four quarters to , compared with $1.58 in the twelve months before. The latest quarter (Q2 FY26) brought $0.51 per share, against $0.46 a year earlier (how EPS works).
Does CBAN pay a dividend?
Yes. Colony Bankcorp pays a quarterly dividend. The most recent was $0.12 per share, with an ex-dividend date of . Over the last twelve months it paid $0.48 per share, a 2.41% yield at the last price on , and the full-year dividend has risen 8 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($0.48 per share), and if the next 12 months match the last 12, 100 shares would receive about $48 over 12 months, and $1,000 over 12 months would take about 2,106 shares, roughly $41,530 at the last price on . Dividends can change.
What is CBAN’s 52-week high and low?
Over the past 52 weeks CBAN has traded as low as $15.80 and as high as $22.46. At $19.72 as of , it is 12.2% below that high and 24.8% above the low.
What is CBAN’s all-time high?
CBAN’s highest closing price was $36.00 on , adjusted for stock splits. At $19.72 as of , it is 45.2% below that record.
Has CBAN stock ever split?
Yes, twice: 2-for-1 on ; 5-for-4 on . One share bought before the first split would be 3 shares today.
How has CBAN stock performed?
Including dividends and measured to the last price on , CBAN has returned +12.6% so far this year and +26.6% over the past year, and +23.1% over five years (+4.2% a year). Over the same periods the S&P 500, measured by SPY, returned +12.8%, +16.8% and +83.1%. Past performance doesn’t predict future returns.
What sector and industry is Colony Bankcorp in?
Colony Bankcorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Georgia, USA.
What exchange does CBAN trade on?
Colony Bankcorp trades on the NYSE under the ticker symbol CBAN. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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