Catalyst Bancorp Inc CLST Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$17.50 down $0.40, 2.23% at close Nov 6
Last close · Previous close $17.90
- Market cap
- $70.91MAt the Nov 6 close
- P/E ratio
- 30.70On last 12 months’ EPS
- Diluted EPS
- $0.57Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$17.50up $0.35, 2.03%Past month
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$17.90Nov 5
- Volume8.41KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume4.01KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $14.00 to $20.50; now $17.50
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
CLST beat the S&P 500 in 4 of 6 periods.
| Period | CLST and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | CLST: up 2.0% S&P 500: down 5.6% | CLST beat the S&P 500 by 7.6 percentage points Beat |
| 3M | CLST: up 3.2% S&P 500: down 4.1% | CLST beat the S&P 500 by 7.3 percentage points Beat |
| YTD | CLST: up 11.1% S&P 500: up 8.7% | CLST beat the S&P 500 by 2.4 percentage points Beat |
| 1Y | CLST: up 24.9% S&P 500: up 10.9% | CLST beat the S&P 500 by 14.0 percentage points Beat |
| Long term | ||
| 3Y | CLST: up 58.1% S&P 500: up 75.0% +16.5% vs +20.5% a year | CLST trailed the S&P 500 by 16.9 percentage points Trailed |
| 5Y | CLST: up 26.8% S&P 500: up 67.8% +4.9% vs +10.9% a year | CLST trailed the S&P 500 by 41.0 percentage points Trailed |
$10,000 invested in CLST 5 years ago (Nov 5, 2021) would be worth about $12,681 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $16,782.
CLST beat the S&P 500 in 4 of 6 periods.
| Period | CLST and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | CLST: up 2.0% S&P 500: down 5.6% | CLST beat the S&P 500 by 7.6 percentage points Beat |
| 3M | CLST: up 3.2% S&P 500: down 4.3% | CLST beat the S&P 500 by 7.5 percentage points Beat |
| YTD | CLST: up 11.1% S&P 500: up 7.8% | CLST beat the S&P 500 by 3.3 percentage points Beat |
| 1Y | CLST: up 24.9% S&P 500: up 9.7% | CLST beat the S&P 500 by 15.2 percentage points Beat |
| Long term | ||
| 3Y | CLST: up 58.1% S&P 500: up 68.8% +16.5% vs +19.1% a year | CLST trailed the S&P 500 by 10.7 percentage points Trailed |
| 5Y | CLST: up 26.8% S&P 500: up 56.9% +4.9% vs +9.4% a year | CLST trailed the S&P 500 by 30.1 percentage points Trailed |
$10,000 invested in CLST 5 years ago (Nov 5, 2021) would be worth about $12,681 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $15,694.
All-time high
$18.15
Closing high on . Now 3.6% below that record.
Split-adjusted daily closes since Oct 13, 2021.
Stock splits
CLST hasn’t split since its price history begins in 2021.
Valuation
The Nov 6 close compared with the last 12 months of reported results (the four quarters to Jun 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
30.7×The Nov 6 close ÷ diluted EPS over the last 12 months ($0.57)
The range covers daily P/E ratios from Oct 28, 2021 to Nov 6, 2026, each based on the previous 12 months of earnings.
CLST trades at 30.7× its earnings over the last 12 months, below its 5-year median of 44.2×. In plain terms, buyers are paying about $31 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 6.2×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 0.9×Book value as of Jun 30, 2026
Price relative to accounting equity (book value) per share on the Jun 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - 14.9×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 17.19Last 12 months’ EPS growth
The P/E divided by the growth in diluted EPS over the last 12 months (+1.8% on the 12 months before). It looks backward: near 1 means the P/E roughly matches last year’s growth. Sites that use analysts’ growth forecasts show a different PEG.
PEG = P/E ÷ EPS growth (%) = 30.7 ÷ 1.8 - 4.56%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - $43.71MAt the Nov 6 close
What it would cost to buy the whole business: the market cap at the Nov 6 close, plus debt, minus cash and short-term investments from the Jun 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own CLST DCF in Excel. Value Catalyst Bancorp with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $11.38Mup 2.2%
- Net income
- $2.03Mdown 7.0%
- Diluted EPS
- $0.57up 1.8%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $2.82M | $447.00K | $0.11 |
| Q4 FY24 (Dec 31, 2024) | $2.81M | $626.00K | $0.15 |
| Q1 FY25 (Mar 31, 2025) | $2.70M | $586.00K | $0.16 |
| Q2 FY25 (Jun 30, 2025) | $2.81M | $521.00K | $0.14 |
| Q3 FY25 (Sep 30, 2025) | $2.80M | $489.00K | $0.13 |
| Q4 FY25 (Dec 31, 2025) | $2.56M | $456.00K | $0.13 |
| Q1 FY26 (Mar 31, 2026) | $2.97M | $558.00K | $0.16 |
| Q2 FY26 (Jun 30, 2026) | $3.06M | $524.00K | $0.15 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $10.19M | $1.92M | $0.39 |
| FY22 (Dec 31, 2022) | $8.88M | $180.00K | $0.04 |
| FY23 (Dec 31, 2023) | $9.17M | $526.00K | $0.12 |
| FY24 (Dec 31, 2024) | $5.17M | −$3.09M | −$0.78 |
| FY25 (Dec 31, 2025) | $11.09M | $2.05M | $0.56 |
Margins
- Gross 100.0%
- Operating 22.1%
- Net 17.8%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $3.24MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$3.33MLast 12 months
- Capital spending$92.00KLast 12 months
- 28.4%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $1.63MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$1.63MLast 12 months
50% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$9.79MAs of Jun 30, 2026
- 0.12As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 2.5%Last 12 months
Over the last 12 months, Catalyst Bancorp’s net income was 2.5% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.7%Last 12 months
Over the last 12 months, Catalyst Bancorp’s net income was 0.7% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
About Catalyst Bancorp Inc
Catalyst Bancorp, Inc. is a Louisiana corporation and registered bank holding company for Catalyst Bank, its wholly-owned subsidiary, with $631.2 million in assets at September 30, 2026. Founded in 1922 as St. Landry Homestead Federal Savings Bank, Catalyst Bank has served the Acadiana region of south-central Louisiana for more than a century and recently expanded into southwest Louisiana through the acquisition of Lakeside Bank. Catalyst Bank offers commercial and retail banking products with a focus on fueling business and improving lives in the communities we serve.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Louisiana, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
CLST news
Explore more stocks
Prices are from the last refresh. Open any stock for its live dashboard.
Popular stocks
CLST stock FAQ
What is CLST stock’s price today?
Catalyst Bancorp (CLST) traded at $17.50 at the close on , down $0.40 (2.23%) from the previous close of $17.90. Over the past 52 weeks it has traded between $14.00 and $20.50.
If you invested $1,000 in CLST 5 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in CLST on would be worth about $1,268 at the close on , a total return of +26.8%. The same $1,000 would be worth $1,249 if invested one year ago. Past performance doesn’t predict future returns.
What is Catalyst Bancorp’s market cap?
Catalyst Bancorp’s market capitalization is about $70.9 million. That’s Tiingo’s daily market cap for , at that day’s closing price of $17.50 (how market cap works). Catalyst Bancorp reported 4.05M shares outstanding at the end of its latest quarter ().
What is CLST’s P/E ratio?
CLST trades at 30.7 times its diluted earnings over the four quarters to ($0.57 per share), at the close. Over the past five years its P/E has ranged from 21.3 to 876.2, with a median of 44.2. (How the P/E ratio works.)
How much revenue does Catalyst Bancorp make?
Catalyst Bancorp reported $11.4 million of revenue over the four quarters to , up 2.2% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $3.1 million, up 8.7% from a year earlier.
Is Catalyst Bancorp profitable?
Yes. Catalyst Bancorp earned $2.0 million of net income over the four quarters to , a net margin of 17.8%, and its operating margin was 22.1% (what margins tell you).
What are CLST’s earnings per share?
CLST’s diluted earnings per share were $0.57 over the four quarters to , compared with $0.56 in the twelve months before. The latest quarter (Q2 FY26) brought $0.15 per share, against $0.14 a year earlier (how EPS works).
Does CLST pay a dividend?
Catalyst Bancorp hasn’t paid a dividend in the last twelve months.
What is CLST’s 52-week high and low?
Over the past 52 weeks CLST has traded as low as $14.00 and as high as $20.50. At $17.50 at the close on , it is 14.6% below that high and 25.0% above the low.
What is CLST’s all-time high?
CLST’s highest closing price was $18.15 on , adjusted for stock splits. At $17.50 at the close on , it is 3.6% below that record.
Has CLST stock ever split?
No. CLST hasn’t split since its price history begins in 2021.
How has CLST stock performed?
Including dividends and measured to the close on , CLST has returned +11.1% so far this year and +24.9% over the past year, and +26.8% over five years (+4.9% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Catalyst Bancorp in?
Catalyst Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Louisiana, USA.
What exchange does CLST trade on?
Catalyst Bancorp trades on the Nasdaq under the ticker symbol CLST. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.