CSB Bancorp Inc CSBB Stock Analysis
- OTCD
- Stock
- Market closed · opens Monday 9:30 AM ET
$75.99 unchanged at close Oct 16
Last close · Previous close $75.99
- Market cap
- At the Oct 16 close
- P/E ratio
- 18.81On last 12 months’ EPS
- Diluted EPS
- $4.04Last 12 months
- Dividend yield
- 2.28%Last 12 months
Price chart
$75.99unchangedFri, Oct 16 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$75.99Oct 15
- Volume120.00Oct 16 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume623.00Last 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $46.81 to $82.00; now $75.99
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Oct 16 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
CSBB beat the S&P 500 in 5 of 7 periods.
| Period | CSBB and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | CSBB: unchanged S&P 500: up 1.5% | CSBB trailed the S&P 500 by 1.5 percentage points Trailed |
| 3M | CSBB: up 5.4% S&P 500: up 1.9% | CSBB beat the S&P 500 by 3.5 percentage points Beat |
| YTD | CSBB: up 43.5% S&P 500: up 12.8% | CSBB beat the S&P 500 by 30.7 percentage points Beat |
| 1Y | CSBB: up 54.8% S&P 500: up 16.8% | CSBB beat the S&P 500 by 38.0 percentage points Beat |
| Long term | ||
| 3Y | CSBB: up 111.6% S&P 500: up 81.5% +28.4% vs +22.0% a year | CSBB beat the S&P 500 by 30.1 percentage points Beat |
| 5Y | CSBB: up 131.4% S&P 500: up 83.1% +18.3% vs +12.9% a year | CSBB beat the S&P 500 by 48.3 percentage points Beat |
| 10Y | CSBB: up 289.5% S&P 500: up 319.6% +14.6% vs +15.4% a year | CSBB trailed the S&P 500 by 30.1 percentage points Trailed |
$10,000 invested in CSBB 10 years ago (Oct 14, 2016) would be worth about $38,948 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,964.
CSBB beat the S&P 500 in 5 of 7 periods.
| Period | CSBB and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | CSBB: unchanged S&P 500: up 1.2% | CSBB trailed the S&P 500 by 1.2 percentage points Trailed |
| 3M | CSBB: up 4.8% S&P 500: up 1.7% | CSBB beat the S&P 500 by 3.1 percentage points Beat |
| YTD | CSBB: up 40.7% S&P 500: up 11.9% | CSBB beat the S&P 500 by 28.8 percentage points Beat |
| 1Y | CSBB: up 50.5% S&P 500: up 15.5% | CSBB beat the S&P 500 by 35.0 percentage points Beat |
| Long term | ||
| 3Y | CSBB: up 90.0% S&P 500: up 75.0% +23.9% vs +20.5% a year | CSBB beat the S&P 500 by 15.0 percentage points Beat |
| 5Y | CSBB: up 93.6% S&P 500: up 71.2% +14.1% vs +11.4% a year | CSBB beat the S&P 500 by 22.4 percentage points Beat |
| 10Y | CSBB: up 186.8% S&P 500: up 258.1% +11.1% vs +13.6% a year | CSBB trailed the S&P 500 by 71.3 percentage points Trailed |
$10,000 invested in CSBB 10 years ago (Oct 14, 2016) would be worth about $28,675 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,813.
All-time high
$78.60
Closing high on . Now 3.3% below that record.
Split-adjusted daily closes since Jan 2, 2001.
Stock splits
CSBB hasn’t split since its price history begins in 2001.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY21, the quarter ended Jun 30, 2021. “Last 12 months” means the four quarters ended Jun 30, 2021, and balance-sheet figures are as of Jun 30, 2021.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $35.07M
- Net income
- $11.11M
- Diluted EPS
- $4.04
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY20 (Sep 30, 2020) | $8.53M | $2.80M | $1.02 |
| Q4 FY20 (Dec 31, 2020) | $8.90M | $2.68M | $0.97 |
| Q1 FY21 (Mar 31, 2021) | $8.86M | $2.89M | $1.05 |
| Q2 FY21 (Jun 30, 2021) | $8.79M | $2.75M | $1.00 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY20 (Dec 31, 2020) | $33.44M | $10.57M | $3.85 |
Margins
- Gross 100.0%
- Operating 39.3%
- Net 31.7%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $10.52MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$12.22MLast 12 months
- Capital spending$1.70MLast 12 months
- 30.0%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $313.00KLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$3.15MLast 12 months
- Total returned$3.47MLast 12 months
33% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2021
Cash plus short- and long-term marketable securities on the Jun 30, 2021 balance sheet.
- Total debt$42.05MAs of Jun 30, 2021
- 0.44As of Jun 30, 2021
Total debt divided by shareholders’ equity on the Jun 30, 2021 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 11.9%Last 12 months
Over the last 12 months, CSB Bancorp’s net income was 11.9% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 1.0%Last 12 months
Over the last 12 months, CSB Bancorp’s net income was 1.0% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.78 |
| 2017 | $0.84 |
| 2018 | $0.98 |
| 2019 | $0.80 |
| 2020 | $0.85 |
| 2021 | $1.22 |
| 2022 | $1.30 |
| 2023 | $1.50 |
| 2024 | $1.58 |
| 2025 | $1.64 |
| 2026 (to date) | $1.31 |
Dividend details
- $1.73Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield2.28%Last 12 months
- $0.45Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- 2 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 42.8%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About CSB Bancorp Inc
CSB Bancorp, Inc. (CSB) is a financial holding company. The Commercial and Savings Bank of Millersburg, Ohio (the Bank) is a wholly owned subsidiary of the Company. CSB operates primarily through the Bank and its other subsidiaries, providing a range of banking, trust, financial and brokerage services to corporate, institutional and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, individual retirement accounts (IRAs), safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage and trust services.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Ohio, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- OTCD
- Asset type
- Common stock
- Price history since
CSBB news
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CSBB stock FAQ
What is CSBB stock’s price today?
CSB Bancorp (CSBB) traded at $75.99 at the close on , unchanged from the previous close of $75.99. Over the past 52 weeks it has traded between $46.81 and $82.00.
If you invested $1,000 in CSBB 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in CSBB on would be worth about $3,895 at the close on , a total return of +289.5%. The same $1,000 would be worth $2,314 if invested five years ago, $1,548 if invested one year ago, and $8,143 if invested 20 years ago. Past performance doesn’t predict future returns.
What is CSBB’s P/E ratio?
CSBB trades at 18.8 times its diluted earnings over the four quarters to ($4.04 per share), at the close. (How the P/E ratio works.)
How much revenue does CSB Bancorp make?
CSB Bancorp reported $35.1 million of revenue over the four quarters to . In its latest quarter (Q2 FY21, ended ) revenue was $8.8 million.
Is CSB Bancorp profitable?
Yes. CSB Bancorp earned $11.1 million of net income over the four quarters to , a net margin of 31.7%, and its operating margin was 39.3% (what margins tell you).
What are CSBB’s earnings per share?
CSBB’s diluted earnings per share were $4.04 over the four quarters to . (How EPS works.)
Does CSBB pay a dividend?
Yes. CSB Bancorp pays a quarterly dividend. The most recent was $0.45 per share, with an ex-dividend date of . Over the last twelve months it paid $1.73 per share, a 2.28% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($1.73 per share), and if the next 12 months match the last 12, 100 shares would receive about $173 over 12 months, and $1,000 over 12 months would take about 579 shares, roughly $43,998 at the close. Dividends can change.
What is CSBB’s 52-week high and low?
Over the past 52 weeks CSBB has traded as low as $46.81 and as high as $82.00. At $75.99 at the close on , it is 7.3% below that high and 62.3% above the low.
What is CSBB’s all-time high?
CSBB’s highest closing price was $78.60 on , adjusted for stock splits. At $75.99 at the close on , it is 3.3% below that record.
Has CSBB stock ever split?
No. CSBB hasn’t split since its price history begins in 2001.
How has CSBB stock performed?
Including dividends and measured to the close on , CSBB has returned +43.5% so far this year and +54.8% over the past year, and +131.4% over five years (+18.3% a year). Over the same periods the S&P 500, measured by SPY, returned +12.8%, +16.8% and +83.1%. Past performance doesn’t predict future returns.
What sector and industry is CSB Bancorp in?
CSB Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Ohio, USA.
What exchange does CSBB trade on?
CSB Bancorp trades on the OTCD under the ticker symbol CSBB. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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