Dave Inc - Class A DAVE Stock Analysis
- Nasdaq
- Stock
- Market open · no trades yet today
$275.34 down $60.88, 18.11% at close Nov 5
Last close · Previous close $336.22
- Market cap
- At the Nov 5 close
- P/E ratio
- 17.86On last 12 months’ EPS
- Diluted EPS
- $15.42Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$275.34down $60.88, 18.11%Thu, Nov 5 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$336.22Nov 4
- Volume1.47MNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume357.79KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $152.21 to $458.25; now $275.34
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 5 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
DAVE beat the S&P 500 in 3 of 6 periods.
| Period | DAVE and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | DAVE: down 25.4% S&P 500: down 5.4% | DAVE trailed the S&P 500 by 20.0 percentage points Trailed |
| 3M | DAVE: down 36.0% S&P 500: down 4.5% | DAVE trailed the S&P 500 by 31.5 percentage points Trailed |
| YTD | DAVE: up 24.4% S&P 500: up 8.3% | DAVE beat the S&P 500 by 16.1 percentage points Beat |
| 1Y | DAVE: up 13.1% S&P 500: up 9.3% | DAVE beat the S&P 500 by 3.8 percentage points Beat |
| Long term | ||
| 3Y | DAVE: up 4,773.3% S&P 500: up 74.8% +265.3% vs +20.5% a year | DAVE beat the S&P 500 by 4,698.5 percentage points Beat |
| 5Y | DAVE: down 13.8% S&P 500: up 67.3% −2.9% vs +10.8% a year | DAVE trailed the S&P 500 by 81.1 percentage points Trailed |
$10,000 invested in DAVE 5 years ago (Nov 5, 2021) would be worth about $8,622 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $16,730.
DAVE beat the S&P 500 in 3 of 6 periods.
| Period | DAVE and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | DAVE: down 25.4% S&P 500: down 5.4% | DAVE trailed the S&P 500 by 20.0 percentage points Trailed |
| 3M | DAVE: down 36.0% S&P 500: down 4.8% | DAVE trailed the S&P 500 by 31.2 percentage points Trailed |
| YTD | DAVE: up 24.4% S&P 500: up 7.5% | DAVE beat the S&P 500 by 16.9 percentage points Beat |
| 1Y | DAVE: up 13.1% S&P 500: up 8.2% | DAVE beat the S&P 500 by 4.9 percentage points Beat |
| Long term | ||
| 3Y | DAVE: up 4,773.3% S&P 500: up 68.6% +265.3% vs +19.0% a year | DAVE beat the S&P 500 by 4,704.7 percentage points Beat |
| 5Y | DAVE: down 13.8% S&P 500: up 56.4% −2.9% vs +9.4% a year | DAVE trailed the S&P 500 by 70.2 percentage points Trailed |
$10,000 invested in DAVE 5 years ago (Nov 5, 2021) would be worth about $8,622 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $15,645.
All-time high
$457.60
Closing high on . Now 39.8% below that record.
Split-adjusted daily closes since Apr 26, 2021.
Stock splits
1
1-for-32 on . Share counts adjust after each split.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $643.65Mup 48.6%
- Net income
- $222.64Mup 303.9%
- Diluted EPS
- $15.42up 306.9%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $92.49M | $466.00K | $0.03 |
| Q4 FY24 (Dec 31, 2024) | $100.84M | $16.81M | $1.17 |
| Q1 FY25 (Mar 31, 2025) | $107.98M | $28.81M | $1.97 |
| Q2 FY25 (Jun 30, 2025) | $131.76M | $9.04M | $0.62 |
| Q3 FY25 (Sep 30, 2025) | $150.73M | $92.07M | $6.34 |
| Q4 FY25 (Dec 31, 2025) | $163.72M | $65.94M | $4.57 |
| Q1 FY26 (Mar 31, 2026) | $158.41M | $57.94M | $4.02 |
| Q2 FY26 (Jun 30, 2026) | $170.79M | $6.69M | $0.49 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $153.01M | −$19.99M | Paused See the note under the price. |
| FY22 (Dec 31, 2022) | $204.84M | −$128.91M | Paused See the note under the price. |
| FY23 (Dec 31, 2023) | $259.09M | −$48.52M | −$4.07 |
| FY24 (Dec 31, 2024) | $347.08M | $57.87M | $4.19 |
| FY25 (Dec 31, 2025) | $554.18M | $195.87M | $13.53 |
Margins
- Gross 93.9%
- Operating 34.5%
- Net 34.6%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $319.19MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$326.95MLast 12 months
- Capital spending$7.75MLast 12 months
- 49.6%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $242.56MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$242.56MLast 12 months
76% of free cash flow
Balance sheet
- $254.43MAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$268.47MAs of Jun 30, 2026
- Net debt$14.03MAs of Jun 30, 2026
- 4.22As of Jun 30, 2026
Current assets divided by current liabilities on the Jun 30, 2026 balance sheet. Above 1 means short-term assets cover the bills due within a year.
Current ratio = Current assets ÷ Current liabilitiesCurrent ratio - 1.29As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 7 of 9Last 12 months
vs the 12 beforeA 0–9 checklist from accounting professor Joseph Piotroski. Each test compares the last 12 months with the 12 months before and scores a point if it passes. 8–9 is strong; 0–2 is weak.
- ✓Net income was positive: passed
- ✓Operating cash flow was positive: passed
- ✓Return on assets improved: passed
- ✓Operating cash flow exceeded net income: passed
- ✗Long-term debt fell relative to assets: not passed
- ✗Current ratio improved: not passed
- ✓Share count didn’t rise: passed
- ✓Gross margin improved: passed
- ✓Asset turnover (revenue ÷ assets) improved: passed
- 84.4%Last 12 months
Over the last 12 months, Dave’s net income was 84.4% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return. ROE can run this high when equity is small, for example after years of large share buybacks.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 44.0%Last 12 months
Over the last 12 months, Dave’s net income was 44.0% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
About Dave Inc - Class A
VPC Impact Acquisition Holdings III Inc - Class A
- Sector
- Technology
- Industry
- Software - Application
- Headquarters
- California, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
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DAVE stock FAQ
What is DAVE stock’s price today?
Dave (DAVE) traded at $275.34 at the close on , down $60.88 (18.11%) from the previous close of $336.22. Over the past 52 weeks it has traded between $152.21 and $458.25.
If you invested $1,000 in DAVE 5 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in DAVE on would be worth about $862 at the close on , a total return of −13.8%. The same $1,000 would be worth $1,131 if invested one year ago. Past performance doesn’t predict future returns.
What is DAVE’s P/E ratio?
DAVE trades at 17.9 times its diluted earnings over the four quarters to ($15.42 per share), at the close. (How the P/E ratio works.)
How much revenue does Dave make?
Dave reported $643.7 million of revenue over the four quarters to , up 48.6% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $170.8 million, up 29.6% from a year earlier.
Is Dave profitable?
Yes. Dave earned $222.6 million of net income over the four quarters to , a net margin of 34.6%, and its operating margin was 34.5% (what margins tell you).
What are DAVE’s earnings per share?
DAVE’s diluted earnings per share were $15.42 over the four quarters to , compared with $3.79 in the twelve months before. The latest quarter (Q2 FY26) brought $0.49 per share, against $0.62 a year earlier (how EPS works).
Does DAVE pay a dividend?
Dave hasn’t paid a dividend in the last twelve months.
What is DAVE’s 52-week high and low?
Over the past 52 weeks DAVE has traded as low as $152.21 and as high as $458.25. At $275.34 at the close on , it is 39.9% below that high and 80.9% above the low.
What is DAVE’s all-time high?
DAVE’s highest closing price was $457.60 on , adjusted for stock splits. At $275.34 at the close on , it is 39.8% below that record.
Has DAVE stock ever split?
Yes, once: 1-for-32 on .
How has DAVE stock performed?
Including dividends and measured to the close on , DAVE has returned +24.4% so far this year and +13.1% over the past year, and −13.8% over five years (−2.9% a year). Over the same periods the S&P 500, measured by SPY, returned +8.3%, +9.3% and +67.3%. Past performance doesn’t predict future returns.
What sector and industry is Dave in?
Dave is in the Technology sector and the Software - Application industry, and is headquartered in California, USA.
What exchange does DAVE trade on?
Dave trades on the Nasdaq under the ticker symbol DAVE. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.