Dime Community Bancshares Inc DCOM Stock Analysis
- NYSE
- Stock
- After hours · opens Monday 9:30 AM ET
$42.30 down $0.11, 0.26% on Nov 6
Last price · Previous close $42.41
- Market cap
- $1.87BAt the last price
- P/E ratio
- 13.69On last 12 months’ EPS
- Diluted EPS
- $3.09Last 12 months
- Dividend yield
- 2.36%Last 12 months
Price chart
$42.30down $0.11, 0.26%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$42.41Nov 5
- Volume299.14KNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume446.28KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $25.63 to $44.89; now $42.30
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the last price. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
DCOM beat the S&P 500 in 5 of 7 periods.
| Period | DCOM and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | DCOM: up 7.9% S&P 500: down 5.6% | DCOM beat the S&P 500 by 13.5 percentage points Beat |
| 3M | DCOM: up 3.6% S&P 500: down 4.1% | DCOM beat the S&P 500 by 7.7 percentage points Beat |
| YTD | DCOM: up 44.5% S&P 500: up 8.7% | DCOM beat the S&P 500 by 35.8 percentage points Beat |
| 1Y | DCOM: up 64.7% S&P 500: up 10.9% | DCOM beat the S&P 500 by 53.8 percentage points Beat |
| Long term | ||
| 3Y | DCOM: up 125.3% S&P 500: up 75.0% +31.1% vs +20.5% a year | DCOM beat the S&P 500 by 50.3 percentage points Beat |
| 5Y | DCOM: up 33.4% S&P 500: up 67.9% +5.9% vs +10.9% a year | DCOM trailed the S&P 500 by 34.5 percentage points Trailed |
| 10Y | DCOM: up 118.0% S&P 500: up 313.3% +8.1% vs +15.2% a year | DCOM trailed the S&P 500 by 195.3 percentage points Trailed |
$10,000 invested in DCOM 10 years ago (Nov 4, 2016) would be worth about $21,798 as of , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,326.
DCOM beat the S&P 500 in 5 of 7 periods.
| Period | DCOM and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | DCOM: up 7.2% S&P 500: down 5.6% | DCOM beat the S&P 500 by 12.8 percentage points Beat |
| 3M | DCOM: up 2.9% S&P 500: down 4.3% | DCOM beat the S&P 500 by 7.2 percentage points Beat |
| YTD | DCOM: up 40.6% S&P 500: up 7.9% | DCOM beat the S&P 500 by 32.7 percentage points Beat |
| 1Y | DCOM: up 60.3% S&P 500: up 9.7% | DCOM beat the S&P 500 by 50.6 percentage points Beat |
| Long term | ||
| 3Y | DCOM: up 102.9% S&P 500: up 68.8% +26.6% vs +19.1% a year | DCOM beat the S&P 500 by 34.1 percentage points Beat |
| 5Y | DCOM: up 11.6% S&P 500: up 57.0% +2.2% vs +9.4% a year | DCOM trailed the S&P 500 by 45.4 percentage points Trailed |
| 10Y | DCOM: up 55.2% S&P 500: up 252.7% +4.5% vs +13.4% a year | DCOM trailed the S&P 500 by 197.5 percentage points Trailed |
$10,000 invested in DCOM 10 years ago (Nov 4, 2016) would be worth about $15,523 as of , not counting dividends. The same amount in the S&P 500 would be worth about $35,269.
All-time high
$43.73
Closing high on . Now 3.3% below that record.
Split-adjusted daily closes since Jan 12, 1999.
Stock splits
1
3-for-2 on . Share counts adjust after each split.
Valuation
The last price compared with the last 12 months of reported results (the four quarters to Sep 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
13.7×The last price ÷ diluted EPS over the last 12 months ($3.09)
The range covers daily P/E ratios from Oct 27, 2021 to Nov 5, 2026, each based on the previous 12 months of earnings.
DCOM trades at 13.7× its earnings over the last 12 months, above its 5-year median of 13.6×. In plain terms, buyers are paying about $14 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 4.1×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 1.2×Book value as of Sep 30, 2026
Price relative to accounting equity (book value) per share on the Sep 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - 1.4×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 0.08Last 12 months’ EPS growth
The P/E divided by the growth in diluted EPS over the last 12 months (+180.9% on the 12 months before). It looks backward: near 1 means the P/E roughly matches last year’s growth. Sites that use analysts’ growth forecasts show a different PEG.
PEG = P/E ÷ EPS growth (%) = 13.7 ÷ 180.9 - 13.72%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - $296.17MAt the last price
What it would cost to buy the whole business: the market cap at the last price, plus debt, minus cash and short-term investments from the Sep 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own DCOM DCF in Excel. Value Dime Community Bancshares with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $458.29Mup 34.6%
- Net income
- $142.81Mup 144.5%
- Diluted EPS
- $3.09up 180.9%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $43.52M | −$20.41M | −$0.58 |
| Q1 FY25 (Mar 31, 2025) | $94.22M | $21.46M | $0.45 |
| Q2 FY25 (Jun 30, 2025) | $100.47M | $29.70M | $0.64 |
| Q3 FY25 (Sep 30, 2025) | $102.32M | $27.67M | $0.59 |
| Q4 FY25 (Dec 31, 2025) | $112.89M | $31.86M | $0.69 |
| Q1 FY26 (Mar 31, 2026) | $111.28M | $34.58M | $0.75 |
| Q2 FY26 (Jun 30, 2026) | $112.58M | $34.81M | $0.75 |
| Q3 FY26 (Sep 30, 2026) | $121.54M | $41.56M | $0.90 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $393.47M | $104.00M | $2.45 |
| FY22 (Dec 31, 2022) | $412.65M | $152.56M | $3.73 |
| FY23 (Dec 31, 2023) | $350.01M | $96.09M | $2.29 |
| FY24 (Dec 31, 2024) | $277.99M | $29.08M | $0.55 |
| FY25 (Dec 31, 2025) | $409.90M | $110.68M | $2.36 |
Margins
- Gross 100.0%
- Operating 43.5%
- Net 31.2%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $256.23MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$257.93MLast 12 months
- Capital spending$1.70MLast 12 months
- 55.9%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $12.23MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$43.10MLast 12 months
- Total returned$55.33MLast 12 months
22% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$613.15MAs of Sep 30, 2026
- 0.40As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 9.5%Last 12 months
Over the last 12 months, Dime Community Bancshares’s net income was 9.5% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.9%Last 12 months
Over the last 12 months, Dime Community Bancshares’s net income was 0.9% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.92 |
| 2017 | $0.92 |
| 2018 | $0.92 |
| 2019 | $0.92 |
| 2020 | $0.96 |
| 2021 | $0.96 |
| 2022 | $0.96 |
| 2023 | $0.99 |
| 2024 | $1.00 |
| 2025 | $1.00 |
| 2026 (to date) | $1.00 |
Dividend details
- $1.00Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- 2.36%; 5-yr low 2.29%, 5-yr high 6.50%Last 12 months
Dividends paid over the last 12 months as a share of the last price. The bar shows where that yield sits in its range over the past five years; the median was 3.29%.
- $0.25Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 0.8% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 32.4%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Dime Community Bancshares Inc
Dime Community Bancshares, Inc. is the holding company for Dime Community Bank, a New York State-chartered trust company with over $12 billion in assets and number one deposit market share among community banks on Greater Long Island ( 1).
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- New York, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
DCOM news
Explore more stocks
Prices are from the last refresh. Open any stock for its live dashboard.
Popular stocks
DCOM stock FAQ
What is DCOM stock’s price today?
Dime Community Bancshares (DCOM) traded at $42.30 as of , down $0.11 (0.26%) from the previous close of $42.41. Over the past 52 weeks it has traded between $25.63 and $44.89.
If you invested $1,000 in DCOM 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in DCOM on would be worth about $2,180 as of , a total return of +118.0%. The same $1,000 would be worth $1,334 if invested five years ago, $1,647 if invested one year ago, and $3,432 if invested 20 years ago. Past performance doesn’t predict future returns.
What is Dime Community Bancshares’s market cap?
Dime Community Bancshares’s market capitalization is about $1.9 billion. That’s Tiingo’s daily market cap for , scaled to the last price of $42.30 on (how market cap works). Dime Community Bancshares reported 44.16M shares outstanding at the end of its latest quarter ().
What is DCOM’s P/E ratio?
DCOM trades at 13.7 times its diluted earnings over the four quarters to ($3.09 per share), at the last price on . Over the past five years its P/E has ranged from 4.0 to 60.9, with a median of 13.6. (How the P/E ratio works.)
How much revenue does Dime Community Bancshares make?
Dime Community Bancshares reported $458.3 million of revenue over the four quarters to , up 34.6% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $121.5 million, up 18.8% from a year earlier.
Is Dime Community Bancshares profitable?
Yes. Dime Community Bancshares earned $142.8 million of net income over the four quarters to , a net margin of 31.2%, and its operating margin was 43.5% (what margins tell you).
What are DCOM’s earnings per share?
DCOM’s diluted earnings per share were $3.09 over the four quarters to , compared with $1.10 in the twelve months before. The latest quarter (Q3 FY26) brought $0.90 per share, against $0.59 a year earlier (how EPS works).
Does DCOM pay a dividend?
Yes. Dime Community Bancshares pays a quarterly dividend. The most recent was $0.25 per share, with an ex-dividend date of . Over the last twelve months it paid $1.00 per share, a 2.36% yield at the last price on (how dividend yield works).
Based on the last 12 months’ payments ($1.00 per share), and if the next 12 months match the last 12, 100 shares would receive about $100 over 12 months, and $1,000 over 12 months would take about 1,000 shares, roughly $42,300 at the last price on . Dividends can change.
What is DCOM’s 52-week high and low?
Over the past 52 weeks DCOM has traded as low as $25.63 and as high as $44.89. At $42.30 as of , it is 5.8% below that high and 65.1% above the low.
What is DCOM’s all-time high?
DCOM’s highest closing price was $43.73 on , adjusted for stock splits. At $42.30 as of , it is 3.3% below that record.
Has DCOM stock ever split?
Yes, once: 3-for-2 on .
How has DCOM stock performed?
Including dividends and measured to the last price on , DCOM has returned +44.5% so far this year and +64.7% over the past year, and +33.4% over five years (+5.9% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.9%. Past performance doesn’t predict future returns.
What sector and industry is Dime Community Bancshares in?
Dime Community Bancshares is in the Financial Services sector and the Banks - Regional industry, and is headquartered in New York, USA.
What exchange does DCOM trade on?
Dime Community Bancshares trades on the NYSE under the ticker symbol DCOM. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.