First Guaranty Bancshares Inc FGBI Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$11.74 down $0.04, 0.34% at close Nov 6
Last close · Previous close $11.78
- Market cap
- At the Nov 6 close
- P/E ratio
- n/mLoss over last 12 months
- Diluted EPS
- −$2.42Last 12 months
- Dividend yield
- 0.34%Last 12 months
Price chart
$11.74up $3.24, 38.12%Past month
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$11.78Nov 5
- Volume58.20KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume29.39KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $4.31 to $12.02; now $11.74
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
FGBI beat the S&P 500 in 4 of 7 periods.
| Period | FGBI and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | FGBI: up 38.1% S&P 500: down 5.6% | FGBI beat the S&P 500 by 43.7 percentage points Beat |
| 3M | FGBI: up 23.0% S&P 500: down 4.1% | FGBI beat the S&P 500 by 27.1 percentage points Beat |
| YTD | FGBI: up 119.4% S&P 500: up 8.7% | FGBI beat the S&P 500 by 110.7 percentage points Beat |
| 1Y | FGBI: up 107.1% S&P 500: up 10.9% | FGBI beat the S&P 500 by 96.2 percentage points Beat |
| Long term | ||
| 3Y | FGBI: up 21.7% S&P 500: up 75.0% +6.8% vs +20.5% a year | FGBI trailed the S&P 500 by 53.3 percentage points Trailed |
| 5Y | FGBI: down 36.2% S&P 500: up 67.8% −8.6% vs +10.9% a year | FGBI trailed the S&P 500 by 104.0 percentage points Trailed |
| 10Y | FGBI: up 11.8% S&P 500: up 313.1% +1.1% vs +15.2% a year | FGBI trailed the S&P 500 by 301.3 percentage points Trailed |
$10,000 invested in FGBI 10 years ago (Nov 4, 2016) would be worth about $11,183 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
FGBI beat the S&P 500 in 4 of 7 periods.
| Period | FGBI and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | FGBI: up 38.1% S&P 500: down 5.6% | FGBI beat the S&P 500 by 43.7 percentage points Beat |
| 3M | FGBI: up 22.8% S&P 500: down 4.3% | FGBI beat the S&P 500 by 27.1 percentage points Beat |
| YTD | FGBI: up 118.6% S&P 500: up 7.8% | FGBI beat the S&P 500 by 110.8 percentage points Beat |
| 1Y | FGBI: up 106.0% S&P 500: up 9.7% | FGBI beat the S&P 500 by 96.3 percentage points Beat |
| Long term | ||
| 3Y | FGBI: up 14.0% S&P 500: up 68.8% +4.5% vs +19.1% a year | FGBI trailed the S&P 500 by 54.8 percentage points Trailed |
| 5Y | FGBI: down 44.3% S&P 500: up 56.9% −11.1% vs +9.4% a year | FGBI trailed the S&P 500 by 101.2 percentage points Trailed |
| 10Y | FGBI: down 16.7% S&P 500: up 252.6% −1.8% vs +13.4% a year | FGBI trailed the S&P 500 by 269.3 percentage points Trailed |
$10,000 invested in FGBI 10 years ago (Nov 4, 2016) would be worth about $8,332 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$29.51
Closing high on . Now 60.2% below that record.
Split-adjusted daily closes since Jan 2, 2001.
Stock splits
4
Latest: 11-for-10 on . Share counts adjust after each split.
All 4 splits
- 11-for-10
- 11-for-10
- 11-for-10
- 11-for-10
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $37.70Mdown 36.2%
- Net income
- −$36.38M
- Diluted EPS
- −$2.42
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $22.20M | $1.93M | $0.11 |
| Q4 FY24 (Dec 31, 2024) | $19.06M | $1.01M | $0.03 |
| Q1 FY25 (Mar 31, 2025) | $10.03M | −$6.17M | −$0.54 |
| Q2 FY25 (Jun 30, 2025) | $7.79M | −$7.30M | −$0.61 |
| Q3 FY25 (Sep 30, 2025) | −$23.84M | −$45.00M | −$3.01 |
| Q4 FY25 (Dec 31, 2025) | $19.71M | $2.45M | $0.28 |
| Q1 FY26 (Mar 31, 2026) | $20.27M | $2.74M | $0.14 |
| Q2 FY26 (Jun 30, 2026) | $21.55M | $3.43M | $0.17 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $98.32M | $27.30M | $2.42 |
| FY22 (Dec 31, 2022) | $107.40M | $28.88M | $2.48 |
| FY23 (Dec 31, 2023) | $91.57M | $9.22M | $0.62 |
| FY24 (Dec 31, 2024) | $93.14M | $12.45M | $0.81 |
| FY25 (Dec 31, 2025) | $13.69M | −$56.02M | −$4.17 |
Margins
- Gross 100.0%
- Operating −114.6%
- Net −96.5%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $39.97MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$54.53MLast 12 months
- Capital spending$14.56MLast 12 months
- 106.0%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $7.49MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$629.00KLast 12 months
- Total returned$629.00KLast 12 months
2% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$186.28MAs of Jun 30, 2026
- 0.82As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- −16.2%Last 12 months
Over the last 12 months, First Guaranty Bancshares lost money: its net loss was 16.2% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - −0.9%Last 12 months
Over the last 12 months, First Guaranty Bancshares’s net loss was 0.9% of its total assets (averaged over the last four quarter-ends).
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.53 |
| 2017 | $0.53 |
| 2018 | $0.53 |
| 2019 | $0.54 |
| 2020 | $0.58 |
| 2021 | $0.60 |
| 2022 | $0.64 |
| 2023 | $0.64 |
| 2024 | $0.41 |
| 2025 | $0.040 |
| 2026 (to date) | $0.030 |
Dividend details
- $0.04Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield0.34%Last 12 months
- $0.010Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- down 41.5% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
About First Guaranty Bancshares Inc
First Guaranty Bancshares, Inc. is the holding company for First Guaranty Bank, a Louisiana state-chartered bank. Founded in 1934, First Guaranty Bank offers a wide range of financial services and focuses on building client relationships and providing exceptional customer service. First Guaranty Bank currently operates thirty-six locations throughout Louisiana, Texas, Kentucky and West Virginia. First Guaranty’s common stock trades on the NASDAQ under the symbol FGBI.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Louisiana, USA
- Website
- fgb.net (opens in a new tab)
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
FGBI news
Explore more stocks
Prices are from the last refresh. Open any stock for its live dashboard.
Popular stocks
FGBI stock FAQ
What is FGBI stock’s price today?
First Guaranty Bancshares (FGBI) traded at $11.74 at the close on , down $0.04 (0.34%) from the previous close of $11.78. Over the past 52 weeks it has traded between $4.31 and $12.02.
If you invested $1,000 in FGBI 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in FGBI on would be worth about $1,118 at the close on , a total return of +11.8%. The same $1,000 would be worth $638 if invested five years ago, $2,071 if invested one year ago, and $1,399 if invested 20 years ago. Past performance doesn’t predict future returns.
What is FGBI’s P/E ratio?
FGBI’s P/E ratio isn’t meaningful right now because its earnings over the four quarters to are negative (diluted EPS of −$2.42).
How much revenue does First Guaranty Bancshares make?
First Guaranty Bancshares reported $37.7 million of revenue over the four quarters to , down 36.2% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $21.6 million, up 176.8% from a year earlier.
Is First Guaranty Bancshares profitable?
Not over the four quarters to . First Guaranty Bancshares reported a net loss of $36.4 million across those four quarters on $37.7 million of revenue.
What are FGBI’s earnings per share?
FGBI’s diluted earnings per share were −$2.42 over the four quarters to , compared with −$1.01 in the twelve months before. The latest quarter (Q2 FY26) brought $0.17 per share, against −$0.61 a year earlier (how EPS works).
Does FGBI pay a dividend?
Yes. First Guaranty Bancshares pays a quarterly dividend. The most recent was $0.010 per share, with an ex-dividend date of . Over the last twelve months it paid $0.04 per share, a 0.34% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($0.04 per share), and if the next 12 months match the last 12, 100 shares would receive about $4 over 12 months, and $1,000 over 12 months would take about 25,000 shares, roughly $293,500 at the close. Dividends can change.
What is FGBI’s 52-week high and low?
Over the past 52 weeks FGBI has traded as low as $4.31 and as high as $12.02. At $11.74 at the close on , it is 2.3% below that high and 172.4% above the low.
What is FGBI’s all-time high?
FGBI’s highest closing price was $29.51 on , adjusted for stock splits. At $11.74 at the close on , it is 60.2% below that record.
Has FGBI stock ever split?
Yes, four times: 11-for-10 on ; 11-for-10 on ; 11-for-10 on ; 11-for-10 on .
How has FGBI stock performed?
Including dividends and measured to the close on , FGBI has returned +119.4% so far this year and +107.1% over the past year, and −36.2% over five years (−8.6% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is First Guaranty Bancshares in?
First Guaranty Bancshares is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Louisiana, USA.
What exchange does FGBI trade on?
First Guaranty Bancshares trades on the Nasdaq under the ticker symbol FGBI. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.