Glacier Bancorp Inc GBCI Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$48.16 down $0.40, 0.82% at close Nov 6
Last close · Previous close $48.56
- Market cap
- $6.27BAt the Nov 6 close
- P/E ratio
- 18.11On last 12 months’ EPS
- Diluted EPS
- $2.66Last 12 months
- Dividend yield
- 2.78%Last 12 months
Price chart
$48.16down $0.40, 0.82%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$48.56Nov 5
- Volume1.03MNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.28MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $39.90 to $54.58; now $48.16
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
GBCI beat the S&P 500 in 4 of 7 periods.
| Period | GBCI and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | GBCI: up 10.5% S&P 500: down 5.6% | GBCI beat the S&P 500 by 16.1 percentage points Beat |
| 3M | GBCI: up 0.1% S&P 500: down 4.1% | GBCI beat the S&P 500 by 4.2 percentage points Beat |
| YTD | GBCI: up 11.7% S&P 500: up 8.7% | GBCI beat the S&P 500 by 3.0 percentage points Beat |
| 1Y | GBCI: up 20.0% S&P 500: up 10.9% | GBCI beat the S&P 500 by 9.1 percentage points Beat |
| Long term | ||
| 3Y | GBCI: up 64.1% S&P 500: up 75.0% +18.0% vs +20.5% a year | GBCI trailed the S&P 500 by 10.9 percentage points Trailed |
| 5Y | GBCI: down 5.4% S&P 500: up 67.8% −1.1% vs +10.9% a year | GBCI trailed the S&P 500 by 73.2 percentage points Trailed |
| 10Y | GBCI: up 139.6% S&P 500: up 313.1% +9.1% vs +15.2% a year | GBCI trailed the S&P 500 by 173.5 percentage points Trailed |
$10,000 invested in GBCI 10 years ago (Nov 4, 2016) would be worth about $23,964 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
GBCI beat the S&P 500 in 4 of 7 periods.
| Period | GBCI and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | GBCI: up 10.5% S&P 500: down 5.6% | GBCI beat the S&P 500 by 16.1 percentage points Beat |
| 3M | GBCI: down 0.7% S&P 500: down 4.3% | GBCI beat the S&P 500 by 3.6 percentage points Beat |
| YTD | GBCI: up 9.3% S&P 500: up 7.8% | GBCI beat the S&P 500 by 1.5 percentage points Beat |
| 1Y | GBCI: up 16.6% S&P 500: up 9.7% | GBCI beat the S&P 500 by 6.9 percentage points Beat |
| Long term | ||
| 3Y | GBCI: up 49.8% S&P 500: up 68.8% +14.4% vs +19.1% a year | GBCI trailed the S&P 500 by 19.0 percentage points Trailed |
| 5Y | GBCI: down 19.0% S&P 500: up 56.9% −4.1% vs +9.4% a year | GBCI trailed the S&P 500 by 75.9 percentage points Trailed |
| 10Y | GBCI: up 74.6% S&P 500: up 252.6% +5.7% vs +13.4% a year | GBCI trailed the S&P 500 by 178.0 percentage points Trailed |
$10,000 invested in GBCI 10 years ago (Nov 4, 2016) would be worth about $17,462 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$66.50
Closing high on . Now 27.6% below that record.
Split-adjusted daily closes since Jan 27, 1992.
Stock splits
5
Latest: 3-for-2 on . One share bought before the first split is 4 shares today.
All 5 splits
- 3-for-2
- 5-for-4
- 5-for-4
- 10-for-9
- 3-for-2
Valuation
The Nov 6 close compared with the last 12 months of reported results (the four quarters to Sep 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
18.1×The Nov 6 close ÷ diluted EPS over the last 12 months ($2.66)
The range covers daily P/E ratios from Oct 28, 2021 to Nov 6, 2026, each based on the previous 12 months of earnings.
GBCI trades at 18.1× its earnings over the last 12 months, below its 5-year median of 21.0×. In plain terms, buyers are paying about $18 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 5.2×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 1.4×Book value as of Sep 30, 2026
Price relative to accounting equity (book value) per share on the Sep 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - 14.3×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 0.61Last 12 months’ EPS growth
The P/E divided by the growth in diluted EPS over the last 12 months (+29.8% on the 12 months before). It looks backward: near 1 means the P/E roughly matches last year’s growth. Sites that use analysts’ growth forecasts show a different PEG.
PEG = P/E ÷ EPS growth (%) = 18.1 ÷ 29.8 - 7.35%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - $7.03BAt the Nov 6 close
What it would cost to buy the whole business: the market cap at the Nov 6 close, plus debt, minus cash and short-term investments from the Sep 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own GBCI DCF in Excel. Value Glacier Bancorp with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $1.21Bup 33.8%
- Net income
- $348.35Mup 47.0%
- Diluted EPS
- $2.66up 29.8%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $214.46M | $61.75M | $0.55 |
| Q1 FY25 (Mar 31, 2025) | $214.81M | $54.57M | $0.48 |
| Q2 FY25 (Jun 30, 2025) | $220.29M | $52.78M | $0.45 |
| Q3 FY25 (Sep 30, 2025) | $253.08M | $67.90M | $0.57 |
| Q4 FY25 (Dec 31, 2025) | $270.85M | $63.78M | $0.48 |
| Q1 FY26 (Mar 31, 2026) | $300.70M | $82.14M | $0.63 |
| Q2 FY26 (Jun 30, 2026) | $311.17M | $97.86M | $0.75 |
| Q3 FY26 (Sep 30, 2026) | $324.73M | $104.56M | $0.80 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $784.26M | $284.76M | $2.86 |
| FY22 (Dec 31, 2022) | $889.15M | $303.20M | $2.74 |
| FY23 (Dec 31, 2023) | $794.97M | $222.93M | $2.01 |
| FY24 (Dec 31, 2024) | $804.77M | $190.14M | $1.68 |
| FY25 (Dec 31, 2025) | $959.03M | $239.03M | $1.99 |
Margins
- Gross 100.0%
- Operating 35.9%
- Net 28.8%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $460.73MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$493.81MLast 12 months
- Capital spending$33.08MLast 12 months
- 38.2%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $5.08MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$172.03MLast 12 months
- Total returned$172.03MLast 12 months
37% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$2.26BAs of Sep 30, 2026
- 0.52As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 8.1%Last 12 months
Over the last 12 months, Glacier Bancorp’s net income was 8.1% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 1.1%Last 12 months
Over the last 12 months, Glacier Bancorp’s net income was 1.1% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $1.10 |
| 2017 | $1.44 |
| 2018 | $1.01 |
| 2019 | $1.41 |
| 2020 | $1.38 |
| 2021 | $1.42 |
| 2022 | $1.42 |
| 2023 | $1.32 |
| 2024 | $1.32 |
| 2025 | $1.32 |
| 2026 (to date) | $1.01 |
Dividend details
- $1.34Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- 2.78%; 5-yr low 1.73%, 5-yr high 5.56%Last 12 months
Dividends paid over the last 12 months as a share of the Nov 6 close. The bar shows where that yield sits in its range over the past five years; the median was 2.92%.
- $0.35Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 2.3% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 50.4%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Glacier Bancorp Inc
Glacier Bancorp, Inc., a member of the Russell 2000® and the S&P MidCap 400® indices, is the parent company for Glacier Bank and its Bank divisions located across its eight state Western U.S. footprint: Altabank (American Fork, UT), Bank of the San Juans (Durango, CO), Citizens Community Bank (Pocatello, ID), Collegiate Peaks Bank (Buena Vista, CO), First Bank of Montana (Lewistown, MT), First Bank of Wyoming (Powell, WY), First Community Bank Utah (Layton, UT), First Security Bank (Bozeman, MT), First Security Bank of Missoula (Missoula, MT), First State Bank (Wheatland, WY), Glacier Bank (Kalispell, MT), Heritage Bank of Nevada (Reno, NV), Mountain West Bank (Coeur d’Alene, ID), The Foothills Bank (Yuma, AZ), Valley Bank (Helena, MT), Western Security Bank (Billings, MT), and Wheatland Bank (Spokane, WA). Glacier Bancorp, Inc. Unaudited Condensed Consolidated Statements of Financial Condition (Dollars in thousands, except per share data) Dec 31, 2024 Sep 30, 2024 Dec 31, 2023 Assets Cash on hand and in banks $ 268,746 342,105 246,525 Interest bearing cash deposits 579,662 645,728 1,107,817 Cash and cash equivalents 848,408 987,833 1,354,342 Debt securities, available-for-sale 4,245,205 4,436,578 4,785,719 Debt securities, held-to-maturity 3,294,847 3,348,698 3,502,411 Total debt securities 7,540,052 7,785,276 8,288,130 Loans held for sale, at fair value 33,060 46,126 15,691 Loans receivable 17,261,849 17,181,187 16,198,082 Allowance for credit losses (206,041 ) (205,170 ) (192,757 ) Loans receivable, net 17,055,808 16,976,017 16,005,325 Premises and equipment, net 468,220 466,977 421,791 Other real estate owned and foreclosed assets 1,164 633 1,503 Accrued interest receivable 99,262 114,121 94,526 Deferred tax asset 138,955 125,432 159,070 Intangibles, net 51,182 52,780 31,870 Goodwill 1,051,318 1,053,556 985,393 Non-marketable equity securities 99,669 98,285 12,755 Bank-owned life insurance 189,849 188,971 171,101 Other assets 326,040 309,762 201,132 Total assets $ 27,902,987 28,205,769 27,742,629 Liabilities Non-interest bearing deposits $ 6,136,709 6,407,728 6,022,980 Interest bearing deposits 14,410,285 14,307,036 13,906,187 Securities sold under agreements to repurchase 1,777,475 1,831,501 1,486,850 FHLB advances 1,800,000 1,800,000 — FRB Bank Term Funding — — 2,740,000 Other borrowed funds 83,341 84,168 81,695 Subordinated debentures 133,105 133,065 132,943 Accrued interest payable 33,626 35,382 125,907 Other liabilities 304,592 361,839 225,786 Total liabilities 24,679,133 24,960,719 24,722,348 Commitments and Contingent Liabilities — — — Stockholders’ Equity Preferred shares, $0.01 par value per share, 1,000,000 shares authorized, none issued or outstanding — — — Common stock, $0.01 par value per share, 234,000,000 shares authorized 1,134 1,134 1,109 Paid-in capital 2,448,758 2,447,200 2,350,104 Retained earnings - substantially restricted 1,083,258 1,059,022 1,043,181 Accumulated other comprehensive loss (309,296 ) (262,306 ) (374,113 ) Total stockholders’ equity 3,223,854 3,245,050 3,020,281 Total liabilities and stockholders’ equity $ 27,902,987 28,205,769 27,742,629 Glacier Bancorp, Inc. Unaudited Condensed Consolidated Statements of Operations Three Months ended Year ended (Dollars in thousands, except per share data) Dec 31, 2024 Sep 30, 2024 Dec 31, 2023 Dec 31, 2024 Dec 31, 2023 Interest Income Investment securities $ 50,381 46,371 57,233 195,135 201,930 Residential real estate loans 23,960 23,118 19,820 89,596 71,328 Commercial loans 199,260 196,901 175,957 765,959 669,663 Consumer and other loans 23,435 23,188 20,486 89,160 74,734 Total interest income 297,036 289,578 273,496 1,139,850 1,017,655 Interest Expense Deposits 67,079 70,607 63,484 272,734 162,426 Securities sold under agreements to repurchase 14,822 14,737 12,229 55,723 36,414 Federal Home Loan Bank advances 21,848 22,344 — 72,620 26,910 FRB Bank Term Funding — — 30,228 27,097 93,388 Other borrowed funds 348 252 (372 ) 1,297 1,056 Subordinated…
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Montana, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
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GBCI stock FAQ
What is GBCI stock’s price today?
Glacier Bancorp (GBCI) traded at $48.16 at the close on , down $0.40 (0.82%) from the previous close of $48.56. Over the past 52 weeks it has traded between $39.90 and $54.58.
If you invested $1,000 in GBCI 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in GBCI on would be worth about $2,396 at the close on , a total return of +139.6%. The same $1,000 would be worth $946 if invested five years ago, $1,200 if invested one year ago, $3,995 if invested 20 years ago, and $19,195 if invested 30 years ago. Past performance doesn’t predict future returns.
What is Glacier Bancorp’s market cap?
Glacier Bancorp’s market capitalization is about $6.3 billion. That’s Tiingo’s daily market cap for , at that day’s closing price of $48.16 (how market cap works). Glacier Bancorp reported 130.21M shares outstanding at the end of its latest quarter ().
What is GBCI’s P/E ratio?
GBCI trades at 18.1 times its diluted earnings over the four quarters to ($2.66 per share), at the close. Over the past five years its P/E has ranged from 10.2 to 36.5, with a median of 21.0. (How the P/E ratio works.)
How much revenue does Glacier Bancorp make?
Glacier Bancorp reported $1.2 billion of revenue over the four quarters to , up 33.8% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $324.7 million, up 28.3% from a year earlier.
Is Glacier Bancorp profitable?
Yes. Glacier Bancorp earned $348.3 million of net income over the four quarters to , a net margin of 28.8%, and its operating margin was 35.9% (what margins tell you).
What are GBCI’s earnings per share?
GBCI’s diluted earnings per share were $2.66 over the four quarters to , compared with $2.05 in the twelve months before. The latest quarter (Q3 FY26) brought $0.80 per share, against $0.57 a year earlier (how EPS works).
Does GBCI pay a dividend?
Yes. Glacier Bancorp pays a quarterly dividend. The most recent was $0.35 per share, with an ex-dividend date of . Over the last twelve months it paid $1.34 per share, a 2.78% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($1.34 per share), and if the next 12 months match the last 12, 100 shares would receive about $134 over 12 months, and $1,000 over 12 months would take about 747 shares, roughly $35,976 at the close. Dividends can change.
What is GBCI’s 52-week high and low?
Over the past 52 weeks GBCI has traded as low as $39.90 and as high as $54.58. At $48.16 at the close on , it is 11.8% below that high and 20.7% above the low.
What is GBCI’s all-time high?
GBCI’s highest closing price was $66.50 on , adjusted for stock splits. At $48.16 at the close on , it is 27.6% below that record.
Has GBCI stock ever split?
Yes, five times: 3-for-2 on ; 10-for-9 on ; 5-for-4 on ; 5-for-4 on ; 3-for-2 on . One share bought before the first split would be 4 shares today.
How has GBCI stock performed?
Including dividends and measured to the close on , GBCI has returned +11.7% so far this year and +20.0% over the past year, and −5.4% over five years (−1.1% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Glacier Bancorp in?
Glacier Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Montana, USA.
What exchange does GBCI trade on?
Glacier Bancorp trades on the NYSE under the ticker symbol GBCI. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
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