Investar Holding Corp ISTR Stock Analysis
- Nasdaq
- Stock
- Market open · no trades yet today
$28.27 down $0.22, 0.77% on Nov 5
Last price · Previous close $28.49
- Market cap
- At the last price
- P/E ratio
- 11.63On last 12 months’ EPS
- Diluted EPS
- $2.43Last 12 months
- Dividend yield
- 1.63%Last 12 months
Price chart
$28.27down $0.22, 0.77%Thu, Nov 5 session
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Price data
Trading
- Previous close$28.49Nov 4
- Volume70.43KNov 4 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume88.78KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $22.95 to $31.77; now $28.27
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the last price. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
ISTR beat the S&P 500 in 4 of 7 periods.
| Period | ISTR and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | ISTR: down 3.7% S&P 500: down 5.4% | ISTR beat the S&P 500 by 1.7 percentage points Beat |
| 3M | ISTR: down 7.0% S&P 500: down 4.5% | ISTR trailed the S&P 500 by 2.5 percentage points Trailed |
| YTD | ISTR: up 7.1% S&P 500: up 8.3% | ISTR trailed the S&P 500 by 1.2 percentage points Trailed |
| 1Y | ISTR: up 20.3% S&P 500: up 9.3% | ISTR beat the S&P 500 by 11.0 percentage points Beat |
| Long term | ||
| 3Y | ISTR: up 181.1% S&P 500: up 74.8% +41.1% vs +20.5% a year | ISTR beat the S&P 500 by 106.3 percentage points Beat |
| 5Y | ISTR: up 71.0% S&P 500: up 67.3% +11.3% vs +10.8% a year | ISTR beat the S&P 500 by 3.7 percentage points Beat |
| 10Y | ISTR: up 108.3% S&P 500: up 311.8% +7.6% vs +15.2% a year | ISTR trailed the S&P 500 by 203.5 percentage points Trailed |
$10,000 invested in ISTR 10 years ago (Nov 4, 2016) would be worth about $20,826 as of , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,184.
ISTR beat the S&P 500 in 3 of 7 periods.
| Period | ISTR and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | ISTR: down 3.7% S&P 500: down 5.4% | ISTR beat the S&P 500 by 1.7 percentage points Beat |
| 3M | ISTR: down 7.3% S&P 500: down 4.8% | ISTR trailed the S&P 500 by 2.5 percentage points Trailed |
| YTD | ISTR: up 5.8% S&P 500: up 7.5% | ISTR trailed the S&P 500 by 1.7 percentage points Trailed |
| 1Y | ISTR: up 18.4% S&P 500: up 8.2% | ISTR beat the S&P 500 by 10.2 percentage points Beat |
| Long term | ||
| 3Y | ISTR: up 164.2% S&P 500: up 68.6% +38.2% vs +19.0% a year | ISTR beat the S&P 500 by 95.6 percentage points Beat |
| 5Y | ISTR: up 53.4% S&P 500: up 56.4% +8.9% vs +9.4% a year | ISTR trailed the S&P 500 by 3.0 percentage points Trailed |
| 10Y | ISTR: up 76.1% S&P 500: up 251.5% +5.8% vs +13.4% a year | ISTR trailed the S&P 500 by 175.4 percentage points Trailed |
$10,000 invested in ISTR 10 years ago (Nov 4, 2016) would be worth about $17,614 as of , not counting dividends. The same amount in the S&P 500 would be worth about $35,147.
All-time high
$31.10
Closing high on . Now 9.1% below that record.
Split-adjusted daily closes since Jul 1, 2014.
Stock splits
ISTR hasn’t split since its price history begins in 2014.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $121.57Mup 32.5%
- Net income
- $33.61Mup 50.9%
- Diluted EPS
- $2.43up 8.5%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $22.35M | $5.38M | $0.54 |
| Q4 FY24 (Dec 31, 2024) | $23.35M | $6.11M | $0.61 |
| Q1 FY25 (Mar 31, 2025) | $23.95M | $6.29M | $0.63 |
| Q2 FY25 (Jun 30, 2025) | $22.13M | $4.49M | $0.46 |
| Q3 FY25 (Sep 30, 2025) | $24.00M | $6.18M | $0.54 |
| Q4 FY25 (Dec 31, 2025) | $23.55M | $5.94M | $0.51 |
| Q1 FY26 (Mar 31, 2026) | $37.75M | $12.02M | $0.77 |
| Q2 FY26 (Jun 30, 2026) | $36.27M | $9.47M | $0.61 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $72.97M | $8.00M | $0.76 |
| FY22 (Dec 31, 2022) | $105.21M | $35.71M | $3.50 |
| FY23 (Dec 31, 2023) | $83.06M | $16.68M | $1.69 |
| FY24 (Dec 31, 2024) | $87.44M | $20.25M | $2.04 |
| FY25 (Dec 31, 2025) | $93.63M | $22.90M | $2.13 |
Margins
- Gross 100.0%
- Operating 33.9%
- Net 27.7%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $24.80MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$26.95MLast 12 months
- Capital spending$2.15MLast 12 months
- 20.4%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $2.97MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$4.75MLast 12 months
- Total returned$7.72MLast 12 months
31% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$194.33MAs of Jun 30, 2026
- 0.46As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 9.4%Last 12 months
Over the last 12 months, Investar Holding’s net income was 9.4% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 1.0%Last 12 months
Over the last 12 months, Investar Holding’s net income was 1.0% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.042 |
| 2017 | $0.072 |
| 2018 | $0.20 |
| 2019 | $0.23 |
| 2020 | $0.25 |
| 2021 | $0.49 |
| 2022 | $0.37 |
| 2023 | $0.40 |
| 2024 | $0.41 |
| 2025 | $0.44 |
| 2026 (to date) | $0.35 |
Dividend details
- $0.46Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield1.63%Last 12 months
- $0.12Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 11.7% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 3 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 18.9%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Investar Holding Corp
Investar, headquartered in Baton Rouge, Louisiana, provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association. The Bank currently operates 36 branch locations serving Louisiana, Texas, and Alabama. At September 30, 2026, the Bank had 415 full-time equivalent employees and total assets of $3.9 billion. Non-GAAP Financial Measures This press release contains financial information determined by methods other than in accordance with generally accepted accounting principles in the United States of America, or GAAP. These measures and ratios include "tangible common equity," "tangible assets," "tangible common equity to tangible assets," "tangible book value per common share," "core noninterest income," "core earnings before noninterest expense," "core noninterest expense," "core earnings before income tax expense," "core income tax expense," "core earnings," "core earnings available to common shareholders," "core efficiency ratio," "core return on average assets," "core return on average common equity," "core basic earnings per common share" and "core diluted earnings per common share." We also present certain average loan, yield, net interest income and net interest margin data adjusted to show the effects of excluding interest recoveries and interest income accretion from the acquisition of loans. Management believes these non-GAAP financial measures provide information useful to investors in understanding Investar's financial results, and Investar believes that its presentation, together with the accompanying reconciliations, provides a more complete understanding of factors and trends affecting Investar's business and allows investors to view performance in a manner similar to management, the entire financial services sector, bank stock analysts and bank regulators. These non-GAAP measures should not be considered a substitute for GAAP basis measures and results, and Investar strongly encourages investors to review its consolidated financial statements in their entirety and not to rely on any single financial measure. Because non-GAAP financial measures are not standardized, it may not be possible to compare these financial measures with other companies' non-GAAP financial measures having the same or similar names. A reconciliation of the non-GAAP financial measures disclosed in this press release to the comparable GAAP financial measures is included at the end of the financial statement tables.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Louisiana, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
ISTR news
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ISTR stock FAQ
What is ISTR stock’s price today?
Investar Holding (ISTR) traded at $28.27 as of , down $0.22 (0.77%) from the previous close of $28.49. Over the past 52 weeks it has traded between $22.95 and $31.77.
If you invested $1,000 in ISTR 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in ISTR on would be worth about $2,083 as of , a total return of +108.3%. The same $1,000 would be worth $1,710 if invested five years ago and $1,203 if invested one year ago. Past performance doesn’t predict future returns.
What is ISTR’s P/E ratio?
ISTR trades at 11.6 times its diluted earnings over the four quarters to ($2.43 per share), at the last price on . (How the P/E ratio works.)
How much revenue does Investar Holding make?
Investar Holding reported $121.6 million of revenue over the four quarters to , up 32.5% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $36.3 million, up 63.9% from a year earlier.
Is Investar Holding profitable?
Yes. Investar Holding earned $33.6 million of net income over the four quarters to , a net margin of 27.7%, and its operating margin was 33.9% (what margins tell you).
What are ISTR’s earnings per share?
ISTR’s diluted earnings per share were $2.43 over the four quarters to , compared with $2.24 in the twelve months before. The latest quarter (Q2 FY26) brought $0.61 per share, against $0.46 a year earlier (how EPS works).
Does ISTR pay a dividend?
Yes. Investar Holding pays a quarterly dividend. The most recent was $0.12 per share, with an ex-dividend date of . Over the last twelve months it paid $0.46 per share, a 1.63% yield at the last price on , and the full-year dividend has risen 3 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($0.46 per share), and if the next 12 months match the last 12, 100 shares would receive about $46 over 12 months, and $1,000 over 12 months would take about 2,174 shares, roughly $61,459 at the last price on . Dividends can change.
What is ISTR’s 52-week high and low?
Over the past 52 weeks ISTR has traded as low as $22.95 and as high as $31.77. At $28.27 as of , it is 11.0% below that high and 23.2% above the low.
What is ISTR’s all-time high?
ISTR’s highest closing price was $31.10 on , adjusted for stock splits. At $28.27 as of , it is 9.1% below that record.
Has ISTR stock ever split?
No. ISTR hasn’t split since its price history begins in 2014.
How has ISTR stock performed?
Including dividends and measured to the last price on , ISTR has returned +7.1% so far this year and +20.3% over the past year, and +71.0% over five years (+11.3% a year). Over the same periods the S&P 500, measured by SPY, returned +8.3%, +9.3% and +67.3%. Past performance doesn’t predict future returns.
What sector and industry is Investar Holding in?
Investar Holding is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Louisiana, USA.
What exchange does ISTR trade on?
Investar Holding trades on the Nasdaq under the ticker symbol ISTR. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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