Lemonade Inc LMND Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$39.55 down $1.93, 4.65% at close Nov 6
Last close · Previous close $41.48
- Market cap
- At the Nov 6 close
- P/E ratio
- n/mLoss over last 12 months
- Diluted EPS
- −$1.82Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$39.55down $1.93, 4.65%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$41.48Nov 5
- Volume1.67MNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.28MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $39.11 to $99.90; now $39.55
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
LMND beat the S&P 500 in 1 of 6 periods.
| Period | LMND and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | LMND: down 14.6% S&P 500: down 5.6% | LMND trailed the S&P 500 by 9.0 percentage points Trailed |
| 3M | LMND: down 23.7% S&P 500: down 4.1% | LMND trailed the S&P 500 by 19.6 percentage points Trailed |
| YTD | LMND: down 44.4% S&P 500: up 8.7% | LMND trailed the S&P 500 by 53.1 percentage points Trailed |
| 1Y | LMND: down 47.4% S&P 500: up 10.9% | LMND trailed the S&P 500 by 58.3 percentage points Trailed |
| Long term | ||
| 3Y | LMND: up 141.7% S&P 500: up 75.0% +34.2% vs +20.5% a year | LMND beat the S&P 500 by 66.7 percentage points Beat |
| 5Y | LMND: down 43.1% S&P 500: up 67.8% −10.7% vs +10.9% a year | LMND trailed the S&P 500 by 110.9 percentage points Trailed |
$10,000 invested in LMND 5 years ago (Nov 5, 2021) would be worth about $5,688 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $16,782.
LMND beat the S&P 500 in 1 of 6 periods.
| Period | LMND and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | LMND: down 14.6% S&P 500: down 5.6% | LMND trailed the S&P 500 by 9.0 percentage points Trailed |
| 3M | LMND: down 23.7% S&P 500: down 4.3% | LMND trailed the S&P 500 by 19.4 percentage points Trailed |
| YTD | LMND: down 44.4% S&P 500: up 7.8% | LMND trailed the S&P 500 by 52.2 percentage points Trailed |
| 1Y | LMND: down 47.4% S&P 500: up 9.7% | LMND trailed the S&P 500 by 57.1 percentage points Trailed |
| Long term | ||
| 3Y | LMND: up 141.7% S&P 500: up 68.8% +34.2% vs +19.1% a year | LMND beat the S&P 500 by 72.9 percentage points Beat |
| 5Y | LMND: down 43.1% S&P 500: up 56.9% −10.7% vs +9.4% a year | LMND trailed the S&P 500 by 100.0 percentage points Trailed |
$10,000 invested in LMND 5 years ago (Nov 5, 2021) would be worth about $5,688 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $15,694.
All-time high
$183.26
Closing high on . Now 78.4% below that record.
Split-adjusted daily closes since Jul 2, 2020.
Stock splits
LMND hasn’t split since its price history begins in 2020.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $975.00Mup 62.3%
- Net income
- −$138.40M
- Diluted EPS
- −$1.82
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $136.60M | −$67.70M | −$0.95 |
| Q4 FY24 (Dec 31, 2024) | $148.80M | −$30.00M | −$0.41 |
| Q1 FY25 (Mar 31, 2025) | $151.20M | −$62.40M | −$0.86 |
| Q2 FY25 (Jun 30, 2025) | $164.10M | −$43.90M | −$0.60 |
| Q3 FY25 (Sep 30, 2025) | $194.50M | −$37.50M | −$0.51 |
| Q4 FY25 (Dec 31, 2025) | $228.10M | −$21.70M | −$0.28 |
| Q1 FY26 (Mar 31, 2026) | $258.00M | −$35.80M | −$0.47 |
| Q2 FY26 (Jun 30, 2026) | $294.40M | −$43.40M | −$0.56 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $128.40M | −$241.30M | −$3.94 |
| FY22 (Dec 31, 2022) | $256.70M | −$297.80M | −$4.59 |
| FY23 (Dec 31, 2023) | $429.80M | −$236.90M | −$3.40 |
| FY24 (Dec 31, 2024) | $526.50M | −$202.20M | −$2.85 |
| FY25 (Dec 31, 2025) | $737.90M | −$165.50M | −$2.24 |
Margins
- Gross 41.7%
- Operating −13.7%
- Net −14.2%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $8.10MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$21.20MLast 12 months
- Capital spending$13.10MLast 12 months
- 0.8%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $34.00MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$0.00Last 12 months
0% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$206.40MAs of Jun 30, 2026
- 0.41As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- −26.8%Last 12 months
Over the last 12 months, Lemonade lost money: its net loss was 26.8% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - −7.1%Last 12 months
Over the last 12 months, Lemonade’s net loss was 7.1% of its total assets (averaged over the last four quarter-ends).
ROA = Net income (last 12 months) ÷ Average total assets
About Lemonade Inc
Lemonade offers renters, homeowners, and pet health insurance in the United States, contents and liability insurance in Germany and the Netherlands, and renters insurance in France, through its full-stack insurance carriers. Powered by artificial intelligence and behavioral economics, Lemonade set out to replace brokers and bureaucracy with bots and machine learning, aiming for zero paperwork and instant everything. A Certified B-Corp, Lemonade gives unused premiums to nonprofits selected by its community, during its annual Giveback.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Headquarters
- New York, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
LMND news
Explore more stocks
Prices are from the last refresh. Open any stock for its live dashboard.
Popular stocks
LMND stock FAQ
What is LMND stock’s price today?
Lemonade (LMND) traded at $39.55 at the close on , down $1.93 (4.65%) from the previous close of $41.48. Over the past 52 weeks it has traded between $39.11 and $99.90.
If you invested $1,000 in LMND 5 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in LMND on would be worth about $569 at the close on , a total return of −43.1%. The same $1,000 would be worth $526 if invested one year ago. Past performance doesn’t predict future returns.
What is LMND’s P/E ratio?
LMND’s P/E ratio isn’t meaningful right now because its earnings over the four quarters to are negative (diluted EPS of −$1.82).
How much revenue does Lemonade make?
Lemonade reported $975.0 million of revenue over the four quarters to , up 62.3% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $294.4 million, up 79.4% from a year earlier.
Is Lemonade profitable?
Not over the four quarters to . Lemonade reported a net loss of $138.4 million across those four quarters on $975.0 million of revenue.
What are LMND’s earnings per share?
LMND’s diluted earnings per share were −$1.82 over the four quarters to , compared with −$2.82 in the twelve months before. The latest quarter (Q2 FY26) brought −$0.56 per share, against −$0.60 a year earlier (how EPS works).
Does LMND pay a dividend?
Lemonade hasn’t paid a dividend in the last twelve months.
What is LMND’s 52-week high and low?
Over the past 52 weeks LMND has traded as low as $39.11 and as high as $99.90. At $39.55 at the close on , it is 60.4% below that high and 1.1% above the low.
What is LMND’s all-time high?
LMND’s highest closing price was $183.26 on , adjusted for stock splits. At $39.55 at the close on , it is 78.4% below that record.
Has LMND stock ever split?
No. LMND hasn’t split since its price history begins in 2020.
How has LMND stock performed?
Including dividends and measured to the close on , LMND has returned −44.4% so far this year and −47.4% over the past year, and −43.1% over five years (−10.7% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Lemonade in?
Lemonade is in the Financial Services sector and the Insurance - Property & Casualty industry, and is headquartered in New York, USA.
What exchange does LMND trade on?
Lemonade trades on the NYSE under the ticker symbol LMND. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.