LexinFintech Holdings Ltd LX Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$0.66 up $0.03, 4.72% at close Nov 6
Last close · Previous close $0.63
- Market cap
- $109.59MAt the Nov 6 close
- P/E ratio
- 0.78On last 12 months’ EPS
- Diluted EPS
- $0.85Last 12 months
- Dividend yield
- 28.44%Last 12 months
Price chart
$0.66down $0.03, 4.80%Past month
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$0.63Nov 5
- Volume562.99KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.06MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $0.60 to $4.40; now $0.66
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
LX beat the S&P 500 in 1 of 6 periods.
| Period | LX and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | LX: down 4.8% S&P 500: down 5.6% | LX beat the S&P 500 by 0.8 percentage points Beat |
| 3M | LX: down 54.4% S&P 500: down 4.1% | LX trailed the S&P 500 by 50.3 percentage points Trailed |
| YTD | LX: down 78.0% S&P 500: up 8.7% | LX trailed the S&P 500 by 86.7 percentage points Trailed |
| 1Y | LX: down 83.2% S&P 500: up 10.9% | LX trailed the S&P 500 by 94.1 percentage points Trailed |
| Long term | ||
| 3Y | LX: down 59.7% S&P 500: up 75.0% −26.1% vs +20.5% a year | LX trailed the S&P 500 by 134.7 percentage points Trailed |
| 5Y | LX: down 83.6% S&P 500: up 67.8% −30.3% vs +10.9% a year | LX trailed the S&P 500 by 151.4 percentage points Trailed |
$10,000 invested in LX 5 years ago (Nov 5, 2021) would be worth about $1,644 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $16,782.
LX beat the S&P 500 in 1 of 6 periods.
| Period | LX and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | LX: down 4.8% S&P 500: down 5.6% | LX beat the S&P 500 by 0.8 percentage points Beat |
| 3M | LX: down 54.4% S&P 500: down 4.3% | LX trailed the S&P 500 by 50.1 percentage points Trailed |
| YTD | LX: down 79.8% S&P 500: up 7.8% | LX trailed the S&P 500 by 87.6 percentage points Trailed |
| 1Y | LX: down 84.5% S&P 500: up 9.7% | LX trailed the S&P 500 by 94.2 percentage points Trailed |
| Long term | ||
| 3Y | LX: down 67.4% S&P 500: up 68.8% −31.2% vs +19.1% a year | LX trailed the S&P 500 by 136.2 percentage points Trailed |
| 5Y | LX: down 87.9% S&P 500: up 56.9% −34.4% vs +9.4% a year | LX trailed the S&P 500 by 144.8 percentage points Trailed |
$10,000 invested in LX 5 years ago (Nov 5, 2021) would be worth about $1,213 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $15,694.
All-time high
$19.09
Closing high on . Now 96.5% below that record.
Split-adjusted daily closes since Dec 21, 2017.
Stock splits
LX hasn’t split since its price history begins in 2017.
Valuation
The Nov 6 close compared with the last 12 months of reported results (the four quarters to Jun 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
0.8×The Nov 6 close ÷ diluted EPS over the last 12 months ($0.85)
The range covers daily P/E ratios from Oct 28, 2021 to Nov 6, 2026, each based on the previous 12 months of earnings.
LX trades at 0.8× its earnings over the last 12 months, below its 5-year median of 2.3×. In plain terms, buyers are paying about $1 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 0.1×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 0.1×Book value as of Jun 30, 2026
Price relative to accounting equity (book value) per share on the Jun 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - −$416.26MAt the Nov 6 close
What it would cost to buy the whole business: the market cap at the Nov 6 close, plus debt, minus cash and short-term investments from the Jun 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own LX DCF in Excel. Value LexinFintech Holdings with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $1.86Bdown 4.5%
- Net income
- $147.96Mdown 34.1%
- Diluted EPS
- $0.85down 32.9%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $521.82M | $44.11M | $0.26 |
| Q4 FY24 (Dec 31, 2024) | $501.35M | $49.71M | $0.28 |
| Q1 FY25 (Mar 31, 2025) | $427.74M | $59.30M | $0.33 |
| Q2 FY25 (Jun 30, 2025) | $500.76M | $71.38M | $0.40 |
| Q3 FY25 (Sep 30, 2025) | $480.05M | $73.22M | $0.41 |
| Q4 FY25 (Dec 31, 2025) | $434.97M | $30.60M | $0.18 |
| Q1 FY26 (Mar 31, 2026) | $480.00M | $29.22M | $0.17 |
| Q2 FY26 (Jun 30, 2026) | $469.09M | $14.91M | $0.09 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $1.79B | $366.28M | $1.80 |
| FY22 (Dec 31, 2022) | $1.42B | $117.73M | $0.63 |
| FY23 (Dec 31, 2023) | $1.84B | $149.99M | $0.89 |
| FY24 (Dec 31, 2024) | $1.95B | $150.79M | $0.89 |
| FY25 (Dec 31, 2025) | $1.88B | $239.72M | $1.35 |
Margins
- Gross 25.4%
- Operating 4.9%
- Net 7.9%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- Not reportedLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flowNot reportedLast 12 months
- Capital spendingNot reportedLast 12 months
Shareholder returns
- Not reportedLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paidNot reportedLast 12 months
Balance sheet
- $1.12BAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$542.75MAs of Jun 30, 2026
- Net cash$580.80MAs of Jun 30, 2026
- 2.09As of Jun 30, 2026
Current assets divided by current liabilities on the Jun 30, 2026 balance sheet. Above 1 means short-term assets cover the bills due within a year.
Current ratio = Current assets ÷ Current liabilitiesCurrent ratio - 0.31As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 8.6%Last 12 months
Over the last 12 months, LexinFintech Holdings’s net income was 8.6% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 4.5%Last 12 months
Over the last 12 months, LexinFintech Holdings’s net income was 4.5% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $0.000 |
| 2020 | $0.000 |
| 2021 | $0.000 |
| 2022 | $0.000 |
| 2023 | $0.22 |
| 2024 | $0.14 |
| 2025 | $0.30 |
| 2026 (to date) | $0.19 |
Dividend details
- $0.19Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- 28.44%; 5-yr low 1.21%, 5-yr high 32.37%Last 12 months
Dividends paid over the last 12 months as a share of the Nov 6 close. The bar shows where that yield sits in its range over the past five years; the median was 10.80%.
- $0.19Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencySemiannual1 payment in the last 12 months
- 1 yearThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 22.0%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About LexinFintech Holdings Ltd
We are a leading credit technology-empowered personal financial service enabler. Our mission is to use technology and risk management expertise to make financing more accessible for young generation consumers. We strive to achieve this mission by connecting consumers with financial institutions, where we facilitate through a unique model that includes online and offline channels, installment consumption platform, big data and AI driven credit risk management capabilities, as well as smart user and loan management systems. We also empower financial institutions by providing cutting-edge proprietary technology solutions to meet their needs of financial digital transformation.
- Sector
- Financial Services
- Industry
- Credit Services
- Headquarters
- China
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
LX news
Explore more stocks
Prices are from the last refresh. Open any stock for its live dashboard.
Popular stocks
LX stock FAQ
What is LX stock’s price today?
LexinFintech Holdings (LX) traded at $0.66 at the close on , up $0.03 (4.72%) from the previous close of $0.63. Over the past 52 weeks it has traded between $0.60 and $4.40.
If you invested $1,000 in LX 5 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in LX on would be worth about $164 at the close on , a total return of −83.6%. The same $1,000 would be worth $168 if invested one year ago. Past performance doesn’t predict future returns.
What is LexinFintech Holdings’s market cap?
LexinFintech Holdings’s market capitalization is about $109.6 million. That’s Tiingo’s daily market cap for , at that day’s closing price of $0.66 (how market cap works). LexinFintech Holdings reported 331.60M shares outstanding at the end of its latest quarter ().
What is LX’s P/E ratio?
LX trades at 0.8 times its diluted earnings over the four quarters to ($0.85 per share), at the close. Over the past five years its P/E has ranged from 0.7 to 12.3, with a median of 2.3. (How the P/E ratio works.)
How much revenue does LexinFintech Holdings make?
LexinFintech Holdings reported $1.9 billion of revenue over the four quarters to , down 4.5% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $469.1 million, down 6.3% from a year earlier.
Is LexinFintech Holdings profitable?
Yes. LexinFintech Holdings earned $148.0 million of net income over the four quarters to , a net margin of 7.9%, and its operating margin was 4.9% (what margins tell you).
What are LX’s earnings per share?
LX’s diluted earnings per share were $0.85 over the four quarters to , compared with $1.27 in the twelve months before. The latest quarter (Q2 FY26) brought $0.09 per share, against $0.40 a year earlier (how EPS works).
Does LX pay a dividend?
Yes. LexinFintech Holdings pays a semiannual dividend. The most recent was $0.19 per share, with an ex-dividend date of . Over the last twelve months it paid $0.19 per share, a 28.44% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($0.19 per share), and if the next 12 months match the last 12, 100 shares would receive about $19 over 12 months, and $1,000 over 12 months would take about 5,320 shares, roughly $3,517 at the close. Dividends can change.
What is LX’s 52-week high and low?
Over the past 52 weeks LX has traded as low as $0.60 and as high as $4.40. At $0.66 at the close on , it is 85.0% below that high and 10.4% above the low.
What is LX’s all-time high?
LX’s highest closing price was $19.09 on , adjusted for stock splits. At $0.66 at the close on , it is 96.5% below that record.
Has LX stock ever split?
No. LX hasn’t split since its price history begins in 2017.
How has LX stock performed?
Including dividends and measured to the close on , LX has returned −78.0% so far this year and −83.2% over the past year, and −83.6% over five years (−30.3% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is LexinFintech Holdings in?
LexinFintech Holdings is in the Financial Services sector and the Credit Services industry, and is headquartered in China.
What exchange does LX trade on?
LexinFintech Holdings trades on the Nasdaq under the ticker symbol LX. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.