MGIC Investment Corp MTG Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$28.60 down $0.75, 2.56% at close Nov 6
Last close · Previous close $29.35
- Market cap
- At the Nov 6 close
- P/E ratio
- 8.88On last 12 months’ EPS
- Diluted EPS
- $3.22Last 12 months
- Dividend yield
- 1.64%Last 12 months
Price chart
$28.60down $0.75, 2.56%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$29.35Nov 5
- Volume2.88MNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume2.31MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $24.69 to $31.89; now $28.60
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
MTG beat the S&P 500 in 3 of 7 periods.
| Period | MTG and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | MTG: up 4.5% S&P 500: down 5.6% | MTG beat the S&P 500 by 10.1 percentage points Beat |
| 3M | MTG: down 5.5% S&P 500: down 4.1% | MTG trailed the S&P 500 by 1.4 percentage points Trailed |
| YTD | MTG: down 0.5% S&P 500: up 8.7% | MTG trailed the S&P 500 by 9.2 percentage points Trailed |
| 1Y | MTG: up 5.2% S&P 500: up 10.9% | MTG trailed the S&P 500 by 5.7 percentage points Trailed |
| Long term | ||
| 3Y | MTG: up 72.5% S&P 500: up 75.0% +19.9% vs +20.5% a year | MTG trailed the S&P 500 by 2.5 percentage points Trailed |
| 5Y | MTG: up 104.0% S&P 500: up 67.8% +15.3% vs +10.9% a year | MTG beat the S&P 500 by 36.2 percentage points Beat |
| 10Y | MTG: up 313.8% S&P 500: up 313.1% +15.3% vs +15.2% a year | MTG beat the S&P 500 by 0.7 percentage points Beat |
$10,000 invested in MTG 10 years ago (Nov 4, 2016) would be worth about $41,382 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
MTG beat the S&P 500 in 2 of 7 periods.
| Period | MTG and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | MTG: up 4.5% S&P 500: down 5.6% | MTG beat the S&P 500 by 10.1 percentage points Beat |
| 3M | MTG: down 5.5% S&P 500: down 4.3% | MTG trailed the S&P 500 by 1.2 percentage points Trailed |
| YTD | MTG: down 2.1% S&P 500: up 7.8% | MTG trailed the S&P 500 by 9.9 percentage points Trailed |
| 1Y | MTG: up 3.5% S&P 500: up 9.7% | MTG trailed the S&P 500 by 6.2 percentage points Trailed |
| Long term | ||
| 3Y | MTG: up 61.3% S&P 500: up 68.8% +17.3% vs +19.1% a year | MTG trailed the S&P 500 by 7.5 percentage points Trailed |
| 5Y | MTG: up 81.4% S&P 500: up 56.9% +12.6% vs +9.4% a year | MTG beat the S&P 500 by 24.5 percentage points Beat |
| 10Y | MTG: up 250.5% S&P 500: up 252.6% +13.4% vs +13.4% a year | MTG trailed the S&P 500 by 2.1 percentage points Trailed |
$10,000 invested in MTG 10 years ago (Nov 4, 2016) would be worth about $35,049 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$77.44
Closing high on . Now 63.1% below that record.
Split-adjusted daily closes since Aug 7, 1991.
Stock splits
2
Latest: 2-for-1 on . One share bought before the first split is 4 shares today.
Both splits
- 2-for-1
- 2-for-1
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $1.19Bdown 2.2%
- Net income
- $691.73Mdown 8.2%
- Diluted EPS
- $3.22up 3.5%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $301.44M | $184.70M | $0.72 |
| Q1 FY25 (Mar 31, 2025) | $306.23M | $185.46M | $0.75 |
| Q2 FY25 (Jun 30, 2025) | $304.25M | $192.48M | $0.81 |
| Q3 FY25 (Sep 30, 2025) | $304.51M | $191.10M | $0.83 |
| Q4 FY25 (Dec 31, 2025) | $298.65M | $169.31M | $0.75 |
| Q1 FY26 (Mar 31, 2026) | $297.08M | $165.30M | $0.76 |
| Q2 FY26 (Jun 30, 2026) | $295.39M | $182.15M | $0.86 |
| Q3 FY26 (Sep 30, 2026) | $299.08M | $174.97M | $0.85 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $1.19B | $634.98M | $1.85 |
| FY22 (Dec 31, 2022) | $1.17B | $865.35M | $2.79 |
| FY23 (Dec 31, 2023) | $1.16B | $712.95M | $2.49 |
| FY24 (Dec 31, 2024) | $1.21B | $762.99M | $2.89 |
| FY25 (Dec 31, 2025) | $1.21B | $738.35M | $3.14 |
Margins
- Gross 91.6%
- Operating 76.2%
- Net 58.1%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $707.70MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$709.06MLast 12 months
- Capital spending$1.37MLast 12 months
- 59.5%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $717.94MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$135.00MLast 12 months
- Total returned$852.94MLast 12 months
121% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$647.24MAs of Sep 30, 2026
- 0.13As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 13.8%Last 12 months
Over the last 12 months, MGIC Investment’s net income was 13.8% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 10.7%Last 12 months
Over the last 12 months, MGIC Investment’s net income was 10.7% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $0.12 |
| 2020 | $0.24 |
| 2021 | $0.28 |
| 2022 | $0.36 |
| 2023 | $0.43 |
| 2024 | $0.49 |
| 2025 | $0.56 |
| 2026 (to date) | $0.47 |
Dividend details
- $0.47Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield1.64%Last 12 months
- $0.17Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly3 payments in the last 12 months
- up 18.5% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 5 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 14.6%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About MGIC Investment Corp
MGIC Investment Corporation (MGIC) is a holding company and through wholly owned subsidiaries is a private mortgage insurer in the United States. As of December 31, 2012, its principal mortgage insurance subsidiaries, Mortgage Guaranty Insurance Corporation (MGIC) and MGIC Indemnity Corporation (MIC), were each licensed in all 50 states of the United States, the District of Columbia and Puerto Rico. During the year ending December 31, 2012, the Company wrote new insurance in each of those jurisdictions in MGIC and/or MIC. The Company capitalized MIC to write new insurance in certain jurisdictions where MGIC no longer meets, and is unable to obtain a waiver of, those jurisdictions' minimum capital requirements. Private mortgage insurance covers losses from homeowner defaults on residential mortgage loans, reducing and, in some instances, eliminating the loss to the insured institution if the homeowner defaults.
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Headquarters
- Wisconsin, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
MTG news
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MTG stock FAQ
What is MTG stock’s price today?
MGIC Investment (MTG) traded at $28.60 at the close on , down $0.75 (2.56%) from the previous close of $29.35. Over the past 52 weeks it has traded between $24.69 and $31.89.
If you invested $1,000 in MTG 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in MTG on would be worth about $4,138 at the close on , a total return of +313.8%. The same $1,000 would be worth $2,040 if invested five years ago, $1,052 if invested one year ago, $592 if invested 20 years ago, and $1,018 if invested 30 years ago. Past performance doesn’t predict future returns.
What is MTG’s P/E ratio?
MTG trades at 8.9 times its diluted earnings over the four quarters to ($3.22 per share), at the close. (How the P/E ratio works.)
How much revenue does MGIC Investment make?
MGIC Investment reported $1.2 billion of revenue over the four quarters to , down 2.2% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $299.1 million, down 1.8% from a year earlier.
Is MGIC Investment profitable?
Yes. MGIC Investment earned $691.7 million of net income over the four quarters to , a net margin of 58.1%, and its operating margin was 76.2% (what margins tell you).
What are MTG’s earnings per share?
MTG’s diluted earnings per share were $3.22 over the four quarters to , compared with $3.11 in the twelve months before. The latest quarter (Q3 FY26) brought $0.85 per share, against $0.83 a year earlier (how EPS works).
Does MTG pay a dividend?
Yes. MGIC Investment pays a quarterly dividend. The most recent was $0.17 per share, with an ex-dividend date of . Over the last twelve months it paid $0.47 per share, a 1.64% yield at the close, and the full-year dividend has risen 5 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($0.47 per share), and if the next 12 months match the last 12, 100 shares would receive about $47 over 12 months, and $1,000 over 12 months would take about 2,128 shares, roughly $60,861 at the close. Dividends can change.
What is MTG’s 52-week high and low?
Over the past 52 weeks MTG has traded as low as $24.69 and as high as $31.89. At $28.60 at the close on , it is 10.3% below that high and 15.8% above the low.
What is MTG’s all-time high?
MTG’s highest closing price was $77.44 on , adjusted for stock splits. At $28.60 at the close on , it is 63.1% below that record.
Has MTG stock ever split?
Yes, twice: 2-for-1 on ; 2-for-1 on . One share bought before the first split would be 4 shares today.
How has MTG stock performed?
Including dividends and measured to the close on , MTG has returned −0.5% so far this year and +5.2% over the past year, and +104.0% over five years (+15.3% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is MGIC Investment in?
MGIC Investment is in the Financial Services sector and the Insurance - Specialty industry, and is headquartered in Wisconsin, USA.
What exchange does MTG trade on?
MGIC Investment trades on the NYSE under the ticker symbol MTG. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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