Ncino Inc NCNO Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$22.67 down $0.54, 2.33% at close Nov 6
Last close · Previous close $23.21
- Market cap
- At the Nov 6 close
- P/E ratio
- 73.13On last 12 months’ EPS
- Diluted EPS
- $0.31Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$22.67down $0.54, 2.33%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$23.21Nov 5
- Volume1.59MNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.80MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $13.80 to $27.50; now $22.67
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
NCNO beat the S&P 500 in 2 of 6 periods.
| Period | NCNO and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | NCNO: up 18.6% S&P 500: down 5.6% | NCNO beat the S&P 500 by 24.2 percentage points Beat |
| 3M | NCNO: up 19.4% S&P 500: down 4.1% | NCNO beat the S&P 500 by 23.5 percentage points Beat |
| YTD | NCNO: down 11.6% S&P 500: up 8.7% | NCNO trailed the S&P 500 by 20.3 percentage points Trailed |
| 1Y | NCNO: down 11.1% S&P 500: up 10.9% | NCNO trailed the S&P 500 by 22.0 percentage points Trailed |
| Long term | ||
| 3Y | NCNO: down 21.9% S&P 500: up 75.0% −7.9% vs +20.5% a year | NCNO trailed the S&P 500 by 96.9 percentage points Trailed |
| 5Y | NCNO: down 70.3% S&P 500: up 67.8% −21.6% vs +10.9% a year | NCNO trailed the S&P 500 by 138.1 percentage points Trailed |
$10,000 invested in NCNO 5 years ago (Nov 5, 2021) would be worth about $2,967 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $16,782.
NCNO beat the S&P 500 in 2 of 6 periods.
| Period | NCNO and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | NCNO: up 18.6% S&P 500: down 5.6% | NCNO beat the S&P 500 by 24.2 percentage points Beat |
| 3M | NCNO: up 19.4% S&P 500: down 4.3% | NCNO beat the S&P 500 by 23.7 percentage points Beat |
| YTD | NCNO: down 11.6% S&P 500: up 7.8% | NCNO trailed the S&P 500 by 19.4 percentage points Trailed |
| 1Y | NCNO: down 11.1% S&P 500: up 9.7% | NCNO trailed the S&P 500 by 20.8 percentage points Trailed |
| Long term | ||
| 3Y | NCNO: down 21.9% S&P 500: up 68.8% −7.9% vs +19.1% a year | NCNO trailed the S&P 500 by 90.7 percentage points Trailed |
| 5Y | NCNO: down 70.3% S&P 500: up 56.9% −21.6% vs +9.4% a year | NCNO trailed the S&P 500 by 127.2 percentage points Trailed |
$10,000 invested in NCNO 5 years ago (Nov 5, 2021) would be worth about $2,967 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $15,694.
All-time high
$98.04
Closing high on . Now 76.9% below that record.
Split-adjusted daily closes since Jul 14, 2020.
Stock splits
NCNO hasn’t split since its price history begins in 2020.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jul 31, 2026. “Last 12 months” means the four quarters from Aug 1, 2025 to Jul 31, 2026, and balance-sheet figures are as of Jul 31, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $622.24Mup 8.6%
- Net income
- $33.60M
- Diluted EPS
- $0.31
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Oct 31, 2024) | $138.80M | −$5.25M | −$0.05 |
| Q4 FY24 (Jan 31, 2025) | $141.37M | −$18.61M | −$0.16 |
| Q1 FY25 (Apr 30, 2025) | $144.14M | $5.56M | $0.05 |
| Q2 FY25 (Jul 31, 2025) | $148.82M | −$15.26M | −$0.13 |
| Q3 FY25 (Oct 31, 2025) | $152.16M | $6.54M | $0.06 |
| Q4 FY25 (Jan 31, 2026) | $149.67M | $8.34M | $0.08 |
| Q1 FY26 (Apr 30, 2026) | $159.41M | $13.64M | $0.12 |
| Q2 FY26 (Jul 31, 2026) | $161.00M | $5.08M | $0.05 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Jan 31, 2022) | $273.87M | −$49.45M | −$0.51 |
| FY22 (Jan 31, 2023) | $408.32M | −$102.72M | −$0.93 |
| FY23 (Jan 31, 2024) | $476.54M | −$42.35M | −$0.38 |
| FY24 (Jan 31, 2025) | $540.66M | −$37.88M | −$0.33 |
| FY25 (Jan 31, 2026) | $594.78M | $5.18M | $0.05 |
Margins
- Gross 62.2%
- Operating 7.9%
- Net 5.4%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $132.17MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$133.61MLast 12 months
- Capital spending$1.44MLast 12 months
- 21.2%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $234.39MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$234.39MLast 12 months
177% of free cash flow
Balance sheet
- $90.55MAs of Jul 31, 2026
Cash plus short- and long-term marketable securities on the Jul 31, 2026 balance sheet.
- Total debt$338.63MAs of Jul 31, 2026
- Net debt$248.08MAs of Jul 31, 2026
- 0.85As of Jul 31, 2026
Current assets divided by current liabilities on the Jul 31, 2026 balance sheet. Above 1 means short-term assets cover the bills due within a year.
Current ratio = Current assets ÷ Current liabilitiesCurrent ratio - 0.36As of Jul 31, 2026
Total debt divided by shareholders’ equity on the Jul 31, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 6 of 9Last 12 months
vs the 12 beforeA 0–9 checklist from accounting professor Joseph Piotroski. Each test compares the last 12 months with the 12 months before and scores a point if it passes. 8–9 is strong; 0–2 is weak.
- ✓Net income was positive: passed
- ✓Operating cash flow was positive: passed
- ✓Return on assets improved: passed
- ✓Operating cash flow exceeded net income: passed
- ✗Long-term debt fell relative to assets: not passed
- ✗Current ratio improved: not passed
- ✓Share count didn’t rise: passed
- ✓Gross margin improved: passed
- ✗Asset turnover (revenue ÷ assets) improved: not passed
- 3.4%Last 12 months
Over the last 12 months, Ncino’s net income was 3.4% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 2.1%Last 12 months
Over the last 12 months, Ncino’s net income was 2.1% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
About Ncino Inc
nCino Inc Com
- Sector
- Technology
- Industry
- Software - Application
- Headquarters
- North Carolina, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
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NCNO stock FAQ
What is NCNO stock’s price today?
Ncino (NCNO) traded at $22.67 at the close on , down $0.54 (2.33%) from the previous close of $23.21. Over the past 52 weeks it has traded between $13.80 and $27.50.
If you invested $1,000 in NCNO 5 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in NCNO on would be worth about $297 at the close on , a total return of −70.3%. The same $1,000 would be worth $889 if invested one year ago. Past performance doesn’t predict future returns.
What is NCNO’s P/E ratio?
NCNO trades at 73.1 times its diluted earnings over the four quarters to ($0.31 per share), at the close. (How the P/E ratio works.)
How much revenue does Ncino make?
Ncino reported $622.2 million of revenue over the four quarters to , up 8.6% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $161.0 million, up 8.2% from a year earlier.
Is Ncino profitable?
Yes. Ncino earned $33.6 million of net income over the four quarters to , a net margin of 5.4%, and its operating margin was 7.9% (what margins tell you).
What are NCNO’s earnings per share?
NCNO’s diluted earnings per share were $0.31 over the four quarters to , compared with −$0.29 in the twelve months before. The latest quarter (Q2 FY26) brought $0.05 per share, against −$0.13 a year earlier (how EPS works).
Does NCNO pay a dividend?
Ncino hasn’t paid a dividend in the last twelve months.
What is NCNO’s 52-week high and low?
Over the past 52 weeks NCNO has traded as low as $13.80 and as high as $27.50. At $22.67 at the close on , it is 17.6% below that high and 64.3% above the low.
What is NCNO’s all-time high?
NCNO’s highest closing price was $98.04 on , adjusted for stock splits. At $22.67 at the close on , it is 76.9% below that record.
Has NCNO stock ever split?
No. NCNO hasn’t split since its price history begins in 2020.
How has NCNO stock performed?
Including dividends and measured to the close on , NCNO has returned −11.6% so far this year and −11.1% over the past year, and −70.3% over five years (−21.6% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Ncino in?
Ncino is in the Technology sector and the Software - Application industry, and is headquartered in North Carolina, USA.
What exchange does NCNO trade on?
Ncino trades on the Nasdaq under the ticker symbol NCNO. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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