OneMain Holdings Inc OMF Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$55.97 up $0.18, 0.31% on Oct 16
Last price · Previous close $55.79
- Market cap
- At the last price
- P/E ratio
- 8.43On last 12 months’ EPS
- Diluted EPS
- $6.64Last 12 months
- Dividend yield
- 7.50%Last 12 months
Price chart
$55.97up $0.18, 0.31%Fri, Oct 16 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$55.79Oct 15
- Volume1.14MOct 15 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume958.60KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $45.78 to $71.93; now $55.97
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the last price. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
OMF beat the S&P 500 in 2 of 7 periods.
| Period | OMF and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | OMF: down 7.6% S&P 500: up 1.5% | OMF trailed the S&P 500 by 9.1 percentage points Trailed |
| 3M | OMF: down 7.1% S&P 500: up 1.9% | OMF trailed the S&P 500 by 9.0 percentage points Trailed |
| YTD | OMF: down 12.5% S&P 500: up 12.8% | OMF trailed the S&P 500 by 25.3 percentage points Trailed |
| 1Y | OMF: up 12.9% S&P 500: up 16.8% | OMF trailed the S&P 500 by 3.9 percentage points Trailed |
| Long term | ||
| 3Y | OMF: up 84.0% S&P 500: up 81.5% +22.5% vs +22.0% a year | OMF beat the S&P 500 by 2.5 percentage points Beat |
| 5Y | OMF: up 43.6% S&P 500: up 83.1% +7.5% vs +12.9% a year | OMF trailed the S&P 500 by 39.5 percentage points Trailed |
| 10Y | OMF: up 329.0% S&P 500: up 319.6% +15.7% vs +15.4% a year | OMF beat the S&P 500 by 9.4 percentage points Beat |
$10,000 invested in OMF 10 years ago (Oct 14, 2016) would be worth about $42,896 as of , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,964.
OMF trailed the S&P 500 in all 7 periods.
| Period | OMF and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | OMF: down 7.6% S&P 500: up 1.2% | OMF trailed the S&P 500 by 8.8 percentage points Trailed |
| 3M | OMF: down 8.6% S&P 500: up 1.7% | OMF trailed the S&P 500 by 10.3 percentage points Trailed |
| YTD | OMF: down 17.2% S&P 500: up 11.9% | OMF trailed the S&P 500 by 29.1 percentage points Trailed |
| 1Y | OMF: up 5.1% S&P 500: up 15.5% | OMF trailed the S&P 500 by 10.4 percentage points Trailed |
| Long term | ||
| 3Y | OMF: up 44.8% S&P 500: up 75.0% +13.1% vs +20.5% a year | OMF trailed the S&P 500 by 30.2 percentage points Trailed |
| 5Y | OMF: down 5.3% S&P 500: up 71.2% −1.1% vs +11.4% a year | OMF trailed the S&P 500 by 76.5 percentage points Trailed |
| 10Y | OMF: up 87.6% S&P 500: up 258.1% +6.5% vs +13.6% a year | OMF trailed the S&P 500 by 170.5 percentage points Trailed |
$10,000 invested in OMF 10 years ago (Oct 14, 2016) would be worth about $18,761 as of , not counting dividends. The same amount in the S&P 500 would be worth about $35,813.
All-time high
$71.37
Closing high on . Now 21.6% below that record.
Split-adjusted daily closes since Nov 27, 2015.
Stock splits
OMF hasn’t split since its price history begins in 2015.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $2.98Bup 9.7%
- Net income
- $781.00Mup 17.8%
- Diluted EPS
- $6.64up 19.6%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $651.00M | $157.00M | $1.31 |
| Q4 FY24 (Dec 31, 2024) | $646.00M | $126.00M | $1.06 |
| Q1 FY25 (Mar 31, 2025) | $728.00M | $213.00M | $1.78 |
| Q2 FY25 (Jun 30, 2025) | $687.00M | $167.00M | $1.40 |
| Q3 FY25 (Sep 30, 2025) | $747.00M | $199.00M | $1.67 |
| Q4 FY25 (Dec 31, 2025) | $744.00M | $204.00M | $1.72 |
| Q1 FY26 (Mar 31, 2026) | $797.00M | $226.00M | $1.93 |
| Q2 FY26 (Jun 30, 2026) | $688.00M | $152.00M | $1.32 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $3.37B | $1.31B | $9.88 |
| FY22 (Dec 31, 2022) | $2.77B | $872.00M | $7.01 |
| FY23 (Dec 31, 2023) | $2.56B | $641.00M | $5.32 |
| FY24 (Dec 31, 2024) | $2.46B | $509.00M | $4.24 |
| FY25 (Dec 31, 2025) | $2.91B | $783.00M | $6.56 |
Margins
- Gross 93.5%
- Operating 33.7%
- Net 26.2%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $3.23BLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$3.23BLast 12 months
- Capital spending$0.00Last 12 months
- 108.6%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $238.00MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$498.00MLast 12 months
- Total returned$736.00MLast 12 months
23% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$22.77BAs of Jun 30, 2026
- 6.73As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 23.1%Last 12 months
Over the last 12 months, OneMain Holdings’s net income was 23.1% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 2.9%Last 12 months
Over the last 12 months, OneMain Holdings’s net income was 2.9% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $3.00 |
| 2020 | $5.94 |
| 2021 | $9.55 |
| 2022 | $3.80 |
| 2023 | $4.00 |
| 2024 | $4.12 |
| 2025 | $4.17 |
| 2026 (to date) | $3.15 |
Dividend details
- $4.20Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield7.50%Last 12 months
- $1.05Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- down 6.8% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 3 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 63.3%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About OneMain Holdings Inc
OneMain Financial is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We empower our customers to solve today's problems and reach a better financial future through personalized solutions across 48 states, available online and in more than 1,300 locations. OneMain is committed to making a positive impact on the people and the communities we serve.
- Sector
- Financial Services
- Industry
- Credit Services
- Headquarters
- Indiana, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
OMF news
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OMF stock FAQ
What is OMF stock’s price today?
OneMain Holdings (OMF) traded at $55.97 as of , up $0.18 (0.31%) from the previous close of $55.79. Over the past 52 weeks it has traded between $45.78 and $71.93.
If you invested $1,000 in OMF 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in OMF on would be worth about $4,290 as of , a total return of +329.0%. The same $1,000 would be worth $1,436 if invested five years ago and $1,129 if invested one year ago. Past performance doesn’t predict future returns.
What is OMF’s P/E ratio?
OMF trades at 8.4 times its diluted earnings over the four quarters to ($6.64 per share), at the last price on . (How the P/E ratio works.)
How much revenue does OneMain Holdings make?
OneMain Holdings reported $3.0 billion of revenue over the four quarters to , up 9.7% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $688.0 million, up 0.1% from a year earlier.
Is OneMain Holdings profitable?
Yes. OneMain Holdings earned $781.0 million of net income over the four quarters to , a net margin of 26.2%, and its operating margin was 33.7% (what margins tell you).
What are OMF’s earnings per share?
OMF’s diluted earnings per share were $6.64 over the four quarters to , compared with $5.55 in the twelve months before. The latest quarter (Q2 FY26) brought $1.32 per share, against $1.40 a year earlier (how EPS works).
Does OMF pay a dividend?
Yes. OneMain Holdings pays a quarterly dividend. The most recent was $1.05 per share, with an ex-dividend date of . Over the last twelve months it paid $4.20 per share, a 7.50% yield at the last price on , and the full-year dividend has risen 3 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($4.20 per share), and if the next 12 months match the last 12, 100 shares would receive about $420 over 12 months, and $1,000 over 12 months would take about 239 shares, roughly $13,376 at the last price on . Dividends can change.
What is OMF’s 52-week high and low?
Over the past 52 weeks OMF has traded as low as $45.78 and as high as $71.93. At $55.97 as of , it is 22.2% below that high and 22.2% above the low.
What is OMF’s all-time high?
OMF’s highest closing price was $71.37 on , adjusted for stock splits. At $55.97 as of , it is 21.6% below that record.
Has OMF stock ever split?
No. OMF hasn’t split since its price history begins in 2015.
How has OMF stock performed?
Including dividends and measured to the last price on , OMF has returned −12.5% so far this year and +12.9% over the past year, and +43.6% over five years (+7.5% a year). Over the same periods the S&P 500, measured by SPY, returned +12.8%, +16.8% and +83.1%. Past performance doesn’t predict future returns.
What sector and industry is OneMain Holdings in?
OneMain Holdings is in the Financial Services sector and the Credit Services industry, and is headquartered in Indiana, USA.
What exchange does OMF trade on?
OneMain Holdings trades on the NYSE under the ticker symbol OMF. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
The Interactive Brokers word and logo are trademarks of Interactive Brokers LLC (or its subsidiaries) in the US and/or elsewhere. All rights reserved.