OP Bancorp OPBK Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$14.76 down $0.01, 0.07% at close Nov 6
Last close · Previous close $14.77
- Market cap
- At the Nov 6 close
- P/E ratio
- 7.65On last 12 months’ EPS
- Diluted EPS
- $1.93Last 12 months
- Dividend yield
- 3.66%Last 12 months
Price chart
$14.76down $0.47, 3.09%Past month
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$14.77Nov 5
- Volume22.61KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume33.10KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $12.41 to $16.83; now $14.76
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
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Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
OPBK beat the S&P 500 in 3 of 7 periods.
| Period | OPBK and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | OPBK: down 2.2% S&P 500: down 5.6% | OPBK beat the S&P 500 by 3.4 percentage points Beat |
| 3M | OPBK: down 4.7% S&P 500: down 4.1% | OPBK trailed the S&P 500 by 0.6 percentage points Trailed |
| YTD | OPBK: up 8.4% S&P 500: up 8.7% | OPBK trailed the S&P 500 by 0.3 percentage points Trailed |
| 1Y | OPBK: up 16.8% S&P 500: up 10.9% | OPBK beat the S&P 500 by 5.9 percentage points Beat |
| Long term | ||
| 3Y | OPBK: up 96.3% S&P 500: up 75.0% +25.2% vs +20.5% a year | OPBK beat the S&P 500 by 21.3 percentage points Beat |
| 5Y | OPBK: up 45.0% S&P 500: up 67.8% +7.7% vs +10.9% a year | OPBK trailed the S&P 500 by 22.8 percentage points Trailed |
| 10Y | OPBK: up 218.1% S&P 500: up 313.1% +12.3% vs +15.2% a year | OPBK trailed the S&P 500 by 95.0 percentage points Trailed |
$10,000 invested in OPBK 10 years ago (Nov 4, 2016) would be worth about $31,810 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
OPBK beat the S&P 500 in 3 of 7 periods.
| Period | OPBK and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | OPBK: down 3.1% S&P 500: down 5.6% | OPBK beat the S&P 500 by 2.5 percentage points Beat |
| 3M | OPBK: down 5.6% S&P 500: down 4.3% | OPBK trailed the S&P 500 by 1.3 percentage points Trailed |
| YTD | OPBK: up 4.5% S&P 500: up 7.8% | OPBK trailed the S&P 500 by 3.3 percentage points Trailed |
| 1Y | OPBK: up 12.7% S&P 500: up 9.7% | OPBK beat the S&P 500 by 3.0 percentage points Beat |
| Long term | ||
| 3Y | OPBK: up 72.6% S&P 500: up 68.8% +20.0% vs +19.1% a year | OPBK beat the S&P 500 by 3.8 percentage points Beat |
| 5Y | OPBK: up 17.6% S&P 500: up 56.9% +3.3% vs +9.4% a year | OPBK trailed the S&P 500 by 39.3 percentage points Trailed |
| 10Y | OPBK: up 138.1% S&P 500: up 252.6% +9.1% vs +13.4% a year | OPBK trailed the S&P 500 by 114.5 percentage points Trailed |
$10,000 invested in OPBK 10 years ago (Nov 4, 2016) would be worth about $23,806 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$18.26
Closing high on . Now 19.2% below that record.
Split-adjusted daily closes since Jul 22, 2005.
Stock splits
OPBK hasn’t split since its price history begins in 2005.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $97.13Mup 15.5%
- Net income
- $28.95Mup 29.8%
- Diluted EPS
- $1.93up 30.4%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $20.30M | $5.44M | $0.36 |
| Q4 FY24 (Dec 31, 2024) | $19.80M | $4.97M | $0.33 |
| Q1 FY25 (Mar 31, 2025) | $21.50M | $5.56M | $0.37 |
| Q2 FY25 (Jun 30, 2025) | $22.48M | $6.33M | $0.42 |
| Q3 FY25 (Sep 30, 2025) | $23.30M | $6.70M | $0.45 |
| Q4 FY25 (Dec 31, 2025) | $23.82M | $7.04M | $0.47 |
| Q1 FY26 (Mar 31, 2026) | $24.14M | $7.23M | $0.48 |
| Q2 FY26 (Jun 30, 2026) | $25.87M | $7.98M | $0.53 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $76.52M | $28.84M | $1.88 |
| FY22 (Dec 31, 2022) | $91.55M | $33.31M | $2.14 |
| FY23 (Dec 31, 2023) | $81.22M | $23.92M | $1.55 |
| FY24 (Dec 31, 2024) | $79.28M | $21.07M | $1.39 |
| FY25 (Dec 31, 2025) | $91.10M | $25.64M | $1.72 |
Margins
- Gross 100.0%
- Operating 41.3%
- Net 29.8%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $27.01MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$27.91MLast 12 months
- Capital spending$898.00KLast 12 months
- 27.8%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $7.00KLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$7.44MLast 12 months
- Total returned$7.44MLast 12 months
28% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$109.49MAs of Jun 30, 2026
- 0.46As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 12.6%Last 12 months
Over the last 12 months, OP Bancorp’s net income was 12.6% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 1.1%Last 12 months
Over the last 12 months, OP Bancorp’s net income was 1.1% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $0.20 |
| 2020 | $0.28 |
| 2021 | $0.31 |
| 2022 | $0.44 |
| 2023 | $0.48 |
| 2024 | $0.48 |
| 2025 | $0.48 |
| 2026 (to date) | $0.54 |
Dividend details
- $0.54Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield3.66%Last 12 months
- $0.14Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 11.4% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 28.0%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About OP Bancorp
OP Bancorp, the holding company for Open Bank (the “Bank”), is a California corporation whose common stock is quoted on the Nasdaq Global Market under the ticker symbol, “OPBK.” The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada and is focused on serving the banking needs of small- and medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities. The Bank currently operates with eleven full service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, and Santa Clara, California, Carrollton, Texas, and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California, Atlanta, Georgia, Aurora, Colorado, Lynnwood, Washington, and Fairfax, Virginia. The Bank commenced its operations on June 10, 2005 as First Standard Bank and changed its name to Open Bank in October 2010. Its headquarters is located at 1000 Wilshire Blvd., Suite 500, Los Angeles, California 90017. Phone 213.892.9999; www.myopenbank.com Member FDIC, Equal Housing Lender.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- California, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
OPBK news
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OPBK stock FAQ
What is OPBK stock’s price today?
OP Bancorp (OPBK) traded at $14.76 at the close on , down $0.01 (0.07%) from the previous close of $14.77. Over the past 52 weeks it has traded between $12.41 and $16.83.
If you invested $1,000 in OPBK 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in OPBK on would be worth about $3,181 at the close on , a total return of +218.1%. The same $1,000 would be worth $1,450 if invested five years ago, $1,168 if invested one year ago, and $1,434 if invested 20 years ago. Past performance doesn’t predict future returns.
What is OPBK’s P/E ratio?
OPBK trades at 7.6 times its diluted earnings over the four quarters to ($1.93 per share), at the close. (How the P/E ratio works.)
How much revenue does OP Bancorp make?
OP Bancorp reported $97.1 million of revenue over the four quarters to , up 15.5% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $25.9 million, up 15.1% from a year earlier.
Is OP Bancorp profitable?
Yes. OP Bancorp earned $29.0 million of net income over the four quarters to , a net margin of 29.8%, and its operating margin was 41.3% (what margins tell you).
What are OPBK’s earnings per share?
OPBK’s diluted earnings per share were $1.93 over the four quarters to , compared with $1.48 in the twelve months before. The latest quarter (Q2 FY26) brought $0.53 per share, against $0.42 a year earlier (how EPS works).
Does OPBK pay a dividend?
Yes. OP Bancorp pays a quarterly dividend. The most recent was $0.14 per share, with an ex-dividend date of . Over the last twelve months it paid $0.54 per share, a 3.66% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($0.54 per share), and if the next 12 months match the last 12, 100 shares would receive about $54 over 12 months, and $1,000 over 12 months would take about 1,852 shares, roughly $27,336 at the close. Dividends can change.
What is OPBK’s 52-week high and low?
Over the past 52 weeks OPBK has traded as low as $12.41 and as high as $16.83. At $14.76 at the close on , it is 12.3% below that high and 18.9% above the low.
What is OPBK’s all-time high?
OPBK’s highest closing price was $18.26 on , adjusted for stock splits. At $14.76 at the close on , it is 19.2% below that record.
Has OPBK stock ever split?
No. OPBK hasn’t split since its price history begins in 2005.
How has OPBK stock performed?
Including dividends and measured to the close on , OPBK has returned +8.4% so far this year and +16.8% over the past year, and +45.0% over five years (+7.7% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is OP Bancorp in?
OP Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in California, USA.
What exchange does OPBK trade on?
OP Bancorp trades on the Nasdaq under the ticker symbol OPBK. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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