PCB Bancorp. PCB Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$27.95 up $0.15, 0.54% on Oct 16
Last price · Previous close $27.80
- Market cap
- At the last price
- P/E ratio
- 9.67On last 12 months’ EPS
- Diluted EPS
- $2.89Last 12 months
- Dividend yield
- 3.08%Last 12 months
Price chart
$27.95up $0.15, 0.54%Fri, Oct 16 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$27.80Oct 15
- Volume45.97KOct 15 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume43.75KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $20.12 to $30.84; now $27.95
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the last price. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
PCB beat the S&P 500 in 3 of 7 periods.
| Period | PCB and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | PCB: up 0.6% S&P 500: up 1.5% | PCB trailed the S&P 500 by 0.9 percentage points Trailed |
| 3M | PCB: down 8.0% S&P 500: up 1.9% | PCB trailed the S&P 500 by 9.9 percentage points Trailed |
| YTD | PCB: up 32.5% S&P 500: up 12.8% | PCB beat the S&P 500 by 19.7 percentage points Beat |
| 1Y | PCB: up 45.9% S&P 500: up 16.8% | PCB beat the S&P 500 by 29.1 percentage points Beat |
| Long term | ||
| 3Y | PCB: up 102.0% S&P 500: up 81.5% +26.4% vs +22.0% a year | PCB beat the S&P 500 by 20.5 percentage points Beat |
| 5Y | PCB: up 64.1% S&P 500: up 83.1% +10.4% vs +12.9% a year | PCB trailed the S&P 500 by 19.0 percentage points Trailed |
| 10Y | PCB: up 213.7% S&P 500: up 319.6% +12.1% vs +15.4% a year | PCB trailed the S&P 500 by 105.9 percentage points Trailed |
$10,000 invested in PCB 10 years ago (Oct 14, 2016) would be worth about $31,371 as of , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,964.
PCB beat the S&P 500 in 3 of 7 periods.
| Period | PCB and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | PCB: up 0.6% S&P 500: up 1.2% | PCB trailed the S&P 500 by 0.6 percentage points Trailed |
| 3M | PCB: down 8.7% S&P 500: up 1.7% | PCB trailed the S&P 500 by 10.4 percentage points Trailed |
| YTD | PCB: up 29.1% S&P 500: up 11.9% | PCB beat the S&P 500 by 17.2 percentage points Beat |
| 1Y | PCB: up 40.8% S&P 500: up 15.5% | PCB beat the S&P 500 by 25.3 percentage points Beat |
| Long term | ||
| 3Y | PCB: up 79.4% S&P 500: up 75.0% +21.5% vs +20.5% a year | PCB beat the S&P 500 by 4.4 percentage points Beat |
| 5Y | PCB: up 36.3% S&P 500: up 71.2% +6.4% vs +11.4% a year | PCB trailed the S&P 500 by 34.9 percentage points Trailed |
| 10Y | PCB: up 137.9% S&P 500: up 258.1% +9.1% vs +13.6% a year | PCB trailed the S&P 500 by 120.2 percentage points Trailed |
$10,000 invested in PCB 10 years ago (Oct 14, 2016) would be worth about $23,787 as of , not counting dividends. The same amount in the S&P 500 would be worth about $35,813.
All-time high
$30.62
Closing high on . Now 8.7% below that record.
Split-adjusted daily closes since Jun 4, 2014.
Stock splits
PCB hasn’t split since its price history begins in 2014.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $118.41Mup 15.8%
- Net income
- $41.81Mup 32.1%
- Diluted EPS
- $2.89up 35.0%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $25.29M | $7.81M | $0.52 |
| Q4 FY24 (Dec 31, 2024) | $24.21M | $7.03M | $0.47 |
| Q1 FY25 (Mar 31, 2025) | $25.27M | $7.74M | $0.53 |
| Q2 FY25 (Jun 30, 2025) | $27.50M | $9.07M | $0.62 |
| Q3 FY25 (Sep 30, 2025) | $30.77M | $11.41M | $0.78 |
| Q4 FY25 (Dec 31, 2025) | $28.15M | $9.24M | $0.64 |
| Q1 FY26 (Mar 31, 2026) | $29.72M | $10.65M | $0.74 |
| Q2 FY26 (Jun 30, 2026) | $29.77M | $10.51M | $0.73 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $100.17M | $40.10M | $2.62 |
| FY22 (Dec 31, 2022) | $100.53M | $34.99M | $2.31 |
| FY23 (Dec 31, 2023) | $99.32M | $30.71M | $2.12 |
| FY24 (Dec 31, 2024) | $96.31M | $25.81M | $1.74 |
| FY25 (Dec 31, 2025) | $111.69M | $37.45M | $2.58 |
Margins
- Gross 100.0%
- Operating 49.5%
- Net 35.3%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $40.86MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$41.37MLast 12 months
- Capital spending$509.00KLast 12 months
- 34.5%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $6.81MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$11.98MLast 12 months
- Total returned$18.79MLast 12 months
46% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$107.70MAs of Jun 30, 2026
- 0.27As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 10.6%Last 12 months
Over the last 12 months, PCB Bancorp.’s net income was 10.6% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 1.2%Last 12 months
Over the last 12 months, PCB Bancorp.’s net income was 1.2% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.12 |
| 2017 | $0.12 |
| 2018 | $0.12 |
| 2019 | $0.25 |
| 2020 | $0.40 |
| 2021 | $0.44 |
| 2022 | $0.60 |
| 2023 | $0.69 |
| 2024 | $0.72 |
| 2025 | $0.80 |
| 2026 (to date) | $0.66 |
Dividend details
- $0.86Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield3.08%Last 12 months
- $0.22Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 14.9% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 7 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 29.8%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About PCB Bancorp.
Pacific City Financial Corporation is the bank holding company for Pacific City Bank, a California state chartered bank, offering a full suite of commercial banking services to small to medium-sized businesses, individuals and professionals, primarily in Southern California, and predominantly in Korean-American and other minority communities.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- California, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
PCB news
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PCB stock FAQ
What is PCB stock’s price today?
PCB Bancorp. (PCB) traded at $27.95 as of , up $0.15 (0.54%) from the previous close of $27.80. Over the past 52 weeks it has traded between $20.12 and $30.84.
If you invested $1,000 in PCB 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in PCB on would be worth about $3,137 as of , a total return of +213.7%. The same $1,000 would be worth $1,641 if invested five years ago and $1,459 if invested one year ago. Past performance doesn’t predict future returns.
What is PCB’s P/E ratio?
PCB trades at 9.7 times its diluted earnings over the four quarters to ($2.89 per share), at the last price on . (How the P/E ratio works.)
How much revenue does PCB Bancorp. make?
PCB Bancorp. reported $118.4 million of revenue over the four quarters to , up 15.8% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $29.8 million, up 8.3% from a year earlier.
Is PCB Bancorp. profitable?
Yes. PCB Bancorp. earned $41.8 million of net income over the four quarters to , a net margin of 35.3%, and its operating margin was 49.5% (what margins tell you).
What are PCB’s earnings per share?
PCB’s diluted earnings per share were $2.89 over the four quarters to , compared with $2.14 in the twelve months before. The latest quarter (Q2 FY26) brought $0.73 per share, against $0.62 a year earlier (how EPS works).
Does PCB pay a dividend?
Yes. PCB Bancorp. pays a quarterly dividend. The most recent was $0.22 per share, with an ex-dividend date of . Over the last twelve months it paid $0.86 per share, a 3.08% yield at the last price on , and the full-year dividend has risen 7 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($0.86 per share), and if the next 12 months match the last 12, 100 shares would receive about $86 over 12 months, and $1,000 over 12 months would take about 1,163 shares, roughly $32,506 at the last price on . Dividends can change.
What is PCB’s 52-week high and low?
Over the past 52 weeks PCB has traded as low as $20.12 and as high as $30.84. At $27.95 as of , it is 9.4% below that high and 38.9% above the low.
What is PCB’s all-time high?
PCB’s highest closing price was $30.62 on , adjusted for stock splits. At $27.95 as of , it is 8.7% below that record.
Has PCB stock ever split?
No. PCB hasn’t split since its price history begins in 2014.
How has PCB stock performed?
Including dividends and measured to the last price on , PCB has returned +32.5% so far this year and +45.9% over the past year, and +64.1% over five years (+10.4% a year). Over the same periods the S&P 500, measured by SPY, returned +12.8%, +16.8% and +83.1%. Past performance doesn’t predict future returns.
What sector and industry is PCB Bancorp. in?
PCB Bancorp. is in the Financial Services sector and the Banks - Regional industry, and is headquartered in California, USA.
What exchange does PCB trade on?
PCB Bancorp. trades on the Nasdaq under the ticker symbol PCB. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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