Pennymac Mortgage Investment Trust PMT Stock Analysis
- NYSE
- Stock
- Market open · no trades yet today
$8.23 down $0.05, 0.60% at close Nov 5
Last close · Previous close $8.28
- Market cap
- At the Nov 5 close
- P/E ratio
- 17.51On last 12 months’ EPS
- Diluted EPS
- $0.47Last 12 months
- Dividend yield
- 19.44%Last 12 months
Price chart
$8.23down $0.05, 0.60%Thu, Nov 5 session
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Price data
Trading
- Previous close$8.28Nov 4
- Volume2.63MNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume3.14MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $6.70 to $13.81; now $8.23
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 5 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
PMT beat the S&P 500 in 1 of 7 periods.
| Period | PMT and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | PMT: up 10.2% S&P 500: down 5.4% | PMT beat the S&P 500 by 15.6 percentage points Beat |
| 3M | PMT: down 8.3% S&P 500: down 4.5% | PMT trailed the S&P 500 by 3.8 percentage points Trailed |
| YTD | PMT: down 25.7% S&P 500: up 8.3% | PMT trailed the S&P 500 by 34.0 percentage points Trailed |
| 1Y | PMT: down 21.1% S&P 500: up 9.3% | PMT trailed the S&P 500 by 30.4 percentage points Trailed |
| Long term | ||
| 3Y | PMT: down 11.0% S&P 500: up 74.8% −3.8% vs +20.5% a year | PMT trailed the S&P 500 by 85.8 percentage points Trailed |
| 5Y | PMT: down 18.1% S&P 500: up 67.3% −3.9% vs +10.8% a year | PMT trailed the S&P 500 by 85.4 percentage points Trailed |
| 10Y | PMT: up 64.5% S&P 500: up 311.8% +5.1% vs +15.2% a year | PMT trailed the S&P 500 by 247.3 percentage points Trailed |
$10,000 invested in PMT 10 years ago (Nov 4, 2016) would be worth about $16,454 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,184.
PMT beat the S&P 500 in 1 of 7 periods.
| Period | PMT and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | PMT: up 4.6% S&P 500: down 5.4% | PMT beat the S&P 500 by 10.0 percentage points Beat |
| 3M | PMT: down 12.9% S&P 500: down 4.8% | PMT trailed the S&P 500 by 8.1 percentage points Trailed |
| YTD | PMT: down 34.4% S&P 500: up 7.5% | PMT trailed the S&P 500 by 41.9 percentage points Trailed |
| 1Y | PMT: down 32.5% S&P 500: up 8.2% | PMT trailed the S&P 500 by 40.7 percentage points Trailed |
| Long term | ||
| 3Y | PMT: down 40.0% S&P 500: up 68.6% −15.7% vs +19.0% a year | PMT trailed the S&P 500 by 108.6 percentage points Trailed |
| 5Y | PMT: down 57.3% S&P 500: up 56.4% −15.6% vs +9.4% a year | PMT trailed the S&P 500 by 113.7 percentage points Trailed |
| 10Y | PMT: down 47.4% S&P 500: up 251.5% −6.2% vs +13.4% a year | PMT trailed the S&P 500 by 298.9 percentage points Trailed |
$10,000 invested in PMT 10 years ago (Nov 4, 2016) would be worth about $5,259 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,147.
All-time high
$28.73
Closing high on . Now 71.4% below that record.
Split-adjusted daily closes since Jul 30, 2009.
Stock splits
PMT hasn’t split since its price history begins in 2009.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $284.67Mdown 11.5%
- Net income
- $82.53Mdown 32.4%
- Diluted EPS
- $0.47down 48.9%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $107.93M | $46.54M | $0.42 |
| Q1 FY25 (Mar 31, 2025) | $44.47M | $9.68M | −$0.01 |
| Q2 FY25 (Jun 30, 2025) | $70.20M | $7.53M | −$0.04 |
| Q3 FY25 (Sep 30, 2025) | $99.23M | $58.30M | $0.55 |
| Q4 FY25 (Dec 31, 2025) | $93.56M | $52.36M | $0.49 |
| Q1 FY26 (Mar 31, 2026) | $82.13M | $24.62M | $0.16 |
| Q2 FY26 (Jun 30, 2026) | $72.73M | $30.92M | $0.23 |
| Q3 FY26 (Sep 30, 2026) | $36.24M | −$25.37M | −$0.41 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $420.30M | $56.85M | $0.26 |
| FY22 (Dec 31, 2022) | $303.77M | −$73.29M | −$1.26 |
| FY23 (Dec 31, 2023) | $429.02M | $199.65M | $1.63 |
| FY24 (Dec 31, 2024) | $334.19M | $160.98M | $1.37 |
| FY25 (Dec 31, 2025) | $307.46M | $127.87M | $0.99 |
Margins
- Gross 100.0%
- Operating 22.3%
- Net 29.0%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- −$11.52BLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow−$11.52BLast 12 months
- Capital spending$0.00Last 12 months
- −4,045.7%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $0.00Last 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$139.47MLast 12 months
- Total returned$139.47MLast 12 months
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$24.72BAs of Sep 30, 2026
- 13.86As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 4.5%Last 12 months
Over the last 12 months, Pennymac Mortgage Investment Trust’s net income was 4.5% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.3%Last 12 months
Over the last 12 months, Pennymac Mortgage Investment Trust’s net income was 0.3% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $1.88 |
| 2017 | $1.88 |
| 2018 | $1.88 |
| 2019 | $1.88 |
| 2020 | $1.52 |
| 2021 | $1.88 |
| 2022 | $1.81 |
| 2023 | $1.60 |
| 2024 | $1.60 |
| 2025 | $1.60 |
| 2026 (to date) | $1.20 |
Dividend details
- $1.60Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield19.44%Last 12 months
- $0.40Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 1.0% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 340.4%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Pennymac Mortgage Investment Trust
PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. PMT is externally managed by PNMAC Capital Management, LLC, a wholly-owned subsidiary of PennyMac Financial Services, Inc. (NYSE: PFSI).
- Sector
- Financial Services
- Industry
- REIT - Mortgage
- Headquarters
- California, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
PMT news
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PMT stock FAQ
What is PMT stock’s price today?
Pennymac Mortgage Investment Trust (PMT) traded at $8.23 at the close on , down $0.05 (0.60%) from the previous close of $8.28. Over the past 52 weeks it has traded between $6.70 and $13.81.
If you invested $1,000 in PMT 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in PMT on would be worth about $1,645 at the close on , a total return of +64.5%. The same $1,000 would be worth $819 if invested five years ago and $789 if invested one year ago. Past performance doesn’t predict future returns.
What is PMT’s P/E ratio?
PMT trades at 17.5 times its diluted earnings over the four quarters to ($0.47 per share), at the close. (How the P/E ratio works.)
How much revenue does Pennymac Mortgage Investment Trust make?
Pennymac Mortgage Investment Trust reported $284.7 million of revenue over the four quarters to , down 11.5% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $36.2 million, down 63.5% from a year earlier.
Is Pennymac Mortgage Investment Trust profitable?
Yes. Pennymac Mortgage Investment Trust earned $82.5 million of net income over the four quarters to , a net margin of 29.0%, and its operating margin was 22.3% (what margins tell you).
What are PMT’s earnings per share?
PMT’s diluted earnings per share were $0.47 over the four quarters to , compared with $0.92 in the twelve months before. The latest quarter (Q3 FY26) brought −$0.41 per share, against $0.55 a year earlier (how EPS works).
Does PMT pay a dividend?
Yes. Pennymac Mortgage Investment Trust pays a quarterly dividend. The most recent was $0.40 per share, with an ex-dividend date of . Over the last twelve months it paid $1.60 per share, a 19.44% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($1.60 per share), and if the next 12 months match the last 12, 100 shares would receive about $160 over 12 months, and $1,000 over 12 months would take about 625 shares, roughly $5,144 at the close. Dividends can change.
What is PMT’s 52-week high and low?
Over the past 52 weeks PMT has traded as low as $6.70 and as high as $13.81. At $8.23 at the close on , it is 40.4% below that high and 22.8% above the low.
What is PMT’s all-time high?
PMT’s highest closing price was $28.73 on , adjusted for stock splits. At $8.23 at the close on , it is 71.4% below that record.
Has PMT stock ever split?
No. PMT hasn’t split since its price history begins in 2009.
How has PMT stock performed?
Including dividends and measured to the close on , PMT has returned −25.7% so far this year and −21.1% over the past year, and −18.1% over five years (−3.9% a year). Over the same periods the S&P 500, measured by SPY, returned +8.3%, +9.3% and +67.3%. Past performance doesn’t predict future returns.
What sector and industry is Pennymac Mortgage Investment Trust in?
Pennymac Mortgage Investment Trust is in the Financial Services sector and the REIT - Mortgage industry, and is headquartered in California, USA.
What exchange does PMT trade on?
Pennymac Mortgage Investment Trust trades on the NYSE under the ticker symbol PMT. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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