Pinnacle Financial Partners Inc PNFP Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$100.63 down $0.86, 0.85% at close Nov 6
Last close · Previous close $101.49
- Market cap
- At the Nov 6 close
- P/E ratio
- 13.47On last 12 months’ EPS
- Diluted EPS
- $7.47Last 12 months
- Dividend yield
- 1.49%Last 12 months
Price chart
$100.63down $0.86, 0.85%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$101.49Nov 5
- Volume967.87KNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.12MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $81.08 to $110.33; now $100.63
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
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Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
PNFP beat the S&P 500 in 1 of 2 periods.
| Period | PNFP and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | PNFP: up 4.7% S&P 500: down 5.6% | PNFP beat the S&P 500 by 10.3 percentage points Beat |
| 3M | PNFP: down 5.0% S&P 500: down 4.1% | PNFP trailed the S&P 500 by 0.9 percentage points Trailed |
PNFP beat the S&P 500 in 1 of 2 periods.
| Period | PNFP and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | PNFP: up 4.7% S&P 500: down 5.6% | PNFP beat the S&P 500 by 10.3 percentage points Beat |
| 3M | PNFP: down 5.4% S&P 500: down 4.3% | PNFP trailed the S&P 500 by 1.1 percentage points Trailed |
All-time high
$109.03
Closing high on . Now 7.7% below that record.
Split-adjusted daily closes since Jan 2, 2026.
Stock splits
PNFP hasn’t split since its price history begins in 2026.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $4.02Bup 113.2%
- Net income
- $1.03Bup 64.7%
- Diluted EPS
- $7.47down 4.7%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $445.68M | $151.26M | $1.88 |
| Q1 FY25 (Mar 31, 2025) | $445.00M | $140.00M | $1.77 |
| Q2 FY25 (Jun 30, 2025) | $481.00M | $159.00M | $2.00 |
| Q3 FY25 (Sep 30, 2025) | $512.00M | $173.00M | $2.19 |
| Q4 FY25 (Dec 31, 2025) | $508.10M | $169.78M | $2.11 |
| Q1 FY26 (Mar 31, 2026) | $1.14B | $150.00M | $0.89 |
| Q2 FY26 (Jun 30, 2026) | $1.14B | $328.00M | $2.07 |
| Q3 FY26 (Sep 30, 2026) | $1.23B | $379.00M | $2.40 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $1.31B | $527.32M | $6.75 |
| FY22 (Dec 31, 2022) | $1.48B | $560.74M | $7.17 |
| FY23 (Dec 31, 2023) | $1.60B | $562.15M | $7.14 |
| FY24 (Dec 31, 2024) | $1.62B | $475.06M | $5.96 |
| FY25 (Dec 31, 2025) | $1.95B | $641.87M | $8.07 |
Margins
- Gross 100.0%
- Operating 32.1%
- Net 25.6%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $1.43BLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$1.51BLast 12 months
- Capital spending$75.12MLast 12 months
- 35.7%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $88.43MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$244.06MLast 12 months
- Total returned$332.49MLast 12 months
23% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$10.57BAs of Sep 30, 2026
- 0.72As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 8.0%Last 12 months
Over the last 12 months, Pinnacle Financial Partners’s net income was 8.0% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.9%Last 12 months
Over the last 12 months, Pinnacle Financial Partners’s net income was 0.9% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $0.000 |
| 2020 | $0.000 |
| 2021 | $0.000 |
| 2022 | $0.000 |
| 2023 | $0.000 |
| 2024 | $0.000 |
| 2025 | $0.000 |
| 2026 (to date) | $1.50 |
Dividend details
- $1.50Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield1.49%Last 12 months
- $0.50Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly3 payments in the last 12 months
- 20.1%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Pinnacle Financial Partners Inc
Pinnacle Financial Partners Inc
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Tennessee, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
PNFP news
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PNFP stock FAQ
What is PNFP stock’s price today?
Pinnacle Financial Partners (PNFP) traded at $100.63 at the close on , down $0.86 (0.85%) from the previous close of $101.49. Over the past 52 weeks it has traded between $81.08 and $110.33.
What is PNFP’s P/E ratio?
PNFP trades at 13.5 times its diluted earnings over the four quarters to ($7.47 per share), at the close. (How the P/E ratio works.)
How much revenue does Pinnacle Financial Partners make?
Pinnacle Financial Partners reported $4.0 billion of revenue over the four quarters to , up 113.2% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $1.2 billion, up 139.5% from a year earlier.
Is Pinnacle Financial Partners profitable?
Yes. Pinnacle Financial Partners earned $1.0 billion of net income over the four quarters to , a net margin of 25.6%, and its operating margin was 32.1% (what margins tell you).
What are PNFP’s earnings per share?
PNFP’s diluted earnings per share were $7.47 over the four quarters to , compared with $7.84 in the twelve months before. The latest quarter (Q3 FY26) brought $2.40 per share, against $2.19 a year earlier (how EPS works).
Does PNFP pay a dividend?
Yes. Pinnacle Financial Partners pays a quarterly dividend. The most recent was $0.50 per share, with an ex-dividend date of . Over the last twelve months it paid $1.50 per share, a 1.49% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($1.50 per share), and if the next 12 months match the last 12, 100 shares would receive about $150 over 12 months, and $1,000 over 12 months would take about 667 shares, roughly $67,120 at the close. Dividends can change.
What is PNFP’s 52-week high and low?
Over the past 52 weeks PNFP has traded as low as $81.08 and as high as $110.33. At $100.63 at the close on , it is 8.8% below that high and 24.1% above the low.
What is PNFP’s all-time high?
PNFP’s highest closing price was $109.03 on , adjusted for stock splits. At $100.63 at the close on , it is 7.7% below that record.
Has PNFP stock ever split?
No. PNFP hasn’t split since its price history begins in 2026.
What sector and industry is Pinnacle Financial Partners in?
Pinnacle Financial Partners is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Tennessee, USA.
What exchange does PNFP trade on?
Pinnacle Financial Partners trades on the NYSE under the ticker symbol PNFP. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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