Rhinebeck Bancorp Inc RBKB Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$13.24 up $0.24, 1.85% at close Nov 6
Last close · Previous close $13.00
- Market cap
- $147.89MAt the Nov 6 close
- P/E ratio
- 14.55On last 12 months’ EPS
- Diluted EPS
- $0.91Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$13.24up $0.02, 0.15%Past month
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$13.00Nov 5
- Volume119.72KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume83.69KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $11.00 to $13.29; now $13.24
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
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Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
RBKB beat the S&P 500 in both periods.
| Period | RBKB and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | RBKB: up 0.2% S&P 500: down 5.6% | RBKB beat the S&P 500 by 5.8 percentage points Beat |
| 3M | RBKB: up 5.8% S&P 500: down 4.1% | RBKB beat the S&P 500 by 9.9 percentage points Beat |
RBKB beat the S&P 500 in both periods.
| Period | RBKB and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | RBKB: up 0.2% S&P 500: down 5.6% | RBKB beat the S&P 500 by 5.8 percentage points Beat |
| 3M | RBKB: up 5.8% S&P 500: down 4.3% | RBKB beat the S&P 500 by 10.1 percentage points Beat |
All-time high
$13.24
Closing high on .
Split-adjusted daily closes since Jul 22, 2026.
Stock splits
1
7-for-5 on . Share counts adjust after each split.
Valuation
The Nov 6 close compared with the last 12 months of reported results (the four quarters to Jun 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
14.5×The Nov 6 close ÷ diluted EPS over the last 12 months ($0.91)
Other valuation measures
- 2.8×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 1.1×Book value as of Jun 30, 2026
Price relative to accounting equity (book value) per share on the Jun 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - −10.5×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 9.02%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - −$146.36MAt the Nov 6 close
What it would cost to buy the whole business: the market cap at the Nov 6 close, plus debt, minus cash and short-term investments from the Jun 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own RBKB DCF in Excel. Value Rhinebeck Bancorp with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $52.05Mup 67.8%
- Net income
- $9.86M
- Diluted EPS
- $0.91
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | −$1.22M | −$8.06M | −$0.75 |
| Q4 FY24 (Dec 31, 2024) | $6.61M | −$2.65M | −$0.25 |
| Q1 FY25 (Mar 31, 2025) | $12.44M | $2.29M | $0.21 |
| Q2 FY25 (Jun 30, 2025) | $13.20M | $2.73M | $0.25 |
| Q3 FY25 (Sep 30, 2025) | $13.07M | $2.70M | $0.25 |
| Q4 FY25 (Dec 31, 2025) | $13.01M | $2.34M | $0.22 |
| Q1 FY26 (Mar 31, 2026) | $12.59M | $2.22M | $0.20 |
| Q2 FY26 (Jun 30, 2026) | $13.39M | $2.62M | $0.24 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $50.50M | $11.56M | $1.06 |
| FY22 (Dec 31, 2022) | $46.32M | $7.00M | $0.64 |
| FY23 (Dec 31, 2023) | $42.04M | $4.40M | $0.40 |
| FY24 (Dec 31, 2024) | $25.91M | −$8.62M | −$0.80 |
| FY25 (Dec 31, 2025) | $51.71M | $10.05M | $0.92 |
Margins
- Gross 100.0%
- Operating 24.0%
- Net 18.9%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $13.34MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$14.11MLast 12 months
- Capital spending$775.00KLast 12 months
- 25.6%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $154.33MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$0.00Last 12 months
0% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$10.31MAs of Jun 30, 2026
- 0.07As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 7.2%Last 12 months
Over the last 12 months, Rhinebeck Bancorp’s net income was 7.2% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.7%Last 12 months
Over the last 12 months, Rhinebeck Bancorp’s net income was 0.7% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
About Rhinebeck Bancorp Inc
Rhinebeck Bancorp Inc
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- New York, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
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RBKB stock FAQ
What is RBKB stock’s price today?
Rhinebeck Bancorp (RBKB) traded at $13.24 at the close on , up $0.24 (1.85%) from the previous close of $13.00. Over the past 52 weeks it has traded between $11.00 and $13.29.
What is Rhinebeck Bancorp’s market cap?
Rhinebeck Bancorp’s market capitalization is about $147.9 million. That’s Tiingo’s daily market cap for , at that day’s closing price of $13.24 (how market cap works). Rhinebeck Bancorp reported 11.17M shares outstanding at the end of its latest quarter ().
What is RBKB’s P/E ratio?
RBKB trades at 14.5 times its diluted earnings over the four quarters to ($0.91 per share), at the close. (How the P/E ratio works.)
How much revenue does Rhinebeck Bancorp make?
Rhinebeck Bancorp reported $52.1 million of revenue over the four quarters to , up 67.8% from the twelve months before. In its latest quarter (Q2 FY26, ended ) revenue was $13.4 million, up 1.4% from a year earlier.
Is Rhinebeck Bancorp profitable?
Yes. Rhinebeck Bancorp earned $9.9 million of net income over the four quarters to , a net margin of 18.9%, and its operating margin was 24.0% (what margins tell you).
What are RBKB’s earnings per share?
RBKB’s diluted earnings per share were $0.91 over the four quarters to , compared with −$0.54 in the twelve months before. The latest quarter (Q2 FY26) brought $0.24 per share, against $0.25 a year earlier (how EPS works).
Does RBKB pay a dividend?
Rhinebeck Bancorp hasn’t paid a dividend in the last twelve months.
What is RBKB’s 52-week high and low?
Over the past 52 weeks RBKB has traded as low as $11.00 and as high as $13.29. At $13.24 at the close on , it is 0.3% below that high and 20.4% above the low.
What is RBKB’s all-time high?
RBKB’s highest closing price was $13.24 on , adjusted for stock splits.
Has RBKB stock ever split?
Yes, once: 7-for-5 on .
What sector and industry is Rhinebeck Bancorp in?
Rhinebeck Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in New York, USA.
What exchange does RBKB trade on?
Rhinebeck Bancorp trades on the Nasdaq under the ticker symbol RBKB. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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