Ready Capital Corp RC Stock Analysis
- NYSE
- Stock
- After hours · opens Monday 9:30 AM ET
$1.07 down $0.07, 6.14% at close Nov 5
Last close · Previous close $1.14
- Market cap
- At the Nov 5 close
- P/E ratio
- n/mLoss over last 12 months
- Diluted EPS
- −$3.44Last 12 months
- Dividend yield
- 3.74%Last 12 months
Price chart
$1.07down $0.07, 6.14%Thu, Nov 5 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$1.14Nov 4
- Volume1.93MNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume1.76MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $0.96 to $2.98; now $1.07
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
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Performance
Past performance, measured to the Nov 5 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
RC beat the S&P 500 in 1 of 7 periods.
| Period | RC and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | RC: down 2.7% S&P 500: down 5.4% | RC beat the S&P 500 by 2.7 percentage points Beat |
| 3M | RC: down 29.9% S&P 500: down 4.5% | RC trailed the S&P 500 by 25.4 percentage points Trailed |
| YTD | RC: down 49.9% S&P 500: up 8.3% | RC trailed the S&P 500 by 58.2 percentage points Trailed |
| 1Y | RC: down 63.9% S&P 500: up 9.3% | RC trailed the S&P 500 by 73.2 percentage points Trailed |
| Long term | ||
| 3Y | RC: down 86.1% S&P 500: up 74.8% −48.2% vs +20.5% a year | RC trailed the S&P 500 by 160.9 percentage points Trailed |
| 5Y | RC: down 88.6% S&P 500: up 67.3% −35.3% vs +10.8% a year | RC trailed the S&P 500 by 155.9 percentage points Trailed |
| 10Y | RC: down 75.0% S&P 500: up 311.8% −13.0% vs +15.2% a year | RC trailed the S&P 500 by 386.8 percentage points Trailed |
$10,000 invested in RC 10 years ago (Nov 4, 2016) would be worth about $2,498 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,184.
RC beat the S&P 500 in 1 of 7 periods.
| Period | RC and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | RC: down 2.7% S&P 500: down 5.4% | RC beat the S&P 500 by 2.7 percentage points Beat |
| 3M | RC: down 30.5% S&P 500: down 4.8% | RC trailed the S&P 500 by 25.7 percentage points Trailed |
| YTD | RC: down 50.9% S&P 500: up 7.5% | RC trailed the S&P 500 by 58.4 percentage points Trailed |
| 1Y | RC: down 64.8% S&P 500: up 8.2% | RC trailed the S&P 500 by 73.0 percentage points Trailed |
| Long term | ||
| 3Y | RC: down 89.5% S&P 500: up 68.6% −52.8% vs +19.0% a year | RC trailed the S&P 500 by 158.1 percentage points Trailed |
| 5Y | RC: down 93.5% S&P 500: up 56.4% −42.0% vs +9.4% a year | RC trailed the S&P 500 by 149.9 percentage points Trailed |
| 10Y | RC: down 91.7% S&P 500: up 251.5% −22.0% vs +13.4% a year | RC trailed the S&P 500 by 343.2 percentage points Trailed |
$10,000 invested in RC 10 years ago (Nov 4, 2016) would be worth about $829 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,147.
All-time high
$20.96
Closing high on . Now 94.9% below that record.
Split-adjusted daily closes since Feb 8, 2013.
Stock splits
RC hasn’t split since its price history begins in 2013.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q2 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- −$286.10Mdown 1,171.2%
- Net income
- −$564.19M
- Diluted EPS
- −$3.44
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q3 FY24 (Sep 30, 2024) | $54.05M | −$11.31M | −$0.07 |
| Q4 FY24 (Dec 31, 2024) | −$207.95M | −$318.14M | −$1.88 |
| Q1 FY25 (Mar 31, 2025) | $149.81M | $77.51M | $0.46 |
| Q2 FY25 (Jun 30, 2025) | −$18.41M | −$57.49M | −$0.34 |
| Q3 FY25 (Sep 30, 2025) | $47.46M | −$20.74M | −$0.13 |
| Q4 FY25 (Dec 31, 2025) | −$164.14M | −$236.18M | −$1.43 |
| Q1 FY26 (Mar 31, 2026) | −$134.03M | −$203.73M | −$1.25 |
| Q2 FY26 (Jun 30, 2026) | −$35.39M | −$103.53M | −$0.63 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $315.77M | $150.24M | $2.16 |
| FY22 (Dec 31, 2022) | $391.37M | $186.27M | $1.65 |
| FY23 (Dec 31, 2023) | $630.58M | $331.45M | $2.22 |
| FY24 (Dec 31, 2024) | −$194.00M | −$443.75M | −$2.63 |
| FY25 (Dec 31, 2025) | $14.71M | −$236.91M | −$1.44 |
Margins
- Gross 100.0%
- Operating 210.9%
- Net 197.2%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $1.09BLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$1.09BLast 12 months
- Capital spending$0.00Last 12 months
- −380.7%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $12.45MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$52.76MLast 12 months
- Total returned$65.20MLast 12 months
6% of free cash flow
Balance sheet
- Not reportedAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$4.66BAs of Jun 30, 2026
- 3.76As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- −38.3%Last 12 months
Over the last 12 months, Ready Capital lost money: its net loss was 38.3% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - −7.9%Last 12 months
Over the last 12 months, Ready Capital’s net loss was 7.9% of its total assets (averaged over the last four quarter-ends).
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $1.55 |
| 2017 | $1.48 |
| 2018 | $1.57 |
| 2019 | $1.60 |
| 2020 | $1.30 |
| 2021 | $1.66 |
| 2022 | $1.66 |
| 2023 | $1.46 |
| 2024 | $1.10 |
| 2025 | $0.39 |
| 2026 (to date) | $0.030 |
Dividend details
- $0.04Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield3.74%Last 12 months
- $0.010Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- down 21.6% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
About Ready Capital Corp
Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances and services small to medium balance commercial loans. Ready Capital specializes in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York, New York, Ready Capital employs over 500 lending professionals nationwide. The company is externally managed and advised by Waterfall Asset Management, LLC.
- Sector
- Financial Services
- Industry
- REIT - Mortgage
- Headquarters
- New York, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
RC news
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RC stock FAQ
What is RC stock’s price today?
Ready Capital (RC) traded at $1.07 at the close on , down $0.07 (6.14%) from the previous close of $1.14. Over the past 52 weeks it has traded between $0.96 and $2.98.
If you invested $1,000 in RC 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in RC on would be worth about $250 at the close on , a total return of −75.0%. The same $1,000 would be worth $114 if invested five years ago and $361 if invested one year ago. Past performance doesn’t predict future returns.
What is RC’s P/E ratio?
RC’s P/E ratio isn’t meaningful right now because its earnings over the four quarters to are negative (diluted EPS of −$3.44).
What are RC’s earnings per share?
RC’s diluted earnings per share were −$3.44 over the four quarters to , compared with −$1.83 in the twelve months before. The latest quarter (Q2 FY26) brought −$0.63 per share, against −$0.34 a year earlier (how EPS works).
Does RC pay a dividend?
Yes. Ready Capital pays a quarterly dividend. The most recent was $0.010 per share, with an ex-dividend date of . Over the last twelve months it paid $0.04 per share, a 3.74% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($0.04 per share), and if the next 12 months match the last 12, 100 shares would receive about $4 over 12 months, and $1,000 over 12 months would take about 25,000 shares, roughly $26,750 at the close. Dividends can change.
What is RC’s 52-week high and low?
Over the past 52 weeks RC has traded as low as $0.96 and as high as $2.98. At $1.07 at the close on , it is 64.1% below that high and 11.7% above the low.
What is RC’s all-time high?
RC’s highest closing price was $20.96 on , adjusted for stock splits. At $1.07 at the close on , it is 94.9% below that record.
Has RC stock ever split?
No. RC hasn’t split since its price history begins in 2013.
How has RC stock performed?
Including dividends and measured to the close on , RC has returned −49.9% so far this year and −63.9% over the past year, and −88.6% over five years (−35.3% a year). Over the same periods the S&P 500, measured by SPY, returned +8.3%, +9.3% and +67.3%. Past performance doesn’t predict future returns.
What sector and industry is Ready Capital in?
Ready Capital is in the Financial Services sector and the REIT - Mortgage industry, and is headquartered in New York, USA.
What exchange does RC trade on?
Ready Capital trades on the NYSE under the ticker symbol RC. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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