Seacoast Banking Corp Of Florida SBCF Stock Analysis
- Nasdaq
- Stock
- Market closed · opens Monday 9:30 AM ET
$33.54 down $0.06, 0.18% at close Nov 6
Last close · Previous close $33.60
- Market cap
- $3.25BAt the Nov 6 close
- P/E ratio
- 19.96On last 12 months’ EPS
- Diluted EPS
- $1.68Last 12 months
- Dividend yield
- 2.27%Last 12 months
Price chart
$33.54down $0.06, 0.18%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$33.60Nov 5
- Volume535.61KNov 6 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume892.84KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $28.69 to $36.27; now $33.54
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 6 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
SBCF beat the S&P 500 in 3 of 7 periods.
| Period | SBCF and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | SBCF: up 3.5% S&P 500: down 5.6% | SBCF beat the S&P 500 by 9.1 percentage points Beat |
| 3M | SBCF: down 2.3% S&P 500: down 4.1% | SBCF beat the S&P 500 by 1.8 percentage points Beat |
| YTD | SBCF: up 8.7% S&P 500: up 8.7% | SBCF matched the S&P 500 Even |
| 1Y | SBCF: up 12.4% S&P 500: up 10.9% | SBCF beat the S&P 500 by 1.5 percentage points Beat |
| Long term | ||
| 3Y | SBCF: up 60.3% S&P 500: up 75.0% +17.0% vs +20.5% a year | SBCF trailed the S&P 500 by 14.7 percentage points Trailed |
| 5Y | SBCF: up 0.4% S&P 500: up 67.8% +0.1% vs +10.9% a year | SBCF trailed the S&P 500 by 67.4 percentage points Trailed |
| 10Y | SBCF: up 123.4% S&P 500: up 313.1% +8.4% vs +15.2% a year | SBCF trailed the S&P 500 by 189.7 percentage points Trailed |
$10,000 invested in SBCF 10 years ago (Nov 4, 2016) would be worth about $22,345 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,313.
SBCF beat the S&P 500 in 3 of 7 periods.
| Period | SBCF and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | SBCF: up 3.5% S&P 500: down 5.6% | SBCF beat the S&P 500 by 9.1 percentage points Beat |
| 3M | SBCF: down 2.9% S&P 500: down 4.3% | SBCF beat the S&P 500 by 1.4 percentage points Beat |
| YTD | SBCF: up 6.7% S&P 500: up 7.8% | SBCF trailed the S&P 500 by 1.1 percentage points Trailed |
| 1Y | SBCF: up 9.8% S&P 500: up 9.7% | SBCF beat the S&P 500 by 0.1 percentage points Beat |
| Long term | ||
| 3Y | SBCF: up 48.2% S&P 500: up 68.8% +14.0% vs +19.1% a year | SBCF trailed the S&P 500 by 20.6 percentage points Trailed |
| 5Y | SBCF: down 11.4% S&P 500: up 56.9% −2.4% vs +9.4% a year | SBCF trailed the S&P 500 by 68.3 percentage points Trailed |
| 10Y | SBCF: up 95.7% S&P 500: up 252.6% +6.9% vs +13.4% a year | SBCF trailed the S&P 500 by 156.9 percentage points Trailed |
$10,000 invested in SBCF 10 years ago (Nov 4, 2016) would be worth about $19,568 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,257.
All-time high
$158.40
Closing high on . Now 78.8% below that record.
Split-adjusted daily closes since Mar 26, 1990.
Stock splits
3
Latest: 1-for-5 on . Share counts adjust after each split.
All 3 splits
- 1-for-5
- 10-for-9
- 3-for-1
Valuation
The Nov 6 close compared with the last 12 months of reported results (the four quarters to Sep 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
20.0×The Nov 6 close ÷ diluted EPS over the last 12 months ($1.68)
The range covers daily P/E ratios from Oct 28, 2021 to Nov 6, 2026, each based on the previous 12 months of earnings.
SBCF trades at 20.0× its earnings over the last 12 months, above its 5-year median of 18.8×. In plain terms, buyers are paying about $20 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 4.4×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 1.3×Book value as of Sep 30, 2026
Price relative to accounting equity (book value) per share on the Sep 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - 17.7×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 9.76%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - $4.36BAt the Nov 6 close
What it would cost to buy the whole business: the market cap at the Nov 6 close, plus debt, minus cash and short-term investments from the Sep 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own SBCF DCF in Excel. Value Seacoast Banking Corp Of Florida with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $744.93Mup 33.8%
- Net income
- $185.56Mup 28.2%
- Diluted EPS
- $1.68down 0.6%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $129.17M | $34.09M | $0.40 |
| Q1 FY25 (Mar 31, 2025) | $131.45M | $31.46M | $0.37 |
| Q2 FY25 (Jun 30, 2025) | $147.01M | $42.69M | $0.50 |
| Q3 FY25 (Sep 30, 2025) | $148.92M | $36.47M | $0.42 |
| Q4 FY25 (Dec 31, 2025) | $174.00M | $34.26M | $0.29 |
| Q1 FY26 (Mar 31, 2026) | $163.10M | $31.90M | $0.29 |
| Q2 FY26 (Jun 30, 2026) | $199.18M | $59.54M | $0.55 |
| Q3 FY26 (Sep 30, 2026) | $208.66M | $59.87M | $0.55 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $356.17M | $124.40M | $2.18 |
| FY22 (Dec 31, 2022) | $406.07M | $106.51M | $1.66 |
| FY23 (Dec 31, 2023) | $529.87M | $104.03M | $1.23 |
| FY24 (Dec 31, 2024) | $499.14M | $120.99M | $1.42 |
| FY25 (Dec 31, 2025) | $601.37M | $144.88M | $1.57 |
Margins
- Gross 100.0%
- Operating 35.2%
- Net 24.9%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $317.01MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$326.68MLast 12 months
- Capital spending$9.66MLast 12 months
- 42.6%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $39.32MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$83.28MLast 12 months
- Total returned$122.60MLast 12 months
39% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$1.41BAs of Sep 30, 2026
- 0.55As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 6.9%Last 12 months
Over the last 12 months, Seacoast Banking Corp Of Florida’s net income was 6.9% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 0.9%Last 12 months
Over the last 12 months, Seacoast Banking Corp Of Florida’s net income was 0.9% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.000 |
| 2017 | $0.000 |
| 2018 | $0.000 |
| 2019 | $0.000 |
| 2020 | $0.000 |
| 2021 | $0.39 |
| 2022 | $0.64 |
| 2023 | $0.71 |
| 2024 | $0.72 |
| 2025 | $0.73 |
| 2026 (to date) | $0.57 |
Dividend details
- $0.76Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- 2.27%; 5-yr low 0.68%, 5-yr high 3.81%Last 12 months
Dividends paid over the last 12 months as a share of the Nov 6 close. The bar shows where that yield sits in its range over the past five years; the median was 2.44%.
- $0.19Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- 3 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 45.2%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Seacoast Banking Corp Of Florida
Seacoast Banking Corporation of Florida is one of the largest community banks headquartered in Florida with approximately $15.7 billion in assets and $12.6 billion in deposits as of March 31, 2025. Seacoast and its subsidiaries provide integrated financial services including commercial and consumer banking, wealth management and mortgage services to customers at over 83 full-service branches across Florida, and through advanced mobile and online banking solutions. Seacoast National Bank is the wholly-owned subsidiary bank of Seacoast Banking Corporation of Florida.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- Florida, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
SBCF news
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SBCF stock FAQ
What is SBCF stock’s price today?
Seacoast Banking Corp Of Florida (SBCF) traded at $33.54 at the close on , down $0.06 (0.18%) from the previous close of $33.60. Over the past 52 weeks it has traded between $28.69 and $36.27.
If you invested $1,000 in SBCF 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in SBCF on would be worth about $2,234 at the close on , a total return of +123.4%. The same $1,000 would be worth $1,004 if invested five years ago, $1,124 if invested one year ago, $318 if invested 20 years ago, and $1,520 if invested 30 years ago. Past performance doesn’t predict future returns.
What is Seacoast Banking Corp Of Florida’s market cap?
Seacoast Banking Corp Of Florida’s market capitalization is about $3.2 billion. That’s Tiingo’s daily market cap for , at that day’s closing price of $33.54 (how market cap works). Seacoast Banking Corp Of Florida reported 96.82M shares outstanding at the end of its latest quarter ().
What is SBCF’s P/E ratio?
SBCF trades at 20.0 times its diluted earnings over the four quarters to ($1.68 per share), at the close. Over the past five years its P/E has ranged from 12.3 to 25.3, with a median of 18.8. (How the P/E ratio works.)
How much revenue does Seacoast Banking Corp Of Florida make?
Seacoast Banking Corp Of Florida reported $744.9 million of revenue over the four quarters to , up 33.8% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $208.7 million, up 40.1% from a year earlier.
Is Seacoast Banking Corp Of Florida profitable?
Yes. Seacoast Banking Corp Of Florida earned $185.6 million of net income over the four quarters to , a net margin of 24.9%, and its operating margin was 35.2% (what margins tell you).
What are SBCF’s earnings per share?
SBCF’s diluted earnings per share were $1.68 over the four quarters to , compared with $1.69 in the twelve months before. The latest quarter (Q3 FY26) brought $0.55 per share, against $0.42 a year earlier (how EPS works).
Does SBCF pay a dividend?
Yes. Seacoast Banking Corp Of Florida pays a quarterly dividend. The most recent was $0.19 per share, with an ex-dividend date of . Over the last twelve months it paid $0.76 per share, a 2.27% yield at the close, and the full-year dividend has risen 3 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($0.76 per share), and if the next 12 months match the last 12, 100 shares would receive about $76 over 12 months, and $1,000 over 12 months would take about 1,316 shares, roughly $44,139 at the close. Dividends can change.
What is SBCF’s 52-week high and low?
Over the past 52 weeks SBCF has traded as low as $28.69 and as high as $36.27. At $33.54 at the close on , it is 7.5% below that high and 16.9% above the low.
What is SBCF’s all-time high?
SBCF’s highest closing price was $158.40 on , adjusted for stock splits. At $33.54 at the close on , it is 78.8% below that record.
Has SBCF stock ever split?
Yes, three times: 3-for-1 on ; 10-for-9 on ; 1-for-5 on .
How has SBCF stock performed?
Including dividends and measured to the close on , SBCF has returned +8.7% so far this year and +12.4% over the past year, and +0.4% over five years (+0.1% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Seacoast Banking Corp Of Florida in?
Seacoast Banking Corp Of Florida is in the Financial Services sector and the Banks - Regional industry, and is headquartered in Florida, USA.
What exchange does SBCF trade on?
Seacoast Banking Corp Of Florida trades on the Nasdaq under the ticker symbol SBCF. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
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