Visa Inc - Class A V Stock Analysis
- NYSE
- Stock
- Pre-market · opens 9:30 AM ET
$407.92 down $6.42, 1.55% at close Oct 23
Last close · Previous close $414.34
- Market cap
- $742.69BAt the Oct 23 close
- P/E ratio
- 34.72On last 12 months’ EPS
- Diluted EPS
- $11.75Last 12 months
- Dividend yield
- 0.66%Last 12 months
Price chart
$407.92down $6.42, 1.55%Fri, Oct 23 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$414.34Oct 22
- Volume5.07MOct 23 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume5.89MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $293.89 to $414.60; now $407.92
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Oct 23 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
V beat the S&P 500 in 6 of 7 periods.
| Period | V and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | V: up 12.8% S&P 500: down 1.0% | V beat the S&P 500 by 13.8 percentage points Beat |
| 3M | V: up 16.2% S&P 500: up 3.2% | V beat the S&P 500 by 13.0 percentage points Beat |
| YTD | V: up 17.0% S&P 500: up 12.3% | V beat the S&P 500 by 4.7 percentage points Beat |
| 1Y | V: up 18.8% S&P 500: up 14.3% | V beat the S&P 500 by 4.5 percentage points Beat |
| Long term | ||
| 3Y | V: up 80.2% S&P 500: up 87.4% +21.7% vs +23.3% a year | V trailed the S&P 500 by 7.2 percentage points Trailed |
| 5Y | V: up 83.2% S&P 500: up 79.4% +12.9% vs +12.4% a year | V beat the S&P 500 by 3.8 percentage points Beat |
| 10Y | V: up 431.5% S&P 500: up 316.2% +18.2% vs +15.3% a year | V beat the S&P 500 by 115.3 percentage points Beat |
$10,000 invested in V 10 years ago (Oct 21, 2016) would be worth about $53,153 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,616.
V beat the S&P 500 in 6 of 7 periods.
| Period | V and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | V: up 12.8% S&P 500: down 1.0% | V beat the S&P 500 by 13.8 percentage points Beat |
| 3M | V: up 16.0% S&P 500: up 3.0% | V beat the S&P 500 by 13.0 percentage points Beat |
| YTD | V: up 16.3% S&P 500: up 11.4% | V beat the S&P 500 by 4.9 percentage points Beat |
| 1Y | V: up 17.9% S&P 500: up 13.1% | V beat the S&P 500 by 4.8 percentage points Beat |
| Long term | ||
| 3Y | V: up 76.2% S&P 500: up 80.7% +20.8% vs +21.8% a year | V trailed the S&P 500 by 4.5 percentage points Trailed |
| 5Y | V: up 76.4% S&P 500: up 67.7% +12.0% vs +10.9% a year | V beat the S&P 500 by 8.7 percentage points Beat |
| 10Y | V: up 395.3% S&P 500: up 255.2% +17.4% vs +13.5% a year | V beat the S&P 500 by 140.1 percentage points Beat |
$10,000 invested in V 10 years ago (Oct 21, 2016) would be worth about $49,535 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,516.
All-time high
$414.34
Closing high on . Now 1.5% below that record.
Split-adjusted daily closes since Mar 19, 2008.
Stock splits
1
4-for-1 on . One share bought before the first split is 4 shares today.
Valuation
The Oct 23 close compared with the last 12 months of reported results (the four quarters to Jun 30, 2026). Tap a metric to see how it’s calculated.
Price-to-earnings (P/E)
34.7×The Oct 23 close ÷ diluted EPS over the last 12 months ($11.75)
The range covers daily P/E ratios from Oct 15, 2021 to Oct 23, 2026, each based on the previous 12 months of earnings.
V trades at 34.7× its earnings over the last 12 months, above its 5-year median of 30.2×. In plain terms, buyers are paying about $35 for each $1 of profit from the past year. How to read P/E
Other valuation measures
- 16.7×Last 12 months’ revenue
Market value divided by revenue over the last 12 months. Useful when earnings are small or negative.
P/S = Market cap ÷ Revenue (last 12 months)Price-to-sales ratio - 20.8×Book value as of Jun 30, 2026
Price relative to accounting equity (book value) per share on the Jun 30, 2026 balance sheet. Asset-light companies often trade far above book value.
P/B = Price ÷ Book value per sharePrice-to-book ratio - 25.9×Last 12 months’ EBITDA
Enterprise value divided by EBITDA over the last 12 months. It compares companies with different amounts of debt.
EV/EBITDA = Enterprise value ÷ EBITDA (last 12 months)EV/EBITDA explained - 2.35Last 12 months’ EPS growth
The P/E divided by the growth in diluted EPS over the last 12 months (+14.7% on the 12 months before). It looks backward: near 1 means the P/E roughly matches last year’s growth. Sites that use analysts’ growth forecasts show a different PEG.
PEG = P/E ÷ EPS growth (%) = 34.7 ÷ 14.7 - 2.83%Last 12 months’ free cash flow
Free cash flow over the last 12 months as a share of the company’s market value: the cash the business generated for each dollar of stock.
FCF yield = Free cash flow (last 12 months) ÷ Market capFree cash flow - $751.87BAt the Oct 23 close
What it would cost to buy the whole business: the market cap at the Oct 23 close, plus debt, minus cash and short-term investments from the Jun 30, 2026 balance sheet.
EV = Market cap + Debt − Cash and short-term investmentsEV/EBITDA explained
Build your own V DCF in Excel. Value Visa with your own growth and margin assumptions.Browse DCF models Free DCF calculator
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Jun 30, 2026. “Last 12 months” means the four quarters from Jul 1, 2025 to Jun 30, 2026, and balance-sheet figures are as of Jun 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $44.49Bup 14.4%
- Net income
- $22.59Bup 11.4%
- Diluted EPS
- $11.75up 14.7%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Sep 30, 2024) | $9.62B | $5.32B | $2.65 |
| Q1 FY25 (Dec 31, 2024) | $9.51B | $5.12B | $2.58 |
| Q2 FY25 (Mar 31, 2025) | $9.59B | $4.58B | $2.32 |
| Q3 FY25 (Jun 30, 2025) | $10.17B | $5.27B | $2.69 |
| Q4 FY25 (Sep 30, 2025) | $10.72B | $5.09B | $2.61 |
| Q1 FY26 (Dec 31, 2025) | $10.90B | $5.85B | $3.03 |
| Q2 FY26 (Mar 31, 2026) | $11.23B | $6.02B | $3.14 |
| Q3 FY26 (Jun 30, 2026) | $11.63B | $5.63B | $2.97 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Sep 30, 2021) | $24.11B | $12.31B | $5.63 |
| FY22 (Sep 30, 2022) | $29.31B | $14.96B | $7.00 |
| FY23 (Sep 30, 2023) | $32.65B | $17.27B | $8.28 |
| FY24 (Sep 30, 2024) | $35.93B | $19.74B | $9.73 |
| FY25 (Sep 30, 2025) | $40.00B | $20.06B | $10.20 |
Margins
- Gross 82.5%
- Operating 60.7%
- Net 50.8%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $21.01BLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$22.58BLast 12 months
- Capital spending$1.57BLast 12 months
- 47.2%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $21.10BLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$5.00BLast 12 months
- Total returned$26.10BLast 12 months
124% of free cash flow
Balance sheet
- $14.83BAs of Jun 30, 2026
Cash plus short- and long-term marketable securities on the Jun 30, 2026 balance sheet.
- Total debt$23.86BAs of Jun 30, 2026
- Net debt$9.03BAs of Jun 30, 2026
- 0.99As of Jun 30, 2026
Current assets divided by current liabilities on the Jun 30, 2026 balance sheet. Above 1 means short-term assets cover the bills due within a year.
Current ratio = Current assets ÷ Current liabilitiesCurrent ratio - 0.68As of Jun 30, 2026
Total debt divided by shareholders’ equity on the Jun 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 6 of 9Last 12 months
vs the 12 beforeA 0–9 checklist from accounting professor Joseph Piotroski. Each test compares the last 12 months with the 12 months before and scores a point if it passes. 8–9 is strong; 0–2 is weak.
- ✓Net income was positive: passed
- ✓Operating cash flow was positive: passed
- ✓Return on assets improved: passed
- ✗Operating cash flow exceeded net income: not passed
- ✗Long-term debt fell relative to assets: not passed
- ✗Current ratio improved: not passed
- ✓Share count didn’t rise: passed
- ✓Gross margin improved: passed
- ✓Asset turnover (revenue ÷ assets) improved: passed
- 61.3%Last 12 months
Over the last 12 months, Visa’s net income was 61.3% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return. ROE can run this high when equity is small, for example after years of large share buybacks.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 23.4%Last 12 months
Over the last 12 months, Visa’s net income was 23.4% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.59 |
| 2017 | $0.69 |
| 2018 | $0.88 |
| 2019 | $1.05 |
| 2020 | $1.22 |
| 2021 | $1.34 |
| 2022 | $1.58 |
| 2023 | $1.87 |
| 2024 | $2.15 |
| 2025 | $2.44 |
| 2026 (to date) | $2.01 |
Dividend details
- $2.68Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- 0.66%; 5-yr low 0.50%, 5-yr high 1.01%Last 12 months
Dividends paid over the last 12 months as a share of the Oct 23 close. The bar shows where that yield sits in its range over the past five years; the median was 0.72%.
- $0.67Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 14.9% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 16 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 22.8%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Visa Inc - Class A
Visa Inc. is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, businesses and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s relentless focus on innovation is a catalyst for the rapid growth of digital commerce on any device, for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.
- Sector
- Financial Services
- Industry
- Credit Services
- Headquarters
- California, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
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V stock FAQ
What is V stock’s price today?
Visa (V) traded at $407.92 at the close on , down $6.42 (1.55%) from the previous close of $414.34. Over the past 52 weeks it has traded between $293.89 and $414.60.
If you invested $1,000 in V 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in V on would be worth about $5,315 at the close on , a total return of +431.5%. The same $1,000 would be worth $1,832 if invested five years ago and $1,188 if invested one year ago. Past performance doesn’t predict future returns.
What is Visa’s market cap?
Visa’s market capitalization is about $742.7 billion. That’s Tiingo’s daily market cap for , at that day’s closing price of $407.92 (how market cap works). Visa reported 1.79B shares outstanding at the end of its latest quarter ().
What is V’s P/E ratio?
V trades at 34.7 times its diluted earnings over the four quarters to ($11.75 per share), at the close. Over the past five years its P/E has ranged from 24.6 to 40.4, with a median of 30.2. (How the P/E ratio works.)
How much revenue does Visa make?
Visa reported $44.5 billion of revenue over the four quarters to , up 14.4% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $11.6 billion, up 14.4% from a year earlier.
Is Visa profitable?
Yes. Visa earned $22.6 billion of net income over the four quarters to , a net margin of 50.8%, and its operating margin was 60.7% (what margins tell you).
What are V’s earnings per share?
V’s diluted earnings per share were $11.75 over the four quarters to , compared with $10.24 in the twelve months before. The latest quarter (Q3 FY26) brought $2.97 per share, against $2.69 a year earlier (how EPS works).
Does V pay a dividend?
Yes. Visa pays a quarterly dividend. The most recent was $0.67 per share, with an ex-dividend date of . Over the last twelve months it paid $2.68 per share, a 0.66% yield at the close, and the full-year dividend has risen 16 years in a row (how dividend yield works).
Based on the last 12 months’ payments ($2.68 per share), and if the next 12 months match the last 12, 100 shares would receive about $268 over 12 months, and $1,000 over 12 months would take about 374 shares, roughly $152,562 at the close. Dividends can change.
What is V’s 52-week high and low?
Over the past 52 weeks V has traded as low as $293.89 and as high as $414.60. At $407.92 at the close on , it is 1.6% below that high and 38.8% above the low.
What is V’s all-time high?
V’s highest closing price was $414.34 on , adjusted for stock splits. At $407.92 at the close on , it is 1.5% below that record.
Has V stock ever split?
Yes, once: 4-for-1 on . One share bought before the first split would be 4 shares today.
How has V stock performed?
Including dividends and measured to the close on , V has returned +17.0% so far this year and +18.8% over the past year, and +83.2% over five years (+12.9% a year). Over the same periods the S&P 500, measured by SPY, returned +12.3%, +14.3% and +79.4%. Past performance doesn’t predict future returns.
What sector and industry is Visa in?
Visa is in the Financial Services sector and the Credit Services industry, and is headquartered in California, USA.
What exchange does V trade on?
Visa trades on the NYSE under the ticker symbol V. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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