Sierra Bancorp BSRR Stock Analysis
- Nasdaq
- Stock
- Market open · no trades yet today
$41.96 down $0.89, 2.08% at close Nov 5
Last close · Previous close $42.85
- Market cap
- At the Nov 5 close
- P/E ratio
- 10.84On last 12 months’ EPS
- Diluted EPS
- $3.87Last 12 months
- Dividend yield
- 2.53%Last 12 months
Price chart
$41.96down $0.89, 2.08%Thu, Nov 5 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$42.85Nov 4
- Volume88.52KNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume91.58KLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $28.35 to $44.00; now $41.96
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
Performance
Past performance, measured to the Nov 5 close. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
BSRR beat the S&P 500 in 6 of 7 periods.
| Period | BSRR and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | BSRR: up 7.2% S&P 500: down 5.4% | BSRR beat the S&P 500 by 12.6 percentage points Beat |
| 3M | BSRR: up 3.7% S&P 500: down 4.5% | BSRR beat the S&P 500 by 8.2 percentage points Beat |
| YTD | BSRR: up 31.9% S&P 500: up 8.3% | BSRR beat the S&P 500 by 23.6 percentage points Beat |
| 1Y | BSRR: up 44.1% S&P 500: up 9.3% | BSRR beat the S&P 500 by 34.8 percentage points Beat |
| Long term | ||
| 3Y | BSRR: up 151.2% S&P 500: up 74.8% +35.9% vs +20.5% a year | BSRR beat the S&P 500 by 76.4 percentage points Beat |
| 5Y | BSRR: up 92.4% S&P 500: up 67.3% +14.0% vs +10.8% a year | BSRR beat the S&P 500 by 25.1 percentage points Beat |
| 10Y | BSRR: up 235.6% S&P 500: up 311.8% +12.9% vs +15.2% a year | BSRR trailed the S&P 500 by 76.2 percentage points Trailed |
$10,000 invested in BSRR 10 years ago (Nov 4, 2016) would be worth about $33,565 at the close on , with dividends reinvested. The same amount in the S&P 500 would be worth about $41,184.
BSRR beat the S&P 500 in 6 of 7 periods.
| Period | BSRR and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | BSRR: up 6.5% S&P 500: down 5.4% | BSRR beat the S&P 500 by 11.9 percentage points Beat |
| 3M | BSRR: up 3.0% S&P 500: down 4.8% | BSRR beat the S&P 500 by 7.8 percentage points Beat |
| YTD | BSRR: up 28.4% S&P 500: up 7.5% | BSRR beat the S&P 500 by 20.9 percentage points Beat |
| 1Y | BSRR: up 40.2% S&P 500: up 8.2% | BSRR beat the S&P 500 by 32.0 percentage points Beat |
| Long term | ||
| 3Y | BSRR: up 127.2% S&P 500: up 68.6% +31.5% vs +19.0% a year | BSRR beat the S&P 500 by 58.6 percentage points Beat |
| 5Y | BSRR: up 59.3% S&P 500: up 56.4% +9.8% vs +9.4% a year | BSRR beat the S&P 500 by 2.9 percentage points Beat |
| 10Y | BSRR: up 140.6% S&P 500: up 251.5% +9.2% vs +13.4% a year | BSRR trailed the S&P 500 by 110.9 percentage points Trailed |
$10,000 invested in BSRR 10 years ago (Nov 4, 2016) would be worth about $24,060 at the close on , not counting dividends. The same amount in the S&P 500 would be worth about $35,147.
All-time high
$42.92
Closing high on . Now 2.2% below that record.
Split-adjusted daily closes since May 30, 1996.
Stock splits
2
Latest: 2-for-1 on . One share bought before the first split is 4 shares today.
Both splits
- 2-for-1
- 2-for-1
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $157.59Mup 9.1%
- Net income
- $50.61Mup 27.2%
- Diluted EPS
- $3.87up 34.4%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $35.46M | $10.36M | $0.73 |
| Q1 FY25 (Mar 31, 2025) | $34.68M | $9.10M | $0.65 |
| Q2 FY25 (Jun 30, 2025) | $38.01M | $10.63M | $0.78 |
| Q3 FY25 (Sep 30, 2025) | $36.34M | $9.70M | $0.72 |
| Q4 FY25 (Dec 31, 2025) | $40.15M | $12.89M | $0.96 |
| Q1 FY26 (Mar 31, 2026) | $38.55M | $12.52M | $0.96 |
| Q2 FY26 (Jun 30, 2026) | $36.79M | $9.92M | $0.77 |
| Q3 FY26 (Sep 30, 2026) | $42.10M | $15.28M | $1.18 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $140.76M | $43.01M | $2.80 |
| FY22 (Dec 31, 2022) | $129.72M | $33.66M | $2.24 |
| FY23 (Dec 31, 2023) | $139.12M | $34.84M | $2.36 |
| FY24 (Dec 31, 2024) | $146.76M | $40.56M | $2.82 |
| FY25 (Dec 31, 2025) | $149.18M | $42.33M | $3.11 |
Margins
- Gross 100.0%
- Operating 42.5%
- Net 32.1%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $51.24MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$51.97MLast 12 months
- Capital spending$731.00KLast 12 months
- 32.5%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $20.73MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$13.72MLast 12 months
- Total returned$34.45MLast 12 months
67% of free cash flow
Balance sheet
- Not reportedAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$250.79MAs of Sep 30, 2026
- 0.69As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 13.9%Last 12 months
Over the last 12 months, Sierra Bancorp’s net income was 13.9% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 1.4%Last 12 months
Over the last 12 months, Sierra Bancorp’s net income was 1.4% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
Dividends
Cash dividends per share by ex-dividend year, adjusted for splits.
Dividends per share
Data table
| Year | Per share |
|---|---|
| 2016 | $0.48 |
| 2017 | $0.56 |
| 2018 | $0.64 |
| 2019 | $0.74 |
| 2020 | $0.80 |
| 2021 | $0.86 |
| 2022 | $0.92 |
| 2023 | $0.92 |
| 2024 | $0.94 |
| 2025 | $1.00 |
| 2026 (to date) | $1.06 |
Dividend details
- $1.06Per share, last 12 months
Cash dividends per share with ex-dividend dates in the last 12 months.
- Dividend yield2.53%Last 12 months
- $0.27Ex-dividend
The most recent payment per share. Shares bought on or after the ex-dividend date don’t receive it.
- FrequencyQuarterly4 payments in the last 12 months
- up 4.6% a yearFull years 2020–2025
The compound annual growth rate of the full-year dividend per share from 2020 to 2025.
- 2 yearsThrough 2025
How many calendar years in a row the full-year amount has risen, through 2025.
- 27.4%Last 12 months
The share of earnings paid out as dividends over the last 12 months. Lower ratios leave more room to reinvest or raise the dividend.
Payout = Dividends per share ÷ Diluted EPS (both last 12 months)Payout ratio calculator
About Sierra Bancorp
Sierra Bancorp is the holding Company for Bank of the Sierra ( www.bankofthesierra.com ), which is in its 48 th year of operations and is the largest independent bank headquartered in the South San Joaquin Valley. Bank of the Sierra is a community-centric regional bank, which offers a broad range of retail and commercial banking services through full-service branches located within the counties of Tulare, Kern, Kings, Fresno, Ventura, San Luis Obispo, and Santa Barbara. The Bank also maintains an online branch and provides specialized lending services through an agricultural credit center in Templeton, California. In 2025, Bank of the Sierra was recognized as one of the strongest and top-performing community banks in the country, with a 5-star rating from Bauer Financial.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Headquarters
- California, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- Nasdaq
- Asset type
- Common stock
- Price history since
BSRR news
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BSRR stock FAQ
What is BSRR stock’s price today?
Sierra Bancorp (BSRR) traded at $41.96 at the close on , down $0.89 (2.08%) from the previous close of $42.85. Over the past 52 weeks it has traded between $28.35 and $44.00.
If you invested $1,000 in BSRR 10 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in BSRR on would be worth about $3,356 at the close on , a total return of +235.6%. The same $1,000 would be worth $1,924 if invested five years ago, $1,441 if invested one year ago, $2,462 if invested 20 years ago, and $13,587 if invested 30 years ago. Past performance doesn’t predict future returns.
What is BSRR’s P/E ratio?
BSRR trades at 10.8 times its diluted earnings over the four quarters to ($3.87 per share), at the close. (How the P/E ratio works.)
How much revenue does Sierra Bancorp make?
Sierra Bancorp reported $157.6 million of revenue over the four quarters to , up 9.1% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $42.1 million, up 15.8% from a year earlier.
Is Sierra Bancorp profitable?
Yes. Sierra Bancorp earned $50.6 million of net income over the four quarters to , a net margin of 32.1%, and its operating margin was 42.5% (what margins tell you).
What are BSRR’s earnings per share?
BSRR’s diluted earnings per share were $3.87 over the four quarters to , compared with $2.88 in the twelve months before. The latest quarter (Q3 FY26) brought $1.18 per share, against $0.72 a year earlier (how EPS works).
Does BSRR pay a dividend?
Yes. Sierra Bancorp pays a quarterly dividend. The most recent was $0.27 per share, with an ex-dividend date of . Over the last twelve months it paid $1.06 per share, a 2.53% yield at the close (how dividend yield works).
Based on the last 12 months’ payments ($1.06 per share), and if the next 12 months match the last 12, 100 shares would receive about $106 over 12 months, and $1,000 over 12 months would take about 944 shares, roughly $39,610 at the close. Dividends can change.
What is BSRR’s 52-week high and low?
Over the past 52 weeks BSRR has traded as low as $28.35 and as high as $44.00. At $41.96 at the close on , it is 4.6% below that high and 48.0% above the low.
What is BSRR’s all-time high?
BSRR’s highest closing price was $42.92 on , adjusted for stock splits. At $41.96 at the close on , it is 2.2% below that record.
Has BSRR stock ever split?
Yes, twice: 2-for-1 on ; 2-for-1 on . One share bought before the first split would be 4 shares today.
How has BSRR stock performed?
Including dividends and measured to the close on , BSRR has returned +31.9% so far this year and +44.1% over the past year, and +92.4% over five years (+14.0% a year). Over the same periods the S&P 500, measured by SPY, returned +8.3%, +9.3% and +67.3%. Past performance doesn’t predict future returns.
What sector and industry is Sierra Bancorp in?
Sierra Bancorp is in the Financial Services sector and the Banks - Regional industry, and is headquartered in California, USA.
What exchange does BSRR trade on?
Sierra Bancorp trades on the Nasdaq under the ticker symbol BSRR. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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