Toast Inc - Class A TOST Stock Analysis
- NYSE
- Stock
- Market closed · opens Monday 9:30 AM ET
$34.87 down $0.30, 0.84% on Nov 6
Last price · Previous close $35.16
- Market cap
- At the last price
- P/E ratio
- 37.90On last 12 months’ EPS
- Diluted EPS
- $0.92Last 12 months
- Dividend yield
- NoneLast 12 months
Price chart
$34.87down $0.29, 0.84%Fri, Nov 6 session
Use the left and right arrow keys to move along the chart.
Price data
Trading
- Previous close$35.16Nov 5
- Volume14.84MNov 5 session
Shares traded on all US exchanges in the last completed session. Live intraday volume covers IEX only, so it is left out.
- Avg. volume9.25MLast 21 sessions
The average daily shares traded over the last 21 trading sessions, about one calendar month.
- 52-week range: $22.26 to $38.64; now $34.87
The lowest and highest trades over the past 52 weeks, adjusted for splits. The marker shows the latest price.
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Performance
Past performance, measured to the last price. Total return includes reinvested dividends.Price change only, without dividends. Compared with the S&P 500, using SPY.
TOST beat the S&P 500 in 3 of 6 periods.
| Period | TOST and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | TOST: up 15.3% S&P 500: down 5.6% | TOST beat the S&P 500 by 20.9 percentage points Beat |
| 3M | TOST: up 0.4% S&P 500: down 4.1% | TOST beat the S&P 500 by 4.5 percentage points Beat |
| YTD | TOST: down 1.8% S&P 500: up 8.7% | TOST trailed the S&P 500 by 10.5 percentage points Trailed |
| 1Y | TOST: down 4.2% S&P 500: up 10.9% | TOST trailed the S&P 500 by 15.1 percentage points Trailed |
| Long term | ||
| 3Y | TOST: up 104.4% S&P 500: up 75.0% +26.9% vs +20.5% a year | TOST beat the S&P 500 by 29.4 percentage points Beat |
| 5Y | TOST: down 40.9% S&P 500: up 67.8% −10.0% vs +10.9% a year | TOST trailed the S&P 500 by 108.7 percentage points Trailed |
$10,000 invested in TOST 5 years ago (Nov 5, 2021) would be worth about $5,909 as of , with dividends reinvested. The same amount in the S&P 500 would be worth about $16,782.
TOST beat the S&P 500 in 3 of 6 periods.
| Period | TOST and S&P 500 | vs S&P 500 |
|---|---|---|
| Short term | ||
| 1M | TOST: up 15.3% S&P 500: down 5.6% | TOST beat the S&P 500 by 20.9 percentage points Beat |
| 3M | TOST: up 0.4% S&P 500: down 4.3% | TOST beat the S&P 500 by 4.7 percentage points Beat |
| YTD | TOST: down 1.8% S&P 500: up 7.8% | TOST trailed the S&P 500 by 9.6 percentage points Trailed |
| 1Y | TOST: down 4.2% S&P 500: up 9.7% | TOST trailed the S&P 500 by 13.9 percentage points Trailed |
| Long term | ||
| 3Y | TOST: up 104.4% S&P 500: up 68.8% +26.9% vs +19.1% a year | TOST beat the S&P 500 by 35.6 percentage points Beat |
| 5Y | TOST: down 40.9% S&P 500: up 56.9% −10.0% vs +9.4% a year | TOST trailed the S&P 500 by 97.8 percentage points Trailed |
$10,000 invested in TOST 5 years ago (Nov 5, 2021) would be worth about $5,909 as of , not counting dividends. The same amount in the S&P 500 would be worth about $15,694.
All-time high
$65.22
Closing high on . Now 46.5% below that record.
Split-adjusted daily closes since Sep 22, 2021.
Stock splits
TOST hasn’t split since its price history begins in 2021.
Valuation
Financials
Reported results, not forecasts. From company filings via Tiingo; the latest report is Q3 FY26, the quarter ended Sep 30, 2026. “Last 12 months” means the four quarters from Oct 1, 2025 to Sep 30, 2026, and balance-sheet figures are as of Sep 30, 2026.
Revenue and net income
Last 12 months, with the change from the 12 months before
- Revenue
- $7.15Bup 22.1%
- Net income
- $550.00Mup 101.5%
- Diluted EPS
- $0.92up 114.0%
Data table
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| Q4 FY24 (Dec 31, 2024) | $1.34B | $32.00M | $0.05 |
| Q1 FY25 (Mar 31, 2025) | $1.34B | $56.00M | $0.09 |
| Q2 FY25 (Jun 30, 2025) | $1.55B | $80.00M | $0.13 |
| Q3 FY25 (Sep 30, 2025) | $1.63B | $105.00M | $0.16 |
| Q4 FY25 (Dec 31, 2025) | $1.63B | $101.00M | $0.17 |
| Q1 FY26 (Mar 31, 2026) | $1.63B | $126.00M | $0.20 |
| Q2 FY26 (Jun 30, 2026) | $1.91B | $154.00M | $0.26 |
| Q3 FY26 (Sep 30, 2026) | $1.98B | $169.00M | $0.29 |
| Period | Revenue | Net income | Diluted EPS |
|---|---|---|---|
| FY21 (Dec 31, 2021) | $1.71B | −$487.00M | −$1.68 |
| FY22 (Dec 31, 2022) | $2.73B | −$275.00M | −$0.72 |
| FY23 (Dec 31, 2023) | $3.87B | −$246.00M | −$0.47 |
| FY24 (Dec 31, 2024) | $4.96B | $19.00M | $0.03 |
| FY25 (Dec 31, 2025) | $6.15B | $342.00M | $0.56 |
Margins
- Gross 27.0%
- Operating 7.2%
- Net 7.7%
The percentages above the chart cover the last 12 months; the lines show each quarter. What margins tell you
Cash flow
- $604.00MLast 12 months
Cash from operations minus capital spending: the cash left after the business maintains and grows its assets.
FCF = Operating cash flow − Capital spendingFree cash flow - Operating cash flow$668.00MLast 12 months
- Capital spending$64.00MLast 12 months
- 8.4%Last 12 months
Free cash flow as a share of revenue, both over the last 12 months.
Shareholder returns
- $501.00MLast 12 months
Cash spent repurchasing shares, net of shares issued. Buybacks shrink the share count, so each remaining share owns more of the company.
- Dividends paid$0.00Last 12 months
- Total returned$501.00MLast 12 months
83% of free cash flow
Balance sheet
- $1.96BAs of Sep 30, 2026
Cash plus short- and long-term marketable securities on the Sep 30, 2026 balance sheet.
- Total debt$0.00As of Sep 30, 2026
- Net cash$1.96BAs of Sep 30, 2026
- 2.66As of Sep 30, 2026
Current assets divided by current liabilities on the Sep 30, 2026 balance sheet. Above 1 means short-term assets cover the bills due within a year.
Current ratio = Current assets ÷ Current liabilitiesCurrent ratio - 0.00As of Sep 30, 2026
Total debt divided by shareholders’ equity on the Sep 30, 2026 balance sheet: a measure of financial leverage.
D/E = Total debt ÷ Shareholders’ equityDebt-to-equity ratio
Financial strength
- 7 of 9Last 12 months
vs the 12 beforeA 0–9 checklist from accounting professor Joseph Piotroski. Each test compares the last 12 months with the 12 months before and scores a point if it passes. 8–9 is strong; 0–2 is weak.
- ✓Net income was positive: passed
- ✓Operating cash flow was positive: passed
- ✓Return on assets improved: passed
- ✓Operating cash flow exceeded net income: passed
- ✓Long-term debt fell relative to assets: passed
- ✗Current ratio improved: not passed
- ✓Share count didn’t rise: passed
- ✓Gross margin improved: passed
- ✗Asset turnover (revenue ÷ assets) improved: not passed
- 26.0%Last 12 months
Over the last 12 months, Toast’s net income was 26.0% of its shareholders’ equity (averaged over the last four quarter-ends). It describes the past year, not an expected return.
ROE = Net income (last 12 months) ÷ Average equityReturn on equity - 17.2%Last 12 months
Over the last 12 months, Toast’s net income was 17.2% of its total assets (averaged over the last four quarter-ends): what the business earned on everything it owns.
ROA = Net income (last 12 months) ÷ Average total assets
About Toast Inc - Class A
Toast Inc - Class A
- Sector
- Technology
- Industry
- Software - Infrastructure
- Headquarters
- Massachusetts, USA
- SEC filings
- EDGAR (opens in a new tab)
- Exchange
- NYSE
- Asset type
- Common stock
- Price history since
TOST news
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TOST stock FAQ
What is TOST stock’s price today?
Toast (TOST) traded at $34.87 as of , down $0.30 (0.84%) from the previous close of $35.16. Over the past 52 weeks it has traded between $22.26 and $38.64.
If you invested $1,000 in TOST 5 years ago, how much would you have now?
With dividends reinvested, $1,000 invested in TOST on would be worth about $591 as of , a total return of −40.9%. The same $1,000 would be worth $958 if invested one year ago. Past performance doesn’t predict future returns.
What is TOST’s P/E ratio?
TOST trades at 37.9 times its diluted earnings over the four quarters to ($0.92 per share), at the last price on . (How the P/E ratio works.)
How much revenue does Toast make?
Toast reported $7.2 billion of revenue over the four quarters to , up 22.1% from the twelve months before. In its latest quarter (Q3 FY26, ended ) revenue was $2.0 billion, up 21.3% from a year earlier.
Is Toast profitable?
Yes. Toast earned $550.0 million of net income over the four quarters to , a net margin of 7.7%, and its operating margin was 7.2% (what margins tell you).
What are TOST’s earnings per share?
TOST’s diluted earnings per share were $0.92 over the four quarters to , compared with $0.43 in the twelve months before. The latest quarter (Q3 FY26) brought $0.29 per share, against $0.16 a year earlier (how EPS works).
Does TOST pay a dividend?
Toast hasn’t paid a dividend in the last twelve months.
What is TOST’s 52-week high and low?
Over the past 52 weeks TOST has traded as low as $22.26 and as high as $38.64. At $34.87 as of , it is 9.8% below that high and 56.6% above the low.
What is TOST’s all-time high?
TOST’s highest closing price was $65.22 on , adjusted for stock splits. At $34.87 as of , it is 46.5% below that record.
Has TOST stock ever split?
No. TOST hasn’t split since its price history begins in 2021.
How has TOST stock performed?
Including dividends and measured to the last price on , TOST has returned −1.8% so far this year and −4.2% over the past year, and −40.9% over five years (−10.0% a year). Over the same periods the S&P 500, measured by SPY, returned +8.7%, +10.9% and +67.8%. Past performance doesn’t predict future returns.
What sector and industry is Toast in?
Toast is in the Technology sector and the Software - Infrastructure industry, and is headquartered in Massachusetts, USA.
What exchange does TOST trade on?
Toast trades on the NYSE under the ticker symbol TOST. Its price history on this dashboard begins on .
Member SIPC.Low CommissionsLearn More (opens in a new tab)Sponsored. Affiliate link: I may earn a commission. The inclusion of Interactive Brokers’ (IBKR) name, logo or weblink is present pursuant to an advertising arrangement only. IBKR is not a contributor, reviewer, provider or sponsor of content published on this site, and is not responsible for the accuracy of any products or services discussed.
About this data. Data sourced by Tiingo (opens in a new tab). The live price is Tiingo’s real-time price, based on IEX trades and quotes; intraday charts show IEX trades, and volume figures are consolidated totals for completed sessions. Prices are split-adjusted, and total returns assume dividends are reinvested. Financials come from company filings and can lag new reports. Times are Eastern.
This page is for education, not investment advice. Past performance doesn't predict future returns. Logos provided by Logo.dev (opens in a new tab).
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