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3 articles · 45 min
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Investment Account Types Explained
Compare investment account types by ownership, tax treatment and trading permissions, with examples for individuals, families, trusts and small businesses.
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Roth IRA Explained
Learn how a Roth IRA works, including 2026 contribution limits, income eligibility, withdrawals, five-year rules, conversions and U.S. account comparisons.
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Traditional IRA Explained
Traditional IRA rules explained: 2026 contribution and deduction limits, nondeductible basis, withdrawals, RMDs, transfers, and choosing an account custodian.
Investment Account Types
24 parts · 5½ hours
Individual Brokerage Accounts Explained
An individual brokerage account gives one person control of taxable investments. Learn about eligibility, funding, taxes, withdrawals and beneficiary choices.
Joint Brokerage Accounts Explained
Understand joint brokerage account ownership, shared control, taxes and inheritance. Compare JTWROS, tenants in common, entirety and community property forms.
JTWROS Brokerage Accounts Explained
Understand a JTWROS brokerage account: equal ownership, survivorship, shared control, gift taxes, cost basis and state-law limits before combining investments.
Tenants in Common Brokerage Accounts
A tenants in common brokerage account can hold unequal shares without automatic survivorship. Learn ownership, taxes, transfers, inheritance and shared control.
Tenancy by the Entirety Accounts
A tenancy by the entirety account lets spouses hold investments where state law permits. Learn creditor limits, control, taxes, transfers and survivorship.
Community Property Brokerage Accounts
Understand how a community property brokerage account handles marital ownership, investment taxes, express survivorship and basis at death, with clear examples.
Custodial Brokerage Account: UGMA/UTMA
Learn how a custodial brokerage account works: UGMA and UTMA ownership, gifts, taxes, handover ages, financial aid, transfers and alternatives for a child.
Trust Brokerage Accounts Explained
A trust brokerage account lets a trustee manage investments for beneficiaries. Learn funding, account authority, distributions, taxes, costs and succession.
Revocable Trust Brokerage Accounts
Learn how a revocable trust brokerage account handles funding, grantor taxes, trustee control, withdrawals, incapacity, and inheritance under U.S. rules.
Irrevocable Trust Brokerage Accounts
Learn how an irrevocable trust brokerage account works, including trustee control, grantor and nongrantor taxes, funding, distributions, and practical risks.
Testamentary Trust Accounts Explained
A testamentary trust account holds investments under a will. Learn estate-to-trust funding, trustee authority, distributions, tax reporting and account checks.
A rollover IRA can preserve retirement savings after a job change. Learn direct and indirect rollovers, withholding, Roth distinctions, and common mistakes.
Inherited IRA rules explained: beneficiary categories, annual RMDs, ten-year deadlines, spouse options, trust beneficiaries, taxes and direct account transfers.
Learn inherited Roth IRA payout deadlines, spouse options, beneficiary trusts, five-year qualification and when withdrawals of inherited earnings are taxable.
Learn how a SEP IRA works, including 2026 contribution limits, self-employed calculations, employee coverage, taxes, withdrawals, and business plan comparisons.
Learn how a SIMPLE IRA works in 2026, including employee eligibility, contribution tiers, employer funding, payroll deadlines and two-year transfer rules.
Business Brokerage Accounts Explained
Understand business brokerage accounts for LLCs, corporations and partnerships, including ownership, taxes, authorized users, funding, costs and withdrawals.
Cash Brokerage Accounts Explained
Learn how a cash brokerage account works, including T+1 settlement, trading violations, currency funding, taxes and how cash permissions compare with margin.
Regulation T Margin Account Explained
A Regulation T margin account permits securities-backed borrowing. Learn initial and maintenance rules, liquidation risks, taxes, funding and transfer limits.
Portfolio Margin Accounts Explained
Learn how a portfolio margin account works, including eligibility, hedges, costs, taxes, withdrawals, transfers and the risks of forced liquidation in the U.S.
Limited Margin in an IRA Explained
Limited margin in an IRA offers settlement flexibility without cash borrowing. Learn about trading restrictions, options risks, taxes and current broker rules.
Managing Family Investment Accounts
Managing family investment accounts starts with clear authority, separate owner goals and tax records. Learn how to delegate, oversee and plan for succession.
Family Office Investment Accounts
Family office investment accounts keep ownership separate from management. Learn the federal exclusion, authority, taxes, funding, oversight, and succession.
Transfer on Death Brokerage Accounts
Transfer on death brokerage accounts explained: beneficiary choices, probate limits, inheritance taxes and steps to complete an effective TOD designation.
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